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Side-by-side financial comparison of MVB FINANCIAL CORP (MVBF) and Neuronetics, Inc. (STIM). Click either name above to swap in a different company.

Neuronetics, Inc. is the larger business by last-quarter revenue ($41.8M vs $36.7M, roughly 1.1× MVB FINANCIAL CORP). MVB FINANCIAL CORP runs the higher net margin — 0.0% vs -17.2%, a 17.2% gap on every dollar of revenue. Over the past eight quarters, Neuronetics, Inc.'s revenue compounded faster (54.9% CAGR vs 2.8%).

MVB Financial Corp is a U.S.-based financial holding company offering commercial and retail banking services, wealth management, mortgage lending, and deposit products. It also provides specialized digital banking solutions for fintech and gaming enterprises, primarily serving customers across the U.S. Mid-Atlantic region.

Neuronetics is a Malvern, PA based, publicly traded company incorporated in Delaware in April 2003, that develops non-invasive treatments for psychiatric disorders that have shown resistance or lack of improvement using traditional medicine. The treatments are based upon neuromodulation technology. 

MVBF vs STIM — Head-to-Head

Bigger by revenue
STIM
STIM
1.1× larger
STIM
$41.8M
$36.7M
MVBF
Higher net margin
MVBF
MVBF
17.2% more per $
MVBF
0.0%
-17.2%
STIM
Faster 2-yr revenue CAGR
STIM
STIM
Annualised
STIM
54.9%
2.8%
MVBF

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
MVBF
MVBF
STIM
STIM
Revenue
$36.7M
$41.8M
Net Profit
$0
$-7.2M
Gross Margin
52.0%
Operating Margin
-12.1%
Net Margin
0.0%
-17.2%
Revenue YoY
85.7%
Net Profit YoY
43.2%
EPS (diluted)
$0.39
$-0.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MVBF
MVBF
STIM
STIM
Q1 26
$36.7M
Q4 25
$39.1M
$41.8M
Q3 25
$61.2M
$37.3M
Q2 25
$33.7M
$38.1M
Q1 25
$33.7M
$32.0M
Q4 24
$46.2M
$22.5M
Q3 24
$33.2M
$18.5M
Q2 24
$34.7M
$16.4M
Net Profit
MVBF
MVBF
STIM
STIM
Q1 26
$0
Q4 25
$4.2M
$-7.2M
Q3 25
$17.1M
$-9.0M
Q2 25
$2.0M
$-10.1M
Q1 25
$3.6M
$-12.7M
Q4 24
$9.4M
$-12.7M
Q3 24
$2.1M
$-13.3M
Q2 24
$4.1M
$-9.8M
Gross Margin
MVBF
MVBF
STIM
STIM
Q1 26
Q4 25
52.0%
Q3 25
45.9%
Q2 25
46.6%
Q1 25
49.2%
Q4 24
66.2%
Q3 24
75.6%
Q2 24
74.0%
Operating Margin
MVBF
MVBF
STIM
STIM
Q1 26
Q4 25
13.9%
-12.1%
Q3 25
38.3%
-19.6%
Q2 25
9.4%
-21.1%
Q1 25
14.3%
-34.4%
Q4 24
26.5%
-51.0%
Q3 24
8.4%
-41.7%
Q2 24
15.9%
-51.7%
Net Margin
MVBF
MVBF
STIM
STIM
Q1 26
0.0%
Q4 25
10.8%
-17.2%
Q3 25
28.0%
-24.3%
Q2 25
5.9%
-26.6%
Q1 25
10.6%
-39.6%
Q4 24
20.4%
-56.4%
Q3 24
6.3%
-72.0%
Q2 24
11.8%
-59.8%
EPS (diluted)
MVBF
MVBF
STIM
STIM
Q1 26
$0.39
Q4 25
$0.32
$-0.10
Q3 25
$1.32
$-0.13
Q2 25
$0.15
$-0.15
Q1 25
$0.27
$-0.21
Q4 24
$0.72
$-0.34
Q3 24
$0.16
$-0.44
Q2 24
$0.31
$-0.33

