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Side-by-side financial comparison of MOTORCAR PARTS OF AMERICA INC (MPAA) and PRA GROUP INC (PRAA). Click either name above to swap in a different company.

PRA GROUP INC is the larger business by last-quarter revenue ($333.4M vs $167.7M, roughly 2.0× MOTORCAR PARTS OF AMERICA INC). PRA GROUP INC runs the higher net margin — 17.0% vs 1.1%, a 15.9% gap on every dollar of revenue. On growth, PRA GROUP INC posted the faster year-over-year revenue change (13.7% vs -9.9%). MOTORCAR PARTS OF AMERICA INC produced more free cash flow last quarter ($-8.6M vs $-90.4M). Over the past eight quarters, PRA GROUP INC's revenue compounded faster (14.2% CAGR vs -5.9%).

Toyota Motor North America (TMNA) is the operating subsidiary that oversees all operations of the Toyota Motor Corporation in Canada, Mexico, and the United States. Its operations include research and development, manufacturing, sales, marketing, after sales and corporate functions, which are controlled by TMNA but sometimes executed by other subsidiaries and holding companies. The company is headquartered in Plano, Texas, with offices in several locations including Georgetown, Kentucky, Ann ...

PRA Group, Inc. is a publicly traded debt buyer and debt collection company based in Norfolk, Virginia. The company buys delinquent consumer debt from credit card issuers and other financial institutions at a discount and pursues collection of the full debt owed. Founded in 1996, PRA Group employs more than 3200 people in 18 countries.

MPAA vs PRAA — Head-to-Head

Bigger by revenue
PRAA
PRAA
2.0× larger
PRAA
$333.4M
$167.7M
MPAA
Growing faster (revenue YoY)
PRAA
PRAA
+23.6% gap
PRAA
13.7%
-9.9%
MPAA
Higher net margin
PRAA
PRAA
15.9% more per $
PRAA
17.0%
1.1%
MPAA
More free cash flow
MPAA
MPAA
$81.7M more FCF
MPAA
$-8.6M
$-90.4M
PRAA
Faster 2-yr revenue CAGR
PRAA
PRAA
Annualised
PRAA
14.2%
-5.9%
MPAA

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
MPAA
MPAA
PRAA
PRAA
Revenue
$167.7M
$333.4M
Net Profit
$1.8M
$56.5M
Gross Margin
19.6%
Operating Margin
5.0%
37.7%
Net Margin
1.1%
17.0%
Revenue YoY
-9.9%
13.7%
Net Profit YoY
-22.4%
206.3%
EPS (diluted)
$0.09
$1.47

