vs

Side-by-side financial comparison of MVB FINANCIAL CORP (MVBF) and WIDEPOINT CORP (WYY). Click either name above to swap in a different company.

WIDEPOINT CORP is the larger business by last-quarter revenue ($42.3M vs $36.7M, roughly 1.2× MVB FINANCIAL CORP). MVB FINANCIAL CORP runs the higher net margin — 0.0% vs -2.0%, a 2.0% gap on every dollar of revenue. Over the past eight quarters, WIDEPOINT CORP's revenue compounded faster (11.2% CAGR vs 2.8%).

MVB Financial Corp is a U.S.-based financial holding company offering commercial and retail banking services, wealth management, mortgage lending, and deposit products. It also provides specialized digital banking solutions for fintech and gaming enterprises, primarily serving customers across the U.S. Mid-Atlantic region.

WidePoint Corporation is an American company based in Fairfax, Virginia that provides technology-based products and services to the government sector and commercial markets in the United States. The company holds a patent for a digital parsing tool that allows users to access accounts through a secure repository gateway, established using asymmetric authentication employed as public key infrastructure (PKI). WidePoint provides smart card identity verification, wireless expense management, pen...

MVBF vs WYY — Head-to-Head

Bigger by revenue
WYY
WYY
1.2× larger
WYY
$42.3M
$36.7M
MVBF
Higher net margin
MVBF
MVBF
2.0% more per $
MVBF
0.0%
-2.0%
WYY
Faster 2-yr revenue CAGR
WYY
WYY
Annualised
WYY
11.2%
2.8%
MVBF

