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Side-by-side financial comparison of MONRO, INC. (MNRO) and TXNM ENERGY INC (TXNM). Click either name above to swap in a different company.

TXNM ENERGY INC is the larger business by last-quarter revenue ($506.4M vs $293.4M, roughly 1.7× MONRO, INC.). MONRO, INC. runs the higher net margin — 3.8% vs -1.0%, a 4.8% gap on every dollar of revenue. On growth, TXNM ENERGY INC posted the faster year-over-year revenue change (5.3% vs -4.0%). MONRO, INC. produced more free cash flow last quarter ($9.1M vs $-152.1M). Over the past eight quarters, TXNM ENERGY INC's revenue compounded faster (8.4% CAGR vs -2.7%).

Monro, Inc. is an automotive services company founded and headquartered in Rochester, New York, U.S. As of 2025, Monro has 1,260 locations making them the second-largest automotive services company in North America after Driven Brands by number of locations and by revenue.

TXNM Energy, Inc. is an energy holding company based in Albuquerque, New Mexico. TXNM was founded in 1917 as the Albuquerque Gas and Electric Company. TXNM Energy owns both PNM and Texas - New Mexico Power (TNMP)

MNRO vs TXNM — Head-to-Head

Bigger by revenue
TXNM
TXNM
1.7× larger
TXNM
$506.4M
$293.4M
MNRO
Growing faster (revenue YoY)
TXNM
TXNM
+9.3% gap
TXNM
5.3%
-4.0%
MNRO
Higher net margin
MNRO
MNRO
4.8% more per $
MNRO
3.8%
-1.0%
TXNM
More free cash flow
MNRO
MNRO
$161.2M more FCF
MNRO
$9.1M
$-152.1M
TXNM
Faster 2-yr revenue CAGR
TXNM
TXNM
Annualised
TXNM
8.4%
-2.7%
MNRO

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
MNRO
MNRO
TXNM
TXNM
Revenue
$293.4M
$506.4M
Net Profit
$11.1M
$-5.3M
Gross Margin
34.9%
Operating Margin
6.3%
18.5%
Net Margin
3.8%
-1.0%
Revenue YoY
-4.0%
5.3%
Net Profit YoY
143.1%
-126.4%
EPS (diluted)
$0.35
$-0.06