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MPAA
MPAA
PRAA
PRAA
Q4 25
$167.7M
$333.4M
Q3 25
$221.5M
$311.1M
Q2 25
$188.4M
$287.7M
Q1 25
$193.1M
$269.6M
Q4 24
$186.2M
$293.2M
Q3 24
$208.2M
$281.5M
Q2 24
$169.9M
$284.2M
Q1 24
$189.5M
$255.6M
Net Profit
MPAA
MPAA
PRAA
PRAA
Q4 25
$1.8M
$56.5M
Q3 25
$-2.1M
$-407.7M
Q2 25
$3.0M
$42.4M
Q1 25
$-722.0K
$3.7M
Q4 24
$2.3M
$18.5M
Q3 24
$-3.0M
$27.2M
Q2 24
$-18.1M
$21.5M
Q1 24
$1.3M
$3.5M
Gross Margin
MPAA
MPAA
PRAA
PRAA
Q4 25
19.6%
Q3 25
19.3%
Q2 25
18.0%
Q1 25
19.9%
Q4 24
24.1%
Q3 24
19.8%
Q2 24
17.2%
Q1 24
18.4%
Operating Margin
MPAA
MPAA
PRAA
PRAA
Q4 25
5.0%
37.7%
Q3 25
7.4%
-101.4%
Q2 25
10.7%
29.6%
Q1 25
8.4%
27.7%
Q4 24
9.4%
32.1%
Q3 24
6.0%
32.0%
Q2 24
-3.8%
31.4%
Q1 24
6.4%
26.0%
Net Margin
MPAA
MPAA
PRAA
PRAA
Q4 25
1.1%
17.0%
Q3 25
-1.0%
-131.0%
Q2 25
1.6%
14.7%
Q1 25
-0.4%
1.4%
Q4 24
1.2%
6.3%
Q3 24
-1.4%
9.6%
Q2 24
-10.6%
7.6%
Q1 24
0.7%
1.4%
EPS (diluted)
MPAA
MPAA
PRAA
PRAA
Q4 25
$0.09
$1.47
Q3 25
$-0.11
$-10.43
Q2 25
$0.15
$1.08
Q1 25
$-0.03
$0.09
Q4 24
$0.11
$0.47
Q3 24
$-0.15
$0.69
Q2 24
$-0.92
$0.54
Q1 24
$0.06
$0.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MPAA
MPAA
PRAA
PRAA
Cash + ST InvestmentsLiquidity on hand
$19.6M
$104.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$258.5M
$979.9M
Total Assets
$991.3M
$5.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MPAA
MPAA
PRAA
PRAA
Q4 25
$19.6M
$104.4M
Q3 25
$17.7M
$107.5M
Q2 25
$14.5M
$131.6M
Q1 25
$11.3M
$128.7M
Q4 24
$12.7M
$105.9M
Q3 24
$12.3M
$141.1M
Q2 24
$9.4M
$118.9M
Q1 24
$15.8M
$108.1M
Stockholders' Equity
MPAA
MPAA
PRAA
PRAA
Q4 25
$258.5M
$979.9M
Q3 25
$258.5M
$928.5M
Q2 25
$260.1M
$1.3B
Q1 25
$257.7M
$1.2B
Q4 24
$262.7M
$1.1B
Q3 24
$264.0M
$1.2B
Q2 24
$267.2M
$1.1B
Q1 24
$285.1M
$1.1B
Total Assets
MPAA
MPAA
PRAA
PRAA
Q4 25
$991.3M
$5.1B
Q3 25
$990.0M
$5.0B
Q2 25
$973.4M
$5.4B
Q1 25
$957.6M
$5.1B
Q4 24
$949.5M
$4.9B
Q3 24
$986.2M
$4.9B
Q2 24
$978.0M
$4.7B
Q1 24
$1.0B
$4.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MPAA
MPAA
PRAA
PRAA
Operating Cash FlowLast quarter
$-8.2M
$-85.5M
Free Cash FlowOCF − Capex
$-8.6M
$-90.4M
FCF MarginFCF / Revenue
-5.2%
-27.1%
Capex IntensityCapex / Revenue
0.2%
1.4%
Cash ConversionOCF / Net Profit
-4.63×
-1.51×
TTM Free Cash FlowTrailing 4 quarters
$27.7M
$-169.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MPAA
MPAA
PRAA
PRAA
Q4 25
$-8.2M
$-85.5M
Q3 25
$21.9M
$-10.1M
Q2 25
$10.0M
$-12.9M
Q1 25
$9.1M
$-52.6M
Q4 24
$34.4M
$-94.6M
Q3 24
$22.9M
$-35.0M
Q2 24
$-20.8M
$-29.5M
Q1 24
$-9.3M
$-73.0M
Free Cash Flow
MPAA
MPAA
PRAA
PRAA
Q4 25
$-8.6M
$-90.4M
Q3 25
$20.8M
$-11.3M
Q2 25
$9.2M
$-14.2M
Q1 25
$6.2M
$-53.5M
Q4 24
$33.7M
$-98.6M
Q3 24
$22.3M
$-36.1M
Q2 24
$-21.3M
$-30.8M
Q1 24
$-9.8M
$-73.5M
FCF Margin
MPAA
MPAA
PRAA
PRAA
Q4 25
-5.2%
-27.1%
Q3 25
9.4%
-3.6%
Q2 25
4.9%
-4.9%
Q1 25
3.2%
-19.8%
Q4 24
18.1%
-33.6%
Q3 24
10.7%
-12.8%
Q2 24
-12.6%
-10.8%
Q1 24
-5.2%
-28.8%
Capex Intensity
MPAA
MPAA
PRAA
PRAA
Q4 25
0.2%
1.4%
Q3 25
0.5%
0.4%
Q2 25
0.4%
0.4%
Q1 25
1.5%
0.3%
Q4 24
0.4%
1.4%
Q3 24
0.3%
0.4%
Q2 24
0.3%
0.5%
Q1 24
0.3%
0.2%
Cash Conversion
MPAA
MPAA
PRAA
PRAA
Q4 25
-4.63×
-1.51×
Q3 25
Q2 25
3.30×
-0.30×
Q1 25
-14.37×
Q4 24
15.00×
-5.13×
Q3 24
-1.29×
Q2 24
-1.37×
Q1 24
-6.93×
-21.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MPAA
MPAA

Reportable Segment Aggregation Before Other Operating Segment$156.3M93%
Other$11.4M7%

PRAA
PRAA

GB$170.1M51%
Other$163.3M49%

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