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Side-by-side financial comparison of MainStreet Bancshares, Inc. (MNSB) and X4 Pharmaceuticals, Inc (XFOR). Click either name above to swap in a different company.

MainStreet Bancshares, Inc. is the larger business by last-quarter revenue ($32.8M vs $28.8M, roughly 1.1× X4 Pharmaceuticals, Inc).

MainStreet Bancshares, Inc. is a US-based bank holding company that provides comprehensive retail and commercial banking services, including deposit products, personal and business loans, mortgage lending, and wealth management solutions. It primarily serves individual consumers, small and medium-sized enterprises, and local community customers through its regional branch network.

X4 Pharmaceuticals, Inc. is a clinical-stage biotechnology company focused on developing novel targeted therapies for rare immunological diseases and oncology indications with high unmet medical needs. It operates primarily across the U.S. and European markets, with a lead pipeline candidate for WHIM syndrome and multiple other preclinical and clinical assets for immune disorders and cancer.

MNSB vs XFOR — Head-to-Head

Bigger by revenue
MNSB
MNSB
1.1× larger
MNSB
$32.8M
$28.8M
XFOR

Income Statement — Q4 FY2025 vs Q1 FY2025

Metric
MNSB
MNSB
XFOR
XFOR
Revenue
$32.8M
$28.8M
Net Profit
$282.0K
Gross Margin
55.1%
83.6%
Operating Margin
14.9%
-32.8%
Net Margin
1.0%
Revenue YoY
-8.8%
Net Profit YoY
100.5%
EPS (diluted)
$0.46
$0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MNSB
MNSB
XFOR
XFOR
Q4 25
$32.8M
Q3 25
$33.6M
Q2 25
$35.4M
Q1 25
$33.9M
$28.8M
Q4 24
$35.9M
Q3 24
$34.5M
Q2 24
$34.2M
Q1 24
$33.3M
$0
Net Profit
MNSB
MNSB
XFOR
XFOR
Q4 25
Q3 25
$4.5M
Q2 25
$4.6M
Q1 25
$2.5M
$282.0K
Q4 24
Q3 24
$265.0K
Q2 24
$2.6M
Q1 24
$3.3M
$-51.8M
Gross Margin
MNSB
MNSB
XFOR
XFOR
Q4 25
55.1%
Q3 25
54.3%
Q2 25
56.2%
Q1 25
51.5%
83.6%
Q4 24
46.9%
Q3 24
47.1%
Q2 24
47.7%
Q1 24
49.4%
Operating Margin
MNSB
MNSB
XFOR
XFOR
Q4 25
14.9%
Q3 25
16.1%
Q2 25
16.0%
Q1 25
9.2%
-32.8%
Q4 24
-4373.3%
Q3 24
0.3%
Q2 24
8.4%
Q1 24
12.4%
Net Margin
MNSB
MNSB
XFOR
XFOR
Q4 25
Q3 25
13.4%
Q2 25
13.0%
Q1 25
7.2%
1.0%
Q4 24
Q3 24
0.8%
Q2 24
7.7%
Q1 24
9.9%
EPS (diluted)
MNSB
MNSB
XFOR
XFOR
Q4 25
$0.46
Q3 25
$0.52
Q2 25
$0.53
Q1 25
$0.25
$0.04
Q4 24
$-2.19
Q3 24
$-0.04
Q2 24
$0.27
Q1 24
$0.36
$-7.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MNSB
MNSB
XFOR
XFOR
Cash + ST InvestmentsLiquidity on hand
$40.3M
Total DebtLower is stronger
$75.0M
Stockholders' EquityBook value
$218.6M
$22.9M
Total Assets
$2.2B
$130.0M
Debt / EquityLower = less leverage
3.27×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MNSB
MNSB
XFOR
XFOR
Q4 25
Q3 25
Q2 25
Q1 25
$40.3M
Q4 24
Q3 24
Q2 24
Q1 24
$60.5M
Total Debt
MNSB
MNSB
XFOR
XFOR
Q4 25
Q3 25
Q2 25
Q1 25
$75.0M
Q4 24
Q3 24
Q2 24
Q1 24
$55.0M
Stockholders' Equity
MNSB
MNSB
XFOR
XFOR
Q4 25
$218.6M
Q3 25
$218.4M
Q2 25
$213.5M
Q1 25
$209.6M
$22.9M
Q4 24
$208.0M
Q3 24
$226.1M
Q2 24
$224.7M
Q1 24
$223.1M
$1.0M
Total Assets
MNSB
MNSB
XFOR
XFOR
Q4 25
$2.2B
Q3 25
$2.1B
Q2 25
$2.1B
Q1 25
$2.2B
$130.0M
Q4 24
$2.2B
Q3 24
$2.2B
Q2 24
$2.1B
Q1 24
$2.1B
$112.2M
Debt / Equity
MNSB
MNSB
XFOR
XFOR
Q4 25
Q3 25
Q2 25
Q1 25
3.27×
Q4 24
Q3 24
Q2 24
Q1 24
53.09×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MNSB
MNSB
XFOR
XFOR
Operating Cash FlowLast quarter
$14.8M
$-12.4M
Free Cash FlowOCF − Capex
$10.6M
FCF MarginFCF / Revenue
32.5%
Capex IntensityCapex / Revenue
12.7%
0.0%
Cash ConversionOCF / Net Profit
-43.86×
TTM Free Cash FlowTrailing 4 quarters
$14.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MNSB
MNSB
XFOR
XFOR
Q4 25
$14.8M
Q3 25
$5.6M
Q2 25
$1.2M
Q1 25
$1.5M
$-12.4M
Q4 24
$14.7M
Q3 24
$4.5M
Q2 24
$1.2M
Q1 24
$3.6M
$-33.6M
Free Cash Flow
MNSB
MNSB
XFOR
XFOR
Q4 25
$10.6M
Q3 25
$5.5M
Q2 25
$-2.6M
Q1 25
$1.4M
Q4 24
$13.8M
Q3 24
$4.3M
Q2 24
$1.1M
Q1 24
$3.0M
$-33.7M
FCF Margin
MNSB
MNSB
XFOR
XFOR
Q4 25
32.5%
Q3 25
16.2%
Q2 25
-7.4%
Q1 25
4.1%
Q4 24
38.5%
Q3 24
12.5%
Q2 24
3.1%
Q1 24
9.1%
Capex Intensity
MNSB
MNSB
XFOR
XFOR
Q4 25
12.7%
Q3 25
0.4%
Q2 25
10.8%
Q1 25
0.2%
0.0%
Q4 24
2.5%
Q3 24
0.5%
Q2 24
0.3%
Q1 24
1.8%
Cash Conversion
MNSB
MNSB
XFOR
XFOR
Q4 25
Q3 25
1.24×
Q2 25
0.26×
Q1 25
0.59×
-43.86×
Q4 24
Q3 24
16.87×
Q2 24
0.45×
Q1 24
1.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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