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Side-by-side financial comparison of Medirom Healthcare Technologies Inc. (MRM) and OptimumBank Holdings, Inc. (OPHC). Click either name above to swap in a different company.

Medirom Healthcare Technologies Inc. is the larger business by last-quarter revenue ($21.1M vs $13.6M, roughly 1.6× OptimumBank Holdings, Inc.). OptimumBank Holdings, Inc. runs the higher net margin — 35.7% vs -21.3%, a 57.0% gap on every dollar of revenue. OptimumBank Holdings, Inc. produced more free cash flow last quarter ($16.9M vs $-2.4K).

Medirom Healthcare Technologies Inc. develops and delivers integrated digital health and remote patient monitoring solutions targeted at chronic disease management, post-operative care, and senior health support. It serves healthcare providers, insurance payers, and institutional care partners across key markets in North America and the Asia-Pacific region, prioritizing accessible, data-driven care to improve patient outcomes.

OptimumBank Holdings, Inc. is a Florida-based bank holding company operating the local community bank OptimumBank. It offers retail and commercial banking products including deposit accounts, loans, mortgage services and wealth management, serving individual consumers and small-to-medium enterprises in southern Florida.

MRM vs OPHC — Head-to-Head

Bigger by revenue
MRM
MRM
1.6× larger
MRM
$21.1M
$13.6M
OPHC
Higher net margin
OPHC
OPHC
57.0% more per $
OPHC
35.7%
-21.3%
MRM
More free cash flow
OPHC
OPHC
$16.9M more FCF
OPHC
$16.9M
$-2.4K
MRM

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
MRM
MRM
OPHC
OPHC
Revenue
$21.1M
$13.6M
Net Profit
$-4.5M
$4.9M
Gross Margin
10.8%
Operating Margin
-28.5%
47.5%
Net Margin
-21.3%
35.7%
Revenue YoY
32.0%
Net Profit YoY
22.9%
EPS (diluted)
$-0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MRM
MRM
OPHC
OPHC
Q4 25
$13.6M
Q3 25
$13.0M
Q2 25
$21.1M
$12.1M
Q1 25
$10.7M
Q4 24
$10.3M
Q3 24
$10.1M
Q2 24
$9.9M
Q1 24
$9.0M
Net Profit
MRM
MRM
OPHC
OPHC
Q4 25
$4.9M
Q3 25
$4.3M
Q2 25
$-4.5M
$3.6M
Q1 25
$3.9M
Q4 24
$3.9M
Q3 24
$3.3M
Q2 24
$3.5M
Q1 24
$2.4M
Gross Margin
MRM
MRM
OPHC
OPHC
Q4 25
Q3 25
Q2 25
10.8%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
MRM
MRM
OPHC
OPHC
Q4 25
47.5%
Q3 25
43.5%
Q2 25
-28.5%
40.2%
Q1 25
48.8%
Q4 24
51.5%
Q3 24
44.0%
Q2 24
46.9%
Q1 24
35.9%
Net Margin
MRM
MRM
OPHC
OPHC
Q4 25
35.7%
Q3 25
33.2%
Q2 25
-21.3%
29.8%
Q1 25
36.3%
Q4 24
38.3%
Q3 24
32.8%
Q2 24
35.2%
Q1 24
26.4%
EPS (diluted)
MRM
MRM
OPHC
OPHC
Q4 25
$-0.08
Q3 25
$0.18
Q2 25
$0.29
Q1 25
$0.32
Q4 24
$-0.17
Q3 24
$0.15
Q2 24
$0.34
Q1 24
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MRM
MRM
OPHC
OPHC
Cash + ST InvestmentsLiquidity on hand
$252.3K
Total DebtLower is stronger
$8.8M
Stockholders' EquityBook value
$1.6M
$121.9M
Total Assets
$52.0M
$1.1B
Debt / EquityLower = less leverage
5.55×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MRM
MRM
OPHC
OPHC
Q4 25
Q3 25
Q2 25
$252.3K
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
MRM
MRM
OPHC
OPHC
Q4 25
Q3 25
Q2 25
$8.8M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
MRM
MRM
OPHC
OPHC
Q4 25
$121.9M
Q3 25
$116.9M
Q2 25
$1.6M
$111.3M
Q1 25
$108.0M
Q4 24
$103.2M
Q3 24
$92.7M
Q2 24
$87.0M
Q1 24
$83.0M
Total Assets
MRM
MRM
OPHC
OPHC
Q4 25
$1.1B
Q3 25
$1.1B
Q2 25
$52.0M
$999.1M
Q1 25
$977.5M
Q4 24
$932.9M
Q3 24
$945.2M
Q2 24
$899.8M
Q1 24
$940.6M
Debt / Equity
MRM
MRM
OPHC
OPHC
Q4 25
Q3 25
Q2 25
5.55×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MRM
MRM
OPHC
OPHC
Operating Cash FlowLast quarter
$-2.3K
$17.8M
Free Cash FlowOCF − Capex
$-2.4K
$16.9M
FCF MarginFCF / Revenue
-0.0%
124.6%
Capex IntensityCapex / Revenue
0.0%
6.6%
Cash ConversionOCF / Net Profit
3.68×
TTM Free Cash FlowTrailing 4 quarters
$27.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MRM
MRM
OPHC
OPHC
Q4 25
$17.8M
Q3 25
$1.9M
Q2 25
$-2.3K
$6.2M
Q1 25
$3.1M
Q4 24
$15.6M
Q3 24
$4.0M
Q2 24
$3.1M
Q1 24
$2.5M
Free Cash Flow
MRM
MRM
OPHC
OPHC
Q4 25
$16.9M
Q3 25
$1.9M
Q2 25
$-2.4K
$5.9M
Q1 25
$2.9M
Q4 24
$14.6M
Q3 24
$3.9M
Q2 24
$2.7M
Q1 24
$2.3M
FCF Margin
MRM
MRM
OPHC
OPHC
Q4 25
124.6%
Q3 25
14.7%
Q2 25
-0.0%
48.5%
Q1 25
26.8%
Q4 24
141.9%
Q3 24
38.3%
Q2 24
27.5%
Q1 24
25.4%
Capex Intensity
MRM
MRM
OPHC
OPHC
Q4 25
6.6%
Q3 25
0.0%
Q2 25
0.0%
2.5%
Q1 25
2.7%
Q4 24
9.6%
Q3 24
1.5%
Q2 24
3.6%
Q1 24
2.9%
Cash Conversion
MRM
MRM
OPHC
OPHC
Q4 25
3.68×
Q3 25
0.44×
Q2 25
1.71×
Q1 25
0.81×
Q4 24
3.95×
Q3 24
1.21×
Q2 24
0.89×
Q1 24
1.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MRM
MRM

Professional services expense$20.0M95%
Other$1.1M5%

OPHC
OPHC

Segment breakdown not available.

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