vs

Side-by-side financial comparison of MID PENN BANCORP INC (MPB) and Upland Software, Inc. (UPLD). Click either name above to swap in a different company.

MID PENN BANCORP INC is the larger business by last-quarter revenue ($62.0M vs $49.3M, roughly 1.3× Upland Software, Inc.). On growth, MID PENN BANCORP INC posted the faster year-over-year revenue change (30.8% vs -27.5%). MID PENN BANCORP INC produced more free cash flow last quarter ($71.8M vs $7.2M). Over the past eight quarters, MID PENN BANCORP INC's revenue compounded faster (21.1% CAGR vs -16.5%).

Commerce Bancorp was a Cherry Hill, New Jersey–based bank created in 1973. In 2007, it was purchased by Toronto-Dominion Bank, which merged Commerce into TD Banknorth, the latter of which was rebranded to TD Bank.

Upland Software, Inc. is a global provider of cloud-based enterprise work management solutions. It offers products covering project portfolio management, customer engagement, IT service management, and financial automation, serving businesses of all sizes across North America, Europe, and Asia-Pacific in tech, healthcare, and professional services sectors.

MPB vs UPLD — Head-to-Head

Bigger by revenue
MPB
MPB
1.3× larger
MPB
$62.0M
$49.3M
UPLD
Growing faster (revenue YoY)
MPB
MPB
+58.3% gap
MPB
30.8%
-27.5%
UPLD
More free cash flow
MPB
MPB
$64.6M more FCF
MPB
$71.8M
$7.2M
UPLD
Faster 2-yr revenue CAGR
MPB
MPB
Annualised
MPB
21.1%
-16.5%
UPLD

