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Side-by-side financial comparison of Metallus Inc. (MTUS) and Palomar Holdings, Inc. (PLMR). Click either name above to swap in a different company.
Metallus Inc. is the larger business by last-quarter revenue ($267.3M vs $253.4M, roughly 1.1× Palomar Holdings, Inc.). On growth, Palomar Holdings, Inc. posted the faster year-over-year revenue change (62.7% vs 11.1%). Palomar Holdings, Inc. produced more free cash flow last quarter ($409.0M vs $-37.2M). Over the past eight quarters, Palomar Holdings, Inc.'s revenue compounded faster (46.2% CAGR vs -8.8%).
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
MTUS vs PLMR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $267.3M | $253.4M |
| Net Profit | $-14.3M | — |
| Gross Margin | 2.2% | — |
| Operating Margin | -7.7% | 28.7% |
| Net Margin | -5.3% | — |
| Revenue YoY | 11.1% | 62.7% |
| Net Profit YoY | 33.2% | — |
| EPS (diluted) | $-0.34 | $2.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $267.3M | $253.4M | ||
| Q3 25 | $305.9M | $244.7M | ||
| Q2 25 | $304.6M | $203.3M | ||
| Q1 25 | $280.5M | $174.6M | ||
| Q4 24 | $240.5M | $155.8M | ||
| Q3 24 | $227.2M | $148.5M | ||
| Q2 24 | $294.7M | $131.1M | ||
| Q1 24 | $321.6M | $118.5M |
| Q4 25 | $-14.3M | — | ||
| Q3 25 | $8.1M | $51.5M | ||
| Q2 25 | $3.7M | $46.5M | ||
| Q1 25 | $1.3M | $42.9M | ||
| Q4 24 | $-21.4M | — | ||
| Q3 24 | $-5.9M | $30.5M | ||
| Q2 24 | $4.6M | $25.7M | ||
| Q1 24 | $24.0M | $26.4M |
| Q4 25 | 2.2% | — | ||
| Q3 25 | 11.4% | — | ||
| Q2 25 | 10.6% | — | ||
| Q1 25 | 7.8% | — | ||
| Q4 24 | 4.5% | — | ||
| Q3 24 | 5.3% | — | ||
| Q2 24 | 8.2% | — | ||
| Q1 24 | 15.7% | — |
| Q4 25 | -7.7% | 28.7% | ||
| Q3 25 | 3.6% | 27.4% | ||
| Q2 25 | 2.8% | 29.5% | ||
| Q1 25 | 1.0% | 30.8% | ||
| Q4 24 | -10.1% | 28.9% | ||
| Q3 24 | -3.1% | 25.9% | ||
| Q2 24 | 2.1% | 25.5% | ||
| Q1 24 | 9.3% | 29.0% |
| Q4 25 | -5.3% | — | ||
| Q3 25 | 2.6% | 21.0% | ||
| Q2 25 | 1.2% | 22.9% | ||
| Q1 25 | 0.5% | 24.6% | ||
| Q4 24 | -8.9% | — | ||
| Q3 24 | -2.6% | 20.5% | ||
| Q2 24 | 1.6% | 19.6% | ||
| Q1 24 | 7.5% | 22.3% |
| Q4 25 | $-0.34 | $2.05 | ||
| Q3 25 | $0.19 | $1.87 | ||
| Q2 25 | $0.09 | $1.68 | ||
| Q1 25 | $0.03 | $1.57 | ||
| Q4 24 | $-0.46 | $1.29 | ||
| Q3 24 | $-0.13 | $1.15 | ||
| Q2 24 | $0.10 | $1.00 | ||
| Q1 24 | $0.52 | $1.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $156.7M | $106.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $686.0M | $942.7M |
| Total Assets | $1.1B | $3.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $156.7M | $106.9M | ||
| Q3 25 | $191.5M | $111.7M | ||
| Q2 25 | $190.8M | $81.3M | ||
| Q1 25 | $180.3M | $119.3M | ||
| Q4 24 | $240.7M | $80.4M | ||
