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Side-by-side financial comparison of MOVADO GROUP INC (MOV) and PRA GROUP INC (PRAA). Click either name above to swap in a different company.
PRA GROUP INC is the larger business by last-quarter revenue ($333.4M vs $186.1M, roughly 1.8× MOVADO GROUP INC). PRA GROUP INC runs the higher net margin — 17.0% vs 5.1%, a 11.8% gap on every dollar of revenue. On growth, PRA GROUP INC posted the faster year-over-year revenue change (13.7% vs 1.9%). MOVADO GROUP INC produced more free cash flow last quarter ($11.6M vs $-90.4M). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs 2.9%).
Movado is a luxury American watch brand originally founded in 1881 in Switzerland. Movado means "movement" in Esperanto. The watches are known for their signature metallic dot at 12 o'clock and minimalist style; the company is best known for its Museum Watch.
PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.
MOV vs PRAA — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $186.1M | $333.4M |
| Net Profit | $9.6M | $56.5M |
| Gross Margin | 54.3% | — |
| Operating Margin | 6.3% | 37.7% |
| Net Margin | 5.1% | 17.0% |
| Revenue YoY | 1.9% | 13.7% |
| Net Profit YoY | 89.8% | 206.3% |
| EPS (diluted) | $0.42 | $1.47 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $186.1M | $333.4M | ||
| Q3 25 | $161.8M | $311.1M | ||
| Q2 25 | $131.8M | $287.7M | ||
| Q1 25 | $181.5M | $269.6M | ||
| Q4 24 | $180.5M | $293.2M | ||
| Q3 24 | $157.0M | $281.5M | ||
| Q2 24 | $134.4M | $284.2M | ||
| Q1 24 | $175.8M | $255.6M |
| Q4 25 | $9.6M | $56.5M | ||
| Q3 25 | $3.0M | $-407.7M | ||
| Q2 25 | $1.4M | $42.4M | ||
| Q1 25 | $8.1M | $3.7M | ||
| Q4 24 | $4.8M | $18.5M | ||
| Q3 24 | $3.5M | $27.2M | ||
| Q2 24 | $2.0M | $21.5M | ||
| Q1 24 | $9.8M | $3.5M |
| Q4 25 | 54.3% | — | ||
| Q3 25 | 54.1% | — | ||
| Q2 25 | 54.1% | — | ||
| Q1 25 | 54.2% | — | ||
| Q4 24 | 53.5% | — | ||
| Q3 24 | 54.3% | — | ||
| Q2 24 | 54.3% | — | ||
| Q1 24 | 53.5% | — |
| Q4 25 | 6.3% | 37.7% | ||
| Q3 25 | 2.5% | -101.4% | ||
| Q2 25 | 0.2% | 29.6% | ||
| Q1 25 | 5.1% | 27.7% | ||
| Q4 24 | 3.3% | 32.1% | ||
| Q3 24 | 1.7% | 32.0% | ||
| Q2 24 | 1.6% | 31.4% | ||
| Q1 24 | 6.1% | 26.0% |
| Q4 25 | 5.1% | 17.0% | ||
| Q3 25 | 1.8% | -131.0% | ||
| Q2 25 | 1.1% | 14.7% | ||
| Q1 25 | 4.4% | 1.4% | ||
| Q4 24 | 2.7% | 6.3% | ||
| Q3 24 | 2.2% | 9.6% | ||
| Q2 24 | 1.5% | 7.6% | ||
| Q1 24 | 5.6% | 1.4% |
| Q4 25 | $0.42 | $1.47 | ||
| Q3 25 | $0.13 | $-10.43 | ||
| Q2 25 | $0.06 | $1.08 | ||
| Q1 25 | $0.36 | $0.09 | ||
| Q4 24 | $0.21 | $0.47 | ||
| Q3 24 | $0.15 | $0.69 | ||
| Q2 24 | $0.09 | $0.54 | ||