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
MPB
MPB
UPLD
UPLD
Revenue
$62.0M
$49.3M
Net Profit
$19.4M
Gross Margin
76.5%
Operating Margin
43.6%
14.5%
Net Margin
31.4%
Revenue YoY
30.8%
-27.5%
Net Profit YoY
47.0%
EPS (diluted)
$0.83
$0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MPB
MPB
UPLD
UPLD
Q4 25
$62.0M
$49.3M
Q3 25
$61.8M
$50.5M
Q2 25
$54.3M
$53.4M
Q1 25
$47.7M
$63.7M
Q4 24
$47.4M
$68.0M
Q3 24
$45.3M
$66.7M
Q2 24
$44.1M
$69.3M
Q1 24
$42.3M
$70.7M
Net Profit
MPB
MPB
UPLD
UPLD
Q4 25
$19.4M
Q3 25
$18.3M
$-1.1M
Q2 25
$4.8M
$-13.0M
Q1 25
$13.7M
$-25.8M
Q4 24
$13.2M
Q3 24
$12.3M
$-1.7M
Q2 24
$11.8M
$-11.4M
Q1 24
$12.1M
$-96.1M
Gross Margin
MPB
MPB
UPLD
UPLD
Q4 25
76.5%
Q3 25
76.9%
Q2 25
74.8%
Q1 25
71.6%
Q4 24
70.8%
Q3 24
70.5%
Q2 24
70.5%
Q1 24
70.2%
Operating Margin
MPB
MPB
UPLD
UPLD
Q4 25
43.6%
14.5%
Q3 25
39.3%
10.6%
Q2 25
7.9%
-13.2%
Q1 25
35.2%
-1.7%
Q4 24
34.1%
-2.9%
Q3 24
32.8%
-5.0%
Q2 24
32.4%
-7.7%
Q1 24
34.8%
-129.6%
Net Margin
MPB
MPB
UPLD
UPLD
Q4 25
31.4%
Q3 25
29.6%
-2.2%
Q2 25
8.8%
-24.4%
Q1 25
28.8%
-40.6%
Q4 24
27.9%
Q3 24
27.1%
-2.6%
Q2 24
26.7%
-16.5%
Q1 24
28.7%
-135.9%
EPS (diluted)
MPB
MPB
UPLD
UPLD
Q4 25
$0.83
$0.01
Q3 25
$0.79
$-0.09
Q2 25
$0.22
$-0.51
Q1 25
$0.71
$-0.97
Q4 24
$0.72
$-0.30
Q3 24
$0.74
$-0.12
Q2 24
$0.71
$-0.47
Q1 24
$0.73
$-3.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MPB
MPB
UPLD
UPLD
Cash + ST InvestmentsLiquidity on hand
$29.4M
Total DebtLower is stronger
$232.4M
Stockholders' EquityBook value
$814.1M
$-48.4M
Total Assets
$6.1B
$413.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MPB
MPB
UPLD
UPLD
Q4 25
$29.4M
Q3 25
$22.8M
Q2 25
$41.0M
Q1 25
$33.7M
Q4 24
$56.4M
Q3 24
$59.7M
Q2 24
$232.4M
Q1 24
$231.6M
Total Debt
MPB
MPB
UPLD
UPLD
Q4 25
$232.4M
Q3 25
Q2 25
Q1 25
Q4 24
$290.2M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
MPB
MPB
UPLD
UPLD
Q4 25
$814.1M
$-48.4M
Q3 25
$796.3M
$-47.3M
Q2 25
$775.7M
$-42.4M
Q1 25
$667.9M
$-37.8M
Q4 24
$655.0M
$-18.3M
Q3 24
$573.1M
$907.0K
Q2 24
$559.7M
$6.5M
Q1 24
$551.0M
$20.1M
Total Assets
MPB
MPB
UPLD
UPLD
Q4 25
$6.1B
$413.2M
Q3 25
$6.3B
$409.1M
Q2 25
$6.4B
$441.7M
Q1 25
$5.5B
$457.0M
Q4 24
$5.5B
$529.5M
Q3 24
$5.5B
$554.9M
Q2 24
$5.4B
$739.9M
Q1 24
$5.3B
$754.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MPB
MPB
UPLD
UPLD
Operating Cash FlowLast quarter
$80.0M
$7.3M
Free Cash FlowOCF − Capex
$71.8M
$7.2M
FCF MarginFCF / Revenue
115.8%
14.7%
Capex IntensityCapex / Revenue
13.3%
0.2%
Cash ConversionOCF / Net Profit
4.12×
TTM Free Cash FlowTrailing 4 quarters
$132.1M
$24.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MPB
MPB
UPLD
UPLD
Q4 25
$80.0M
$7.3M
Q3 25
$26.3M
$6.9M
Q2 25
$29.0M
$3.3M
Q1 25
$11.5M
$8.3M
Q4 24
$51.4M
$9.3M
Q3 24
$16.9M
$4.3M
Q2 24
$18.0M
$5.5M
Q1 24
$12.4M
$5.1M
Free Cash Flow
MPB
MPB
UPLD
UPLD
Q4 25
$71.8M
$7.2M
Q3 25
$24.3M
$6.7M
Q2 25
$27.2M
$2.7M
Q1 25
$8.8M
$7.9M
Q4 24
$44.5M
$9.0M
Q3 24
$16.8M
$4.2M
Q2 24
$17.7M
$5.2M
Q1 24
$12.1M
$4.9M
FCF Margin
MPB
MPB
UPLD
UPLD
Q4 25
115.8%
14.7%
Q3 25
39.4%
13.2%
Q2 25
50.1%
5.0%
Q1 25
18.4%
12.4%
Q4 24
93.8%
13.3%
Q3 24
37.1%
6.3%
Q2 24
40.2%
7.5%
Q1 24
28.5%
7.0%
Capex Intensity
MPB
MPB
UPLD
UPLD
Q4 25
13.3%
0.2%
Q3 25
3.1%
0.4%
Q2 25
3.2%
1.2%
Q1 25
5.7%
0.7%
Q4 24
14.6%
0.5%
Q3 24
0.0%
0.2%
Q2 24
0.7%
0.4%
Q1 24
0.8%
0.3%
Cash Conversion
MPB
MPB
UPLD
UPLD
Q4 25
4.12×
Q3 25
1.44×
Q2 25
6.08×
Q1 25
0.84×
Q4 24
3.88×
Q3 24
1.37×
Q2 24
1.53×
Q1 24
1.02×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons