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Side-by-side financial comparison of MOGU Inc. (MOGU) and Neptune Insurance Holdings Inc. (NP). Click either name above to swap in a different company.
Neptune Insurance Holdings Inc. is the larger business by last-quarter revenue ($37.8M vs $19.5M, roughly 1.9× MOGU Inc.). Neptune Insurance Holdings Inc. runs the higher net margin — 0.1% vs -44.3%, a 44.4% gap on every dollar of revenue. On growth, Neptune Insurance Holdings Inc. posted the faster year-over-year revenue change (28.8% vs -12.4%).
Mogu Mogu is a brand of fruit-flavoured drink with pieces of nata de coco, produced by Thailand-based Sappe Public Company Limited and exported to many international markets, especially South Korea, the Philippines, Indonesia and France.
Neptune Insurance Holdings Inc. is a specialty insurance holding company that offers a broad portfolio of property and casualty insurance products, with a core focus on residential and commercial flood insurance for customers across the United States. It serves both individual consumers and small to mid-sized business clients, using advanced data analytics to support accurate policy pricing and robust risk management.
MOGU vs NP — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $19.5M | $37.8M |
| Net Profit | $-8.6M | $50.0K |
| Gross Margin | 0.0% | — |
| Operating Margin | -71.6% | — |
| Net Margin | -44.3% | 0.1% |
| Revenue YoY | -12.4% | 28.8% |
| Net Profit YoY | -5.0% | 0.0% |
| EPS (diluted) | $0.00 | $0.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $37.8M | ||
| Q3 25 | — | $44.4M | ||
| Q1 25 | $19.5M | — | ||
| Q3 24 | — | $33.8M | ||
| Q1 24 | $22.2M | — |
| Q1 26 | — | $50.0K | ||
| Q3 25 | — | $11.5M | ||
| Q1 25 | $-8.6M | — | ||
| Q3 24 | — | $12.1M | ||
| Q1 24 | $-8.2M | — |
| Q1 26 | — | — | ||
| Q3 25 | — | — | ||
| Q1 25 | 0.0% | — | ||
| Q3 24 | — | — | ||
| Q1 24 | 0.0% | — |
| Q1 26 | — | — | ||
| Q3 25 | — | 46.7% | ||
| Q1 25 | -71.6% | — | ||
| Q3 24 | — | 58.6% | ||
| Q1 24 | -49.4% | — |
| Q1 26 | — | 0.1% | ||
| Q3 25 | — | 25.9% | ||
| Q1 25 | -44.3% | — | ||
| Q3 24 | — | 35.8% | ||
| Q1 24 | -37.0% | — |
| Q1 26 | — | $0.05 | ||
| Q3 25 | — | $0.06 | ||
| Q1 25 | $0.00 | — | ||
| Q3 24 | — | $0.06 | ||
| Q1 24 | $0.00 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $52.3M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $70.1M | — |
| Total Assets | $118.3M | — |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q3 25 | — | $12.2M | ||
| Q1 25 | $52.3M | — | ||
| Q3 24 | — | — | ||
| Q1 24 | $58.2M | — |
| Q1 26 | — | — | ||
| Q3 25 | — | $247.6M | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — | ||
| Q1 24 | — | — |
| Q1 26 | — | — | ||
| Q3 25 | — | $-509.5M | ||
| Q1 25 | $70.1M | — | ||
| Q3 24 | — | $-374.3M | ||
| Q1 24 | $81.5M | — |
| Q1 26 | — | — | ||
| Q3 25 | — | $89.6M | ||
| Q1 25 | $118.3M | — | ||
| Q3 24 | — | — | ||
| Q1 24 | $130.0M | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-9.4M | — |
| Free Cash FlowOCF − Capex | $-10.7M | — |
| FCF MarginFCF / Revenue | -55.2% | — |
| Capex IntensityCapex / Revenue | 7.1% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q3 25 | — | $38.9M | ||
| Q1 25 | $-9.4M | — | ||
| Q3 24 | — | — | ||
| Q1 24 | $-5.6M | — |
| Q1 26 | — | — | ||
| Q3 25 | — | — | ||
| Q1 25 | $-10.7M | — | ||
| Q3 24 | — | — | ||
| Q1 24 | $-18.6M | — |
| Q1 26 | — | — | ||
| Q3 25 | — | — | ||
| Q1 25 | -55.2% | — | ||
| Q3 24 | — | — | ||
| Q1 24 | -84.0% | — |
| Q1 26 | — | — | ||
| Q3 25 | — | — | ||
| Q1 25 | 7.1% | — | ||
| Q3 24 | — | — | ||
| Q1 24 | 58.7% | — |
| Q1 26 | — | — | ||
| Q3 25 | — | 3.38× | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