| Q1 24 | $0.44 | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $183.9M | $104.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $497.5M | $979.9M |
| Total Assets | $751.9M | $5.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $183.9M | $104.4M | ||
| Q3 25 | $180.5M | $107.5M | ||
| Q2 25 | $203.1M | $131.6M | ||
| Q1 25 | $208.5M | $128.7M | ||
| Q4 24 | $181.5M | $105.9M | ||
| Q3 24 | $198.3M | $141.1M | ||
| Q2 24 | $225.4M | $118.9M | ||
| Q1 24 | $262.1M | $108.1M |
| Q4 25 | $497.5M | $979.9M | ||
| Q3 25 | $489.9M | $928.5M | ||
| Q2 25 | $493.2M | $1.3B | ||
| Q1 25 | $481.3M | $1.2B | ||
| Q4 24 | $491.3M | $1.1B | ||
| Q3 24 | $492.0M | $1.2B | ||
| Q2 24 | $489.6M | $1.1B | ||
| Q1 24 | $505.9M | $1.1B |
| Q4 25 | $751.9M | $5.1B | ||
| Q3 25 | $748.7M | $5.0B | ||
| Q2 25 | $747.2M | $5.4B | ||
| Q1 25 | $729.2M | $5.1B | ||
| Q4 24 | $747.2M | $4.9B | ||
| Q3 24 | $742.5M | $4.9B | ||
| Q2 24 | $736.0M | $4.7B | ||
| Q1 24 | $756.5M | $4.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $12.3M | $-85.5M |
| Free Cash FlowOCF − Capex | $11.6M | $-90.4M |
| FCF MarginFCF / Revenue | 6.2% | -27.1% |
| Capex IntensityCapex / Revenue | 0.4% | 1.4% |
| Cash ConversionOCF / Net Profit | 1.28× | -1.51× |
| TTM Free Cash FlowTrailing 4 quarters | $35.3M | $-169.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $12.3M | $-85.5M | ||
| Q3 25 | $-3.8M | $-10.1M | ||
| Q2 25 | $-7.2M | $-12.9M | ||
| Q1 25 | $39.1M | $-52.6M | ||
| Q4 24 | $-4.7M | $-94.6M | ||
| Q3 24 | $-17.8M | $-35.0M | ||
| Q2 24 | $-18.1M | $-29.5M | ||
| Q1 24 | $69.4M | $-73.0M |
| Q4 25 | $11.6M | $-90.4M | ||
| Q3 25 | $-5.1M | $-11.3M | ||
| Q2 25 | $-8.7M | $-14.2M | ||
| Q1 25 | $37.5M | $-53.5M | ||
| Q4 24 | $-7.2M | $-98.6M | ||
| Q3 24 | $-20.1M | $-36.1M | ||
| Q2 24 | $-19.7M | $-30.8M | ||
| Q1 24 | $67.8M | $-73.5M |
| Q4 25 | 6.2% | -27.1% | ||
| Q3 25 | -3.1% | -3.6% | ||
| Q2 25 | -6.6% | -4.9% | ||
| Q1 25 | 20.7% | -19.8% | ||
| Q4 24 | -4.0% | -33.6% | ||
| Q3 24 | -12.8% | -12.8% | ||
| Q2 24 | -14.7% | -10.8% | ||
| Q1 24 | 38.6% | -28.8% |
| Q4 25 | 0.4% | 1.4% | ||
| Q3 25 | 0.8% | 0.4% | ||
| Q2 25 | 1.2% | 0.4% | ||
| Q1 25 | 0.9% | 0.3% | ||
| Q4 24 | 1.4% | 1.4% | ||
| Q3 24 | 1.5% | 0.4% | ||
| Q2 24 | 1.2% | 0.5% | ||
| Q1 24 | 0.9% | 0.2% |
| Q4 25 | 1.28× | -1.51× | ||
| Q3 25 | -1.27× | — | ||
| Q2 25 | -5.08× | -0.30× | ||
| Q1 25 | 4.86× | -14.37× | ||
| Q4 24 | -0.98× | -5.13× | ||
| Q3 24 | -5.14× | -1.29× | ||
| Q2 24 | -8.97× | -1.37× | ||
| Q1 24 | 7.06× | -21.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MOV
| Other | $81.4M | 44% |
| Owned Brands Category | $46.0M | 25% |
| Sales Channel Directly To Consumer | $35.3M | 19% |
| Company Stores | $23.4M | 13% |
PRAA
| GB | $170.1M | 51% |
| Other | $163.3M | 49% |
