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Side-by-side financial comparison of Meridian Corp (MRBK) and REGIS CORP (RGS). Click either name above to swap in a different company.

REGIS CORP is the larger business by last-quarter revenue ($57.1M vs $34.2M, roughly 1.7× Meridian Corp). Meridian Corp runs the higher net margin — 428.0% vs 0.8%, a 427.2% gap on every dollar of revenue. On growth, REGIS CORP posted the faster year-over-year revenue change (22.3% vs 5.1%). Meridian Corp produced more free cash flow last quarter ($22.6M vs $891.0K). Over the past eight quarters, Meridian Corp's revenue compounded faster (18.0% CAGR vs 7.8%).

Meridian Audio is a consumer audio and home theatre equipment manufacturer based in the United Kingdom. Bob Stuart and Allen Boothroyd founded the company in 1977 under the name Boothroyd-Stuart. In 1985 the company released a CD player under the brand name, Meridian. The company also created the lossless compression format Meridian Lossless Packing in 1998 and the lossy Master Quality Authenticated (MQA) format in 2014.

Regis Corporation is an American operator of hair salons. As of August 2021, it has 5,563 franchised and 276 company-owned salons. Its headquarters are in Minneapolis, Minnesota.

MRBK vs RGS — Head-to-Head

Bigger by revenue
RGS
RGS
1.7× larger
RGS
$57.1M
$34.2M
MRBK
Growing faster (revenue YoY)
RGS
RGS
+17.2% gap
RGS
22.3%
5.1%
MRBK
Higher net margin
MRBK
MRBK
427.2% more per $
MRBK
428.0%
0.8%
RGS
More free cash flow
MRBK
MRBK
$21.7M more FCF
MRBK
$22.6M
$891.0K
RGS
Faster 2-yr revenue CAGR
MRBK
MRBK
Annualised
MRBK
18.0%
7.8%
RGS

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
MRBK
MRBK
RGS
RGS
Revenue
$34.2M
$57.1M
Net Profit
$7.2M
$456.0K
Gross Margin
Operating Margin
27.2%
10.8%
Net Margin
428.0%
0.8%
Revenue YoY
5.1%
22.3%
Net Profit YoY
28.3%
-94.0%
EPS (diluted)
$0.61
$0.16

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MRBK
MRBK
RGS
RGS
Q4 25
$34.2M
$57.1M
Q3 25
$33.1M
$59.0M
Q2 25
$32.4M
$60.4M
Q1 25
$27.1M
$57.0M
Q4 24
$32.6M
$46.7M
Q3 24
$29.1M
$46.1M
Q2 24
$26.1M
$49.4M
Q1 24
$24.6M
$49.2M
Net Profit
MRBK
MRBK
RGS
RGS
Q4 25
$7.2M
$456.0K
Q3 25
$6.7M
$1.4M
Q2 25
$5.6M
$116.5M
Q1 25
$2.4M
$250.0K
Q4 24
$5.6M
$7.6M
Q3 24
$4.7M
$-853.0K
Q2 24
$3.3M
$91.2M
Q1 24
$2.7M
$-2.3M
Operating Margin
MRBK
MRBK
RGS
RGS
Q4 25
27.2%
10.8%
Q3 25
26.2%
10.0%
Q2 25
22.5%
12.1%
Q1 25
11.6%
8.8%
Q4 24
23.3%
11.8%
Q3 24
21.5%
4.6%
Q2 24
16.8%
Q1 24
14.4%
8.3%
Net Margin
MRBK
MRBK
RGS
RGS
Q4 25
428.0%
0.8%
Q3 25
20.1%
2.3%
Q2 25
17.2%
192.9%
Q1 25
8.9%
0.4%
Q4 24
366.8%
16.4%
Q3 24
16.3%
-1.9%
Q2 24
12.7%
184.7%
Q1 24
10.9%
-4.7%
EPS (diluted)
MRBK
MRBK
RGS
RGS
Q4 25
$0.61
$0.16
Q3 25
$0.58
$0.49
Q2 25
$0.49
$43.67
Q1 25
$0.21
$0.08
Q4 24
$0.49
$2.71
Q3 24
$0.42
$-0.36
Q2 24
$0.30
$38.40
Q1 24
$0.24
$-1.00

