vs

Side-by-side financial comparison of MID PENN BANCORP INC (MPB) and SBC Medical Group Holdings Inc (SBC). Click either name above to swap in a different company.

MID PENN BANCORP INC is the larger business by last-quarter revenue ($62.0M vs $39.6M, roughly 1.6× SBC Medical Group Holdings Inc). SBC Medical Group Holdings Inc runs the higher net margin — 35.9% vs 31.4%, a 4.5% gap on every dollar of revenue. On growth, MID PENN BANCORP INC posted the faster year-over-year revenue change (30.8% vs -10.9%). MID PENN BANCORP INC produced more free cash flow last quarter ($71.8M vs $51.2M). Over the past eight quarters, MID PENN BANCORP INC's revenue compounded faster (21.1% CAGR vs -15.0%).

Commerce Bancorp was a Cherry Hill, New Jersey–based bank created in 1973. In 2007, it was purchased by Toronto-Dominion Bank, which merged Commerce into TD Banknorth, the latter of which was rebranded to TD Bank.

SBC Medical Group Holdings Inc. is a leading Japan-headquartered healthcare provider primarily focused on aesthetic medicine, dermatology, and anti-aging wellness services. It operates an extensive network of clinics across Japan, catering to both domestic patients and international medical tourists, with core offerings including cosmetic surgery and non-invasive skincare treatments.

MPB vs SBC — Head-to-Head

Bigger by revenue
MPB
MPB
1.6× larger
MPB
$62.0M
$39.6M
SBC
Growing faster (revenue YoY)
MPB
MPB
+41.7% gap
MPB
30.8%
-10.9%
SBC
Higher net margin
SBC
SBC
4.5% more per $
SBC
35.9%
31.4%
MPB
More free cash flow
MPB
MPB
$20.6M more FCF
MPB
$71.8M
$51.2M
SBC
Faster 2-yr revenue CAGR
MPB
MPB
Annualised
MPB
21.1%
-15.0%
SBC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
MPB
MPB
SBC
SBC
Revenue
$62.0M
$39.6M
Net Profit
$19.4M
$14.2M
Gross Margin
73.1%
Operating Margin
43.6%
32.5%
Net Margin
31.4%
35.9%
Revenue YoY
30.8%
-10.9%
Net Profit YoY
47.0%
117.2%
EPS (diluted)
$0.83
$0.15

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MPB
MPB
SBC
SBC
Q4 25
$62.0M
$39.6M
Q3 25
$61.8M
$43.4M
Q2 25
$54.3M
$43.4M
Q1 25
$47.7M
$47.3M
Q4 24
$47.4M
$44.4M
Q3 24
$45.3M
$53.1M
Q2 24
$44.1M
$53.1M
Q1 24
$42.3M
$54.8M
Net Profit
MPB
MPB
SBC
SBC
Q4 25
$19.4M
$14.2M
Q3 25
$18.3M
$12.8M
Q2 25
$4.8M
$2.5M
Q1 25
$13.7M
$21.5M
Q4 24
$13.2M
$6.5M
Q3 24
$12.3M
$2.8M
Q2 24
$11.8M
$18.5M
Q1 24
$12.1M
$18.8M
Gross Margin
MPB
MPB
SBC
SBC
Q4 25
73.1%
Q3 25
70.6%
Q2 25
69.2%
Q1 25
79.7%
Q4 24
76.3%
Q3 24
81.5%
Q2 24
74.2%
Q1 24
72.1%
Operating Margin
MPB
MPB
SBC
SBC
Q4 25
43.6%
32.5%
Q3 25
39.3%
36.6%
Q2 25
7.9%
33.6%
Q1 25
35.2%
51.1%
Q4 24
34.1%
10.6%
Q3 24
32.8%
26.1%
Q2 24
32.4%
51.4%
Q1 24
34.8%
44.6%
Net Margin
MPB
MPB
SBC
SBC
Q4 25
31.4%
35.9%
Q3 25
29.6%
29.6%
Q2 25
8.8%
5.7%
Q1 25
28.8%
45.4%
Q4 24
27.9%
14.7%
Q3 24
27.1%
5.3%
Q2 24
26.7%
34.8%
Q1 24
28.7%
34.2%
EPS (diluted)
MPB
MPB
SBC
SBC
Q4 25
$0.83
$0.15
Q3 25
$0.79
$0.12
Q2 25
$0.22
$0.02
Q1 25
$0.71
$0.21
Q4 24
$0.72
$0.05
Q3 24
$0.74
$0.03
Q2 24
$0.71
$0.20
Q1 24
$0.73
$0.20