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
MVBF
MVBF
WYY
WYY
Revenue
$36.7M
$42.3M
Net Profit
$0
$-849.4K
Gross Margin
13.8%
Operating Margin
-1.9%
Net Margin
0.0%
-2.0%
Revenue YoY
12.3%
Net Profit YoY
-138.3%
EPS (diluted)
$0.39
$-0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MVBF
MVBF
WYY
WYY
Q1 26
$36.7M
Q4 25
$39.1M
$42.3M
Q3 25
$61.2M
$36.1M
Q2 25
$33.7M
$37.9M
Q1 25
$33.7M
$34.2M
Q4 24
$46.2M
$37.7M
Q3 24
$33.2M
$34.6M
Q2 24
$34.7M
$36.0M
Net Profit
MVBF
MVBF
WYY
WYY
Q1 26
$0
Q4 25
$4.2M
$-849.4K
Q3 25
$17.1M
$-559.2K
Q2 25
$2.0M
$-618.5K
Q1 25
$3.6M
$-724.1K
Q4 24
$9.4M
$-356.4K
Q3 24
$2.1M
$-425.2K
Q2 24
$4.1M
$-499.6K
Gross Margin
MVBF
MVBF
WYY
WYY
Q1 26
Q4 25
13.8%
Q3 25
14.6%
Q2 25
13.5%
Q1 25
14.0%
Q4 24
12.6%
Q3 24
13.6%
Q2 24
13.6%
Operating Margin
MVBF
MVBF
WYY
WYY
Q1 26
Q4 25
13.9%
-1.9%
Q3 25
38.3%
-1.3%
Q2 25
9.4%
-1.9%
Q1 25
14.3%
-2.4%
Q4 24
26.5%
-0.8%
Q3 24
8.4%
-1.3%
Q2 24
15.9%
-1.3%
Net Margin
MVBF
MVBF
WYY
WYY
Q1 26
0.0%
Q4 25
10.8%
-2.0%
Q3 25
28.0%
-1.5%
Q2 25
5.9%
-1.6%
Q1 25
10.6%
-2.1%
Q4 24
20.4%
-0.9%
Q3 24
6.3%
-1.2%
Q2 24
11.8%
-1.4%
EPS (diluted)
MVBF
MVBF
WYY
WYY
Q1 26
$0.39
Q4 25
$0.32
$-0.08
Q3 25
$1.32
$-0.06
Q2 25
$0.15
$-0.06
Q1 25
$0.27
$-0.08
Q4 24
$0.72
$-0.05
Q3 24
$0.16
$-0.04
Q2 24
$0.31
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MVBF
MVBF
WYY
WYY
Cash + ST InvestmentsLiquidity on hand
$177.6M
$9.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$334.9M
$11.5M
Total Assets
$3.3B
$79.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MVBF
MVBF
WYY
WYY
Q1 26
$177.6M
Q4 25
$244.1M
$9.8M
Q3 25
$300.0M
$12.1M
Q2 25
$399.4M
$6.8M
Q1 25
$251.4M
$3.7M
Q4 24
$317.9M
$6.8M
Q3 24
$610.9M
Q2 24
$455.5M
Stockholders' Equity
MVBF
MVBF
WYY
WYY
Q1 26
$334.9M
Q4 25
$334.0M
$11.5M
Q3 25
$327.8M
$12.2M
Q2 25
$302.3M
$12.6M
Q1 25
$310.1M
$13.0M
Q4 24
$305.7M
$13.6M
Q3 24
$303.1M
$13.8M
Q2 24
$296.6M
$14.0M
Total Assets
MVBF
MVBF
WYY
WYY
Q1 26
$3.3B
Q4 25
$3.3B
$79.8M
Q3 25
$3.2B
$70.6M
Q2 25
$3.2B
$76.6M
Q1 25
$3.0B
$71.4M
Q4 24
$3.1B
$71.6M
Q3 24
$3.4B
$56.9M
Q2 24
$3.3B
$58.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MVBF
MVBF
WYY
WYY
Operating Cash FlowLast quarter
$-173.5K
Free Cash FlowOCF − Capex
$-270.0K
FCF MarginFCF / Revenue
-0.6%
Capex IntensityCapex / Revenue
0.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$5.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MVBF
MVBF
WYY
WYY
Q1 26
Q4 25
$4.0M
$-173.5K
Q3 25
$-2.6M
$5.9M
Q2 25
$7.4M
$3.2M
Q1 25
$14.1M
$-3.2M
Q4 24
$-285.0K
$2.4M
Q3 24
$8.6M
$1.9M
Q2 24
$26.9M
$-1.1M
Free Cash Flow
MVBF
MVBF
WYY
WYY
Q1 26
Q4 25
$2.1M
$-270.0K
Q3 25
$-3.5M
$5.9M
Q2 25
$7.2M
$3.1M
Q1 25
$13.9M
$-3.3M
Q4 24
$-1.9M
$2.4M
Q3 24
$8.3M
$1.8M
Q2 24
$26.6M
$-1.1M
FCF Margin
MVBF
MVBF
WYY
WYY
Q1 26
Q4 25
5.4%
-0.6%
Q3 25
-5.8%
16.4%
Q2 25
21.5%
8.1%
Q1 25
41.2%
-9.5%
Q4 24
-4.1%
6.4%
Q3 24
25.1%
5.3%
Q2 24
76.7%
-3.0%
Capex Intensity
MVBF
MVBF
WYY
WYY
Q1 26
Q4 25
4.9%
0.2%
Q3 25
1.6%
0.1%
Q2 25
0.6%
0.2%
Q1 25
0.8%
0.1%
Q4 24
3.5%
0.1%
Q3 24
0.9%
0.2%
Q2 24
0.7%
0.0%
Cash Conversion
MVBF
MVBF
WYY
WYY
Q1 26
Q4 25
0.95×
Q3 25
-0.15×
Q2 25
3.72×
Q1 25
3.95×
Q4 24
-0.03×
Q3 24
4.15×
Q2 24
6.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MVBF
MVBF

Net Interest Income$28.5M78%
Noninterest Income$8.2M22%

WYY
WYY

Carrier Services$26.8M63%
Managed Services$15.5M37%

Related Comparisons