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MNRO
MNRO
TXNM
TXNM
Q4 25
$293.4M
$506.4M
Q3 25
$288.9M
$656.3M
Q2 25
$301.0M
$493.8M
Q1 25
$295.0M
$480.4M
Q4 24
$305.8M
$481.0M
Q3 24
$301.4M
$574.3M
Q2 24
$293.2M
$473.2M
Q1 24
$310.1M
$431.1M
Net Profit
MNRO
MNRO
TXNM
TXNM
Q4 25
$11.1M
$-5.3M
Q3 25
$5.7M
$136.3M
Q2 25
$-8.1M
$26.0M
Q1 25
$-21.3M
$12.8M
Q4 24
$4.6M
$20.0M
Q3 24
$5.6M
$136.4M
Q2 24
$5.9M
$52.0M
Q1 24
$3.7M
$50.4M
Gross Margin
MNRO
MNRO
TXNM
TXNM
Q4 25
34.9%
Q3 25
35.7%
Q2 25
35.5%
Q1 25
33.0%
Q4 24
34.3%
Q3 24
35.3%
51.8%
Q2 24
37.2%
41.9%
Q1 24
35.5%
40.8%
Operating Margin
MNRO
MNRO
TXNM
TXNM
Q4 25
6.3%
18.5%
Q3 25
4.4%
30.9%
Q2 25
-2.0%
14.7%
Q1 25
-8.1%
15.0%
Q4 24
3.3%
15.8%
Q3 24
4.4%
33.3%
Q2 24
4.5%
22.3%
Q1 24
3.3%
18.7%
Net Margin
MNRO
MNRO
TXNM
TXNM
Q4 25
3.8%
-1.0%
Q3 25
2.0%
20.8%
Q2 25
-2.7%
5.3%
Q1 25
-7.2%
2.7%
Q4 24
1.5%
4.2%
Q3 24
1.9%
23.7%
Q2 24
2.0%
11.0%
Q1 24
1.2%
11.7%
EPS (diluted)
MNRO
MNRO
TXNM
TXNM
Q4 25
$0.35
$-0.06
Q3 25
$0.18
$1.22
Q2 25
$-0.28
$0.22
Q1 25
$-0.74
$0.10
Q4 24
$0.15
$0.17
Q3 24
$0.18
$1.45
Q2 24
$0.19
$0.53
Q1 24
$0.12
$0.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MNRO
MNRO
TXNM
TXNM
Cash + ST InvestmentsLiquidity on hand
$4.9M
$18.3M
Total DebtLower is stronger
$45.0M
Stockholders' EquityBook value
$604.9M
$3.4B
Total Assets
$1.6B
$12.1B
Debt / EquityLower = less leverage
0.07×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MNRO
MNRO
TXNM
TXNM
Q4 25
$4.9M
$18.3M
Q3 25
$10.5M
$32.1M
Q2 25
$7.8M
$22.2M
Q1 25
$20.8M
$6.1M
Q4 24
$10.2M
$4.5M
Q3 24
$20.9M
$7.2M
Q2 24
$18.7M
$3.2M
Q1 24
$6.6M
$3.0M
Total Debt
MNRO
MNRO
TXNM
TXNM
Q4 25
$45.0M
Q3 25
$60.0M
Q2 25
$71.5M
Q1 25
$61.3M
Q4 24
$59.3M
Q3 24
$62.0M
Q2 24
$112.0M
Q1 24
$102.0M
Stockholders' Equity
MNRO
MNRO
TXNM
TXNM
Q4 25
$604.9M
$3.4B
Q3 25
$601.7M
$3.4B
Q2 25
$604.9M
$3.2B
Q1 25
$620.8M
$2.5B
Q4 24
$648.9M
$2.5B
Q3 24
$651.9M
$2.5B
Q2 24
$654.4M
$2.4B
Q1 24
$656.8M
$2.4B
Total Assets
MNRO
MNRO
TXNM
TXNM
Q4 25
$1.6B
$12.1B
Q3 25
$1.6B
$12.0B
Q2 25
$1.6B
$11.7B
Q1 25
$1.6B
$11.4B
Q4 24
$1.7B
$11.2B
Q3 24
$1.7B
$10.8B
Q2 24
$1.7B
$10.6B
Q1 24
$1.7B
$10.3B
Debt / Equity
MNRO
MNRO
TXNM
TXNM
Q4 25
0.07×
Q3 25
0.10×
Q2 25
0.12×
Q1 25
0.10×
Q4 24
0.09×
Q3 24
0.10×
Q2 24
0.17×
Q1 24
0.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MNRO
MNRO
TXNM
TXNM
Operating Cash FlowLast quarter
$17.8M
$157.7M
Free Cash FlowOCF − Capex
$9.1M
$-152.1M
FCF MarginFCF / Revenue
3.1%
-30.0%
Capex IntensityCapex / Revenue
3.0%
61.2%
Cash ConversionOCF / Net Profit
1.60×
TTM Free Cash FlowTrailing 4 quarters
$49.6M
$-611.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MNRO
MNRO
TXNM
TXNM
Q4 25
$17.8M
$157.7M
Q3 25
$32.3M
$282.0M
Q2 25
$-1.9M
$3.5M
Q1 25
$28.9M
$141.3M
Q4 24
$14.8M
$158.6M
Q3 24
$62.6M
$180.0M
Q2 24
$25.6M
$76.7M
Q1 24
$-5.3M
$92.8M
Free Cash Flow
MNRO
MNRO
TXNM
TXNM
Q4 25
$9.1M
$-152.1M
Q3 25
$26.6M
$4.7M
Q2 25
$-9.3M
$-262.6M
Q1 25
$23.2M
$-201.4M
Q4 24
$7.9M
$-182.9M
Q3 24
$57.6M
$-143.7M
Q2 24
$16.8M
$-216.0M
Q1 24
$-11.9M
$-196.3M
FCF Margin
MNRO
MNRO
TXNM
TXNM
Q4 25
3.1%
-30.0%
Q3 25
9.2%
0.7%
Q2 25
-3.1%
-53.2%
Q1 25
7.9%
-41.9%
Q4 24
2.6%
-38.0%
Q3 24
19.1%
-25.0%
Q2 24
5.7%
-45.6%
Q1 24
-3.8%
-45.5%
Capex Intensity
MNRO
MNRO
TXNM
TXNM
Q4 25
3.0%
61.2%
Q3 25
2.0%
42.3%
Q2 25
2.5%
53.9%
Q1 25
1.9%
71.3%
Q4 24
2.2%
71.0%
Q3 24
1.6%
56.4%
Q2 24
3.0%
61.9%
Q1 24
2.1%
67.1%
Cash Conversion
MNRO
MNRO
TXNM
TXNM
Q4 25
1.60×
Q3 25
5.71×
2.07×
Q2 25
0.14×
Q1 25
11.04×
Q4 24
3.23×
7.93×
Q3 24
11.08×
1.32×
Q2 24
4.37×
1.48×
Q1 24
-1.42×
1.84×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MNRO
MNRO

Tires$150.2M51%
Maintenance$73.5M25%
Brakes$35.1M12%
Steering$24.9M8%
Batteries$6.2M2%
Exhaust$3.2M1%

TXNM
TXNM

Electricity$348.8M69%
Other$89.3M18%
Electric Transmission Service$40.4M8%
Wholesale Energy Sales$26.2M5%
Miscellaneous Revenue From Contracts With Customers$1.7M0%

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