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MRBK
MRBK
RGS
RGS
Cash + ST InvestmentsLiquidity on hand
$18.4M
Total DebtLower is stronger
$113.3M
Stockholders' EquityBook value
$199.7M
$188.7M
Total Assets
$2.6B
$588.3M
Debt / EquityLower = less leverage
0.60×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MRBK
MRBK
RGS
RGS
Q4 25
$18.4M
Q3 25
$16.6M
Q2 25
$17.0M
Q1 25
$13.3M
Q4 24
$10.2M
Q3 24
$6.3M
Q2 24
$10.1M
Q1 24
$5.9M
Total Debt
MRBK
MRBK
RGS
RGS
Q4 25
$113.3M
Q3 25
$111.3M
Q2 25
$110.8M
Q1 25
$112.0M
Q4 24
$111.5M
Q3 24
$95.2M
Q2 24
$99.5M
Q1 24
$179.7M
Stockholders' Equity
MRBK
MRBK
RGS
RGS
Q4 25
$199.7M
$188.7M
Q3 25
$188.0M
$187.6M
Q2 25
$178.0M
$185.6M
Q1 25
$173.6M
$68.6M
Q4 24
$171.5M
$66.7M
Q3 24
$167.4M
$56.4M
Q2 24
$162.4M
$56.8M
Q1 24
$159.9M
$-35.8M
Total Assets
MRBK
MRBK
RGS
RGS
Q4 25
$2.6B
$588.3M
Q3 25
$2.5B
$592.1M
Q2 25
$2.5B
$599.0M
Q1 25
$2.5B
$511.2M
Q4 24
$2.4B
$530.1M
Q3 24
$2.4B
$508.9M
Q2 24
$2.4B
$530.5M
Q1 24
$2.3B
$543.7M
Debt / Equity
MRBK
MRBK
RGS
RGS
Q4 25
0.60×
Q3 25
0.59×
Q2 25
0.60×
Q1 25
1.63×
Q4 24
1.67×
Q3 24
1.69×
Q2 24
1.75×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MRBK
MRBK
RGS
RGS
Operating Cash FlowLast quarter
$24.3M
$1.7M
Free Cash FlowOCF − Capex
$22.6M
$891.0K
FCF MarginFCF / Revenue
65.9%
1.6%
Capex IntensityCapex / Revenue
5.1%
1.4%
Cash ConversionOCF / Net Profit
3.38×
3.65×
TTM Free Cash FlowTrailing 4 quarters
$51.7M
$14.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MRBK
MRBK
RGS
RGS
Q4 25
$24.3M
$1.7M
Q3 25
$24.4M
$2.3M
Q2 25
$-12.0M
$6.8M
Q1 25
$18.1M
$6.2M
Q4 24
$9.6M
$2.1M
Q3 24
$31.2M
$-1.3M
Q2 24
$-19.2M
$5.1M
Q1 24
$-1.7M
$-277.0K
Free Cash Flow
MRBK
MRBK
RGS
RGS
Q4 25
$22.6M
$891.0K
Q3 25
$24.0M
$1.9M
Q2 25
$-12.7M
$6.2M
Q1 25
$17.9M
$5.9M
Q4 24
$9.0M
$1.7M
Q3 24
$29.5M
$-1.4M
Q2 24
$-19.3M
$5.1M
Q1 24
$-3.6M
$-326.0K
FCF Margin
MRBK
MRBK
RGS
RGS
Q4 25
65.9%
1.6%
Q3 25
72.4%
3.2%
Q2 25
-39.1%
10.3%
Q1 25
65.9%
10.3%
Q4 24
27.7%
3.6%
Q3 24
101.4%
-3.0%
Q2 24
-73.8%
10.3%
Q1 24
-14.7%
-0.7%
Capex Intensity
MRBK
MRBK
RGS
RGS
Q4 25
5.1%
1.4%
Q3 25
1.4%
0.7%
Q2 25
1.9%
0.9%
Q1 25
1.0%
0.6%
Q4 24
1.7%
0.9%
Q3 24
6.0%
0.0%
Q2 24
0.2%
0.0%
Q1 24
7.8%
0.1%
Cash Conversion
MRBK
MRBK
RGS
RGS
Q4 25
3.38×
3.65×
Q3 25
3.66×
1.68×
Q2 25
-2.15×
0.06×
Q1 25
7.55×
24.80×
Q4 24
1.71×
0.28×
Q3 24
6.58×
Q2 24
-5.78×
0.06×
Q1 24
-0.64×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MRBK
MRBK

Segment breakdown not available.

RGS
RGS

Franchise Segment$37.9M66%
Royalty$13.6M24%
Other$2.8M5%
Fees$1.8M3%
Franchise Fees$1.0M2%

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