| Q3 24 | $254.6M | $86.5M | ||
| Q2 24 | $272.8M | $47.8M | ||
| Q1 24 | $278.1M | $61.4M |
| Q4 25 | — | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $5.4M | — | ||
| Q4 24 | $5.4M | — | ||
| Q3 24 | $13.2M | — | ||
| Q2 24 | $13.2M | — | ||
| Q1 24 | $13.2M | — |
| Q4 25 | $686.0M | $942.7M | ||
| Q3 25 | $697.7M | $878.1M | ||
| Q2 25 | $690.0M | $847.2M | ||
| Q1 25 | $686.1M | $790.4M | ||
| Q4 24 | $690.5M | $729.0M | ||
| Q3 24 | $712.7M | $703.3M | ||
| Q2 24 | $736.3M | $532.6M | ||
| Q1 24 | $739.3M | $501.7M |
| Q4 25 | $1.1B | $3.1B | ||
| Q3 25 | $1.2B | $2.9B | ||
| Q2 25 | $1.1B | $2.8B | ||
| Q1 25 | $1.1B | $2.4B | ||
| Q4 24 | $1.1B | $2.3B | ||
| Q3 24 | $1.1B | $2.3B | ||
| Q2 24 | $1.1B | $2.0B | ||
| Q1 24 | $1.2B | $1.9B |
| Q4 25 | — | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.01× | — | ||
| Q4 24 | 0.01× | — | ||
| Q3 24 | 0.02× | — | ||
| Q2 24 | 0.02× | — | ||
| Q1 24 | 0.02× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.9M | $409.1M |
| Free Cash FlowOCF − Capex | $-37.2M | $409.0M |
| FCF MarginFCF / Revenue | -13.9% | 161.4% |
| Capex IntensityCapex / Revenue | 13.2% | 0.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-93.0M | $700.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.9M | $409.1M | ||
| Q3 25 | $22.0M | $83.6M | ||
| Q2 25 | $34.8M | $120.9M | ||
| Q1 25 | $-38.9M | $87.2M | ||
| Q4 24 | $13.9M | $261.2M | ||
| Q3 24 | $-15.3M | $100.3M | ||
| Q2 24 | $8.3M | $55.1M | ||
| Q1 24 | $33.4M | $33.1M |
| Q4 25 | $-37.2M | $409.0M | ||
| Q3 25 | $-6.4M | $83.6M | ||
| Q2 25 | $17.0M | $120.8M | ||
| Q1 25 | $-66.4M | $87.1M | ||
| Q4 24 | $-1.3M | $260.9M | ||
| Q3 24 | $-32.9M | $100.1M | ||
| Q2 24 | $-5.8M | — | ||
| Q1 24 | $16.0M | — |
| Q4 25 | -13.9% | 161.4% | ||
| Q3 25 | -2.1% | 34.2% | ||
| Q2 25 | 5.6% | 59.4% | ||
| Q1 25 | -23.7% | 49.9% | ||
| Q4 24 | -0.5% | 167.5% | ||
| Q3 24 | -14.5% | 67.4% | ||
| Q2 24 | -2.0% | — | ||
| Q1 24 | 5.0% | — |
| Q4 25 | 13.2% | 0.1% | ||
| Q3 25 | 9.3% | 0.0% | ||
| Q2 25 | 5.8% | 0.0% | ||
| Q1 25 | 9.8% | 0.0% | ||
| Q4 24 | 6.3% | 0.2% | ||
| Q3 24 | 7.7% | 0.1% | ||
| Q2 24 | 4.8% | 0.0% | ||
| Q1 24 | 5.4% | 0.0% |
| Q4 25 | — | — | ||
| Q3 25 | 2.72× | 1.63× | ||
| Q2 25 | 9.41× | 2.60× | ||
| Q1 25 | -29.92× | 2.03× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 3.29× | ||
| Q2 24 | 1.80× | 2.14× | ||
| Q1 24 | 1.39× | 1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MTUS
| Industrial Market Sector | $95.3M | 36% |
| Manufactured Components | $67.8M | 25% |
| Aerospace And Defense | $39.6M | 15% |
| Seamless Mechanical Tubing | $31.3M | 12% |
| Energy Market Sector | $18.3M | 7% |
| Other | $11.3M | 4% |
| Other Market Sector | $3.7M | 1% |
PLMR
Segment breakdown not available.
