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Side-by-side financial comparison of MOVADO GROUP INC (MOV) and OFG BANCORP (OFG). Click either name above to swap in a different company.
MOVADO GROUP INC is the larger business by last-quarter revenue ($186.1M vs $184.3M, roughly 1.0× OFG BANCORP). OFG BANCORP runs the higher net margin — 30.3% vs 5.1%, a 25.2% gap on every dollar of revenue. On growth, MOVADO GROUP INC posted the faster year-over-year revenue change (1.9% vs 0.9%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $11.6M). Over the past eight quarters, MOVADO GROUP INC's revenue compounded faster (2.9% CAGR vs 2.8%).
Movado is a luxury American watch brand originally founded in 1881 in Switzerland. Movado means "movement" in Esperanto. The watches are known for their signature metallic dot at 12 o'clock and minimalist style; the company is best known for its Museum Watch.
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....
MOV vs OFG — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $186.1M | $184.3M |
| Net Profit | $9.6M | $55.9M |
| Gross Margin | 54.3% | — |
| Operating Margin | 6.3% | 25.7% |
| Net Margin | 5.1% | 30.3% |
| Revenue YoY | 1.9% | 0.9% |
| Net Profit YoY | 89.8% | 11.0% |
| EPS (diluted) | $0.42 | $1.27 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $186.1M | $184.3M | ||
| Q3 25 | $161.8M | $186.2M | ||
| Q2 25 | $131.8M | $182.4M | ||
| Q1 25 | $181.5M | $178.6M | ||
| Q4 24 | $180.5M | $182.7M | ||
| Q3 24 | $157.0M | $174.7M | ||
| Q2 24 | $134.4M | $179.8M | ||
| Q1 24 | $175.8M | $174.4M |
| Q4 25 | $9.6M | $55.9M | ||
| Q3 25 | $3.0M | $51.8M | ||
| Q2 25 | $1.4M | $51.8M | ||
| Q1 25 | $8.1M | $45.6M | ||
| Q4 24 | $4.8M | $50.3M | ||
| Q3 24 | $3.5M | $47.0M | ||
| Q2 24 | $2.0M | $51.1M | ||
| Q1 24 | $9.8M | $49.7M |
| Q4 25 | 54.3% | — | ||
| Q3 25 | 54.1% | — | ||
| Q2 25 | 54.1% | — | ||
| Q1 25 | 54.2% | — | ||
| Q4 24 | 53.5% | — | ||
| Q3 24 | 54.3% | — | ||
| Q2 24 | 54.3% | — | ||
| Q1 24 | 53.5% | — |
| Q4 25 | 6.3% | 25.7% | ||
| Q3 25 | 2.5% | 33.0% | ||
| Q2 25 | 0.2% | 36.1% | ||
| Q1 25 | 5.1% | 33.3% | ||
| Q4 24 | 3.3% | 28.9% | ||
| Q3 24 | 1.7% | 35.4% | ||
| Q2 24 | 1.6% | 39.6% | ||
| Q1 24 | 6.1% | 38.9% |
| Q4 25 | 5.1% | 30.3% | ||
| Q3 25 | 1.8% | 27.8% | ||
| Q2 25 | 1.1% | 28.4% | ||
| Q1 25 | 4.4% | 25.5% | ||
| Q4 24 | 2.7% | 27.6% | ||
| Q3 24 | 2.2% | 26.9% | ||
| Q2 24 | 1.5% | 28.4% | ||
| Q1 24 | 5.6% | 28.5% |
| Q4 25 | $0.42 | $1.27 | ||
| Q3 25 | $0.13 | $1.16 | ||
| Q2 25 | $0.06 | $1.15 | ||
| Q1 25 | $0.36 | $1.00 | ||
| Q4 24 | $0.21 | $1.10 | ||
| Q3 24 | $0.15 | $1.00 | ||
| Q2 24 | $0.09 | $1.08 | ||