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MVBF
MVBF
STIM
STIM
Cash + ST InvestmentsLiquidity on hand
$177.6M
$28.1M
Total DebtLower is stronger
$65.8M
Stockholders' EquityBook value
$334.9M
$22.4M
Total Assets
$3.3B
$141.6M
Debt / EquityLower = less leverage
2.94×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MVBF
MVBF
STIM
STIM
Q1 26
$177.6M
Q4 25
$244.1M
$28.1M
Q3 25
$300.0M
$28.0M
Q2 25
$399.4M
$11.0M
Q1 25
$251.4M
$20.2M
Q4 24
$317.9M
$18.5M
Q3 24
$610.9M
$20.9M
Q2 24
$455.5M
$42.6M
Total Debt
MVBF
MVBF
STIM
STIM
Q1 26
Q4 25
$65.8M
Q3 25
$65.7M
Q2 25
$55.5M
Q1 25
$55.3M
Q4 24
$55.2M
Q3 24
$46.0M
Q2 24
$59.8M
Stockholders' Equity
MVBF
MVBF
STIM
STIM
Q1 26
$334.9M
Q4 25
$334.0M
$22.4M
Q3 25
$327.8M
$27.4M
Q2 25
$302.3M
$27.1M
Q1 25
$310.1M
$35.5M
Q4 24
$305.7M
$27.7M
Q3 24
$303.1M
$9.4M
Q2 24
$296.6M
$19.4M
Total Assets
MVBF
MVBF
STIM
STIM
Q1 26
$3.3B
Q4 25
$3.3B
$141.6M
Q3 25
$3.2B
$145.5M
Q2 25
$3.2B
$134.7M
Q1 25
$3.0B
$142.0M
Q4 24
$3.1B
$140.9M
Q3 24
$3.4B
Q2 24
$3.3B
$96.8M
Debt / Equity
MVBF
MVBF
STIM
STIM
Q1 26
Q4 25
2.94×
Q3 25
2.40×
Q2 25
2.05×
Q1 25
1.56×
Q4 24
1.99×
Q3 24
4.90×
Q2 24
3.08×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MVBF
MVBF
STIM
STIM
Operating Cash FlowLast quarter
$908.0K
Free Cash FlowOCF − Capex
$692.0K
FCF MarginFCF / Revenue
1.7%
Capex IntensityCapex / Revenue
0.5%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-21.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MVBF
MVBF
STIM
STIM
Q1 26
Q4 25
$4.0M
$908.0K
Q3 25
$-2.6M
$-785.0K
Q2 25
$7.4M
$-3.5M
Q1 25
$14.1M
$-17.0M
Q4 24
$-285.0K
$-8.6M
Q3 24
$8.6M
$-5.4M
Q2 24
$26.9M
$-5.0M
Free Cash Flow
MVBF
MVBF
STIM
STIM
Q1 26
Q4 25
$2.1M
$692.0K
Q3 25
$-3.5M
$-899.0K
Q2 25
$7.2M
$-3.8M
Q1 25
$13.9M
$-17.2M
Q4 24
$-1.9M
$-8.7M
Q3 24
$8.3M
$-5.8M
Q2 24
$26.6M
$-5.6M
FCF Margin
MVBF
MVBF
STIM
STIM
Q1 26
Q4 25
5.4%
1.7%
Q3 25
-5.8%
-2.4%
Q2 25
21.5%
-9.9%
Q1 25
41.2%
-53.8%
Q4 24
-4.1%
-38.6%
Q3 24
25.1%
-31.3%
Q2 24
76.7%
-34.0%
Capex Intensity
MVBF
MVBF
STIM
STIM
Q1 26
Q4 25
4.9%
0.5%
Q3 25
1.6%
0.3%
Q2 25
0.6%
0.7%
Q1 25
0.8%
0.7%
Q4 24
3.5%
0.4%
Q3 24
0.9%
2.1%
Q2 24
0.7%
3.7%
Cash Conversion
MVBF
MVBF
STIM
STIM
Q1 26
Q4 25
0.95×
Q3 25
-0.15×
Q2 25
3.72×
Q1 25
3.95×
Q4 24
-0.03×
Q3 24
4.15×
Q2 24
6.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MVBF
MVBF

Net Interest Income$28.5M78%
Noninterest Income$8.2M22%

STIM
STIM

Segment breakdown not available.

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