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MPB
MPB
SBC
SBC
Cash + ST InvestmentsLiquidity on hand
$164.1M
Total DebtLower is stronger
$42.8M
Stockholders' EquityBook value
$814.1M
$248.3M
Total Assets
$6.1B
$380.4M
Debt / EquityLower = less leverage
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MPB
MPB
SBC
SBC
Q4 25
$164.1M
Q3 25
$127.4M
Q2 25
$152.7M
Q1 25
$132.1M
Q4 24
$125.0M
Q3 24
$137.4M
Q2 24
Q1 24
Total Debt
MPB
MPB
SBC
SBC
Q4 25
$42.8M
Q3 25
$21.1M
Q2 25
$7.1M
Q1 25
$6.9M
Q4 24
$6.6M
Q3 24
$823.2K
Q2 24
Q1 24
Stockholders' Equity
MPB
MPB
SBC
SBC
Q4 25
$814.1M
$248.3M
Q3 25
$796.3M
$248.0M
Q2 25
$775.7M
$244.6M
Q1 25
$667.9M
$226.4M
Q4 24
$655.0M
$195.1M
Q3 24
$573.1M
$205.0M
Q2 24
$559.7M
$8.8M
Q1 24
$551.0M
$9.0M
Total Assets
MPB
MPB
SBC
SBC
Q4 25
$6.1B
$380.4M
Q3 25
$6.3B
$321.4M
Q2 25
$6.4B
$315.3M
Q1 25
$5.5B
$284.6M
Q4 24
$5.5B
$266.1M
Q3 24
$5.5B
$296.5M
Q2 24
$5.4B
$19.5M
Q1 24
$5.3B
$19.8M
Debt / Equity
MPB
MPB
SBC
SBC
Q4 25
0.17×
Q3 25
0.09×
Q2 25
0.03×
Q1 25
0.03×
Q4 24
0.03×
Q3 24
0.00×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MPB
MPB
SBC
SBC
Operating Cash FlowLast quarter
$80.0M
$52.0M
Free Cash FlowOCF − Capex
$71.8M
$51.2M
FCF MarginFCF / Revenue
115.8%
129.3%
Capex IntensityCapex / Revenue
13.3%
2.0%
Cash ConversionOCF / Net Profit
4.12×
3.66×
TTM Free Cash FlowTrailing 4 quarters
$132.1M
$23.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MPB
MPB
SBC
SBC
Q4 25
$80.0M
$52.0M
Q3 25
$26.3M
$-20.9M
Q2 25
$29.0M
$-8.3M
Q1 25
$11.5M
$1.9M
Q4 24
$51.4M
$-7.3M
Q3 24
$16.9M
$5.0M
Q2 24
$18.0M
$19.2M
Q1 24
$12.4M
$3.7M
Free Cash Flow
MPB
MPB
SBC
SBC
Q4 25
$71.8M
$51.2M
Q3 25
$24.3M
$-20.9M
Q2 25
$27.2M
$-8.6M
Q1 25
$8.8M
$1.7M
Q4 24
$44.5M
$-7.9M
Q3 24
$16.8M
$4.6M
Q2 24
$17.7M
$18.3M
Q1 24
$12.1M
$3.0M
FCF Margin
MPB
MPB
SBC
SBC
Q4 25
115.8%
129.3%
Q3 25
39.4%
-48.3%
Q2 25
50.1%
-19.9%
Q1 25
18.4%
3.5%
Q4 24
93.8%
-17.8%
Q3 24
37.1%
8.7%
Q2 24
40.2%
34.5%
Q1 24
28.5%
5.4%
Capex Intensity
MPB
MPB
SBC
SBC
Q4 25
13.3%
2.0%
Q3 25
3.1%
0.1%
Q2 25
3.2%
0.7%
Q1 25
5.7%
0.5%
Q4 24
14.6%
1.3%
Q3 24
0.0%
0.8%
Q2 24
0.7%
1.6%
Q1 24
0.8%
1.3%
Cash Conversion
MPB
MPB
SBC
SBC
Q4 25
4.12×
3.66×
Q3 25
1.44×
-1.63×
Q2 25
6.08×
-3.39×
Q1 25
0.84×
0.09×
Q4 24
3.88×
-1.12×
Q3 24
1.37×
1.77×
Q2 24
1.53×
1.04×
Q1 24
1.02×
0.20×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MPB
MPB

Segment breakdown not available.

SBC
SBC

Franchising$10.3M26%
Medical Corporation Shobikai$8.1M21%
Medical Corporation Nasukai$7.2M18%
Management Services$6.3M16%
Rental Services$4.3M11%
Medical Corporation Association Furinkai$3.0M8%
Japan Medical And Beauty Inc$656.5K2%

Related Comparisons