| Q1 24 | $0.44 | $1.05 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $183.9M | $1.0B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $497.5M | $1.4B |
| Total Assets | $751.9M | $12.5B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $183.9M | $1.0B | ||
| Q3 25 | $180.5M | $740.3M | ||
| Q2 25 | $203.1M | $851.8M | ||
| Q1 25 | $208.5M | $710.6M | ||
| Q4 24 | $181.5M | $591.1M | ||
| Q3 24 | $198.3M | $680.6M | ||
| Q2 24 | $225.4M | $740.4M | ||
| Q1 24 | $262.1M | $754.4M |
| Q4 25 | $497.5M | $1.4B | ||
| Q3 25 | $489.9M | $1.4B | ||
| Q2 25 | $493.2M | $1.3B | ||
| Q1 25 | $481.3M | $1.3B | ||
| Q4 24 | $491.3M | $1.3B | ||
| Q3 24 | $492.0M | $1.3B | ||
| Q2 24 | $489.6M | $1.2B | ||
| Q1 24 | $505.9M | $1.2B |
| Q4 25 | $751.9M | $12.5B | ||
| Q3 25 | $748.7M | $12.2B | ||
| Q2 25 | $747.2M | $12.2B | ||
| Q1 25 | $729.2M | $11.7B | ||
| Q4 24 | $747.2M | $11.5B | ||
| Q3 24 | $742.5M | $11.5B | ||
| Q2 24 | $736.0M | $11.3B | ||
| Q1 24 | $756.5M | $11.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $12.3M | $217.7M |
| Free Cash FlowOCF − Capex | $11.6M | $199.3M |
| FCF MarginFCF / Revenue | 6.2% | 108.1% |
| Capex IntensityCapex / Revenue | 0.4% | 10.0% |
| Cash ConversionOCF / Net Profit | 1.28× | 3.90× |
| TTM Free Cash FlowTrailing 4 quarters | $35.3M | $345.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $12.3M | $217.7M | ||
| Q3 25 | $-3.8M | $39.5M | ||
| Q2 25 | $-7.2M | $35.9M | ||
| Q1 25 | $39.1M | $83.1M | ||
| Q4 24 | $-4.7M | $252.5M | ||
| Q3 24 | $-17.8M | $58.1M | ||
| Q2 24 | $-18.1M | $95.1M | ||
| Q1 24 | $69.4M | $61.0M |
| Q4 25 | $11.6M | $199.3M | ||
| Q3 25 | $-5.1M | $35.5M | ||
| Q2 25 | $-8.7M | $31.8M | ||
| Q1 25 | $37.5M | $78.7M | ||
| Q4 24 | $-7.2M | $231.2M | ||
| Q3 24 | $-20.1M | $51.8M | ||
| Q2 24 | $-19.7M | $90.4M | ||
| Q1 24 | $67.8M | $54.8M |
| Q4 25 | 6.2% | 108.1% | ||
| Q3 25 | -3.1% | 19.1% | ||
| Q2 25 | -6.6% | 17.4% | ||
| Q1 25 | 20.7% | 44.1% | ||
| Q4 24 | -4.0% | 126.5% | ||
| Q3 24 | -12.8% | 29.6% | ||
| Q2 24 | -14.7% | 50.3% | ||
| Q1 24 | 38.6% | 31.4% |
| Q4 25 | 0.4% | 10.0% | ||
| Q3 25 | 0.8% | 2.1% | ||
| Q2 25 | 1.2% | 2.3% | ||
| Q1 25 | 0.9% | 2.4% | ||
| Q4 24 | 1.4% | 11.7% | ||
| Q3 24 | 1.5% | 3.6% | ||
| Q2 24 | 1.2% | 2.6% | ||
| Q1 24 | 0.9% | 3.5% |
| Q4 25 | 1.28× | 3.90× | ||
| Q3 25 | -1.27× | 0.76× | ||
| Q2 25 | -5.08× | 0.69× | ||
| Q1 25 | 4.86× | 1.82× | ||
| Q4 24 | -0.98× | 5.02× | ||
| Q3 24 | -5.14× | 1.24× | ||
| Q2 24 | -8.97× | 1.86× | ||
| Q1 24 | 7.06× | 1.23× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MOV
| Other | $81.4M | 44% |
| Owned Brands Category | $46.0M | 25% |
| Sales Channel Directly To Consumer | $35.3M | 19% |
| Company Stores | $23.4M | 13% |
OFG
Segment breakdown not available.
