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Side-by-side financial comparison of First Western Financial Inc (MYFW) and R F INDUSTRIES LTD (RFIL). Click either name above to swap in a different company.

First Western Financial Inc is the larger business by last-quarter revenue ($27.5M vs $22.7M, roughly 1.2× R F INDUSTRIES LTD). Over the past eight quarters, R F INDUSTRIES LTD's revenue compounded faster (29.8% CAGR vs 10.0%).

The Western Union Company is an American multinational financial services corporation headquartered in Denver, Colorado.

Tootsie Roll Industries is an American manufacturer of confectionery based in Chicago, Illinois. Its best-known products include the namesake Tootsie Rolls and Tootsie Pops. Tootsie Roll Industries currently markets its brands internationally in Canada, Mexico, and over 75 other countries.

MYFW vs RFIL — Head-to-Head

Bigger by revenue
MYFW
MYFW
1.2× larger
MYFW
$27.5M
$22.7M
RFIL
Faster 2-yr revenue CAGR
RFIL
RFIL
Annualised
RFIL
29.8%
10.0%
MYFW

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
MYFW
MYFW
RFIL
RFIL
Revenue
$27.5M
$22.7M
Net Profit
$173.0K
Gross Margin
36.8%
Operating Margin
4.0%
Net Margin
0.8%
Revenue YoY
22.9%
Net Profit YoY
172.7%
EPS (diluted)
$0.63
$0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MYFW
MYFW
RFIL
RFIL
Q1 26
$27.5M
Q4 25
$26.7M
$22.7M
Q3 25
$26.3M
$19.8M
Q2 25
$24.2M
$18.9M
Q1 25
$24.8M
$19.2M
Q4 24
$24.3M
$18.5M
Q3 24
$22.5M
$16.8M
Q2 24
$22.8M
$16.1M
Net Profit
MYFW
MYFW
RFIL
RFIL
Q1 26
Q4 25
$3.3M
$173.0K
Q3 25
$3.2M
$392.0K
Q2 25
$2.5M
$-245.0K
Q1 25
$4.2M
$-245.0K
Q4 24
$2.7M
$-238.0K
Q3 24
$2.1M
$-705.0K
Q2 24
$1.1M
$-4.3M
Gross Margin
MYFW
MYFW
RFIL
RFIL
Q1 26
Q4 25
36.8%
Q3 25
34.0%
Q2 25
31.5%
Q1 25
29.8%
Q4 24
31.3%
Q3 24
29.5%
Q2 24
29.9%
Operating Margin
MYFW
MYFW
RFIL
RFIL
Q1 26
Q4 25
16.6%
4.0%
Q3 25
15.1%
3.6%
Q2 25
13.7%
0.6%
Q1 25
21.6%
0.3%
Q4 24
16.1%
0.5%
Q3 24
11.9%
-2.5%
Q2 24
6.2%
-2.6%
Net Margin
MYFW
MYFW
RFIL
RFIL
Q1 26
Q4 25
12.9%
0.8%
Q3 25
12.1%
2.0%
Q2 25
10.3%
-1.3%
Q1 25
16.9%
-1.3%
Q4 24
11.3%
-1.3%
Q3 24
9.5%
-4.2%
Q2 24
4.7%
-26.7%
EPS (diluted)
MYFW
MYFW
RFIL
RFIL
Q1 26
$0.63
Q4 25
$0.33
$0.01
Q3 25
$0.32
$0.04
Q2 25
$0.26
$-0.02
Q1 25
$0.43
$-0.02
Q4 24
$0.28
$-0.02
Q3 24
$0.22
$-0.07
Q2 24
$0.11
$-0.41

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MYFW
MYFW
RFIL
RFIL
Cash + ST InvestmentsLiquidity on hand
$5.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$273.4M
$35.2M
Total Assets
$3.2B
$73.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MYFW
MYFW
RFIL
RFIL
Q1 26
Q4 25
$5.1M
Q3 25
$3.0M
Q2 25
$3.6M
Q1 25
$1.3M
Q4 24
$839.0K
Q3 24
$1.8M
Q2 24
$1.4M
Total Debt
MYFW
MYFW
RFIL
RFIL
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$0
Q3 24
Q2 24
Stockholders' Equity
MYFW
MYFW
RFIL
RFIL
Q1 26
$273.4M
Q4 25
$265.6M
$35.2M
Q3 25
$261.5M
$34.8M
Q2 25
$258.8M
$34.2M
Q1 25
$256.6M
$34.2M
Q4 24
$252.3M
$34.1M
Q3 24
$248.8M
$34.1M
Q2 24
$246.9M
$34.6M
Total Assets
MYFW
MYFW
RFIL
RFIL
Q1 26
$3.2B
Q4 25
$3.2B
$73.0M
Q3 25
$3.2B
$73.2M
Q2 25
$3.0B
$72.7M
Q1 25
$2.9B
$70.4M
Q4 24
$2.9B
$71.0M
Q3 24
$2.9B
$71.9M
Q2 24
$2.9B
$72.8M
Debt / Equity
MYFW
MYFW
RFIL
RFIL
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.00×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MYFW
MYFW
RFIL
RFIL
Operating Cash FlowLast quarter
$2.1M
Free Cash FlowOCF − Capex
$2.0M
FCF MarginFCF / Revenue
9.0%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
12.13×
TTM Free Cash FlowTrailing 4 quarters
$4.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MYFW
MYFW
RFIL
RFIL
Q1 26
Q4 25
$-1.8M
$2.1M
Q3 25
$10.0M
$-311.0K
Q2 25
$-9.1M
$2.2M
Q1 25
$8.0M
$601.0K
Q4 24
$606.0K
$-244.0K
Q3 24
$18.8M
$2.4M
Q2 24
$-11.5M
$197.0K
Free Cash Flow
MYFW
MYFW
RFIL
RFIL
Q1 26
Q4 25
$-5.8M
$2.0M
Q3 25
$9.0M
$-419.0K
Q2 25
$-9.7M
$2.2M
Q1 25
$7.0M
$574.0K
Q4 24
$-607.0K
$-418.0K
Q3 24
$18.6M
$2.1M
Q2 24
$-11.9M
$28.0K
FCF Margin
MYFW
MYFW
RFIL
RFIL
Q1 26
Q4 25
-21.6%
9.0%
Q3 25
34.1%
-2.1%
Q2 25
-39.9%
11.4%
Q1 25
28.1%
3.0%
Q4 24
-2.5%
-2.3%
Q3 24
82.3%
12.6%
Q2 24
-52.1%
0.2%
Capex Intensity
MYFW
MYFW
RFIL
RFIL
Q1 26
Q4 25
14.9%
0.3%
Q3 25
4.1%
0.5%
Q2 25
2.4%
0.2%
Q1 25
4.2%
0.1%
Q4 24
5.0%
0.9%
Q3 24
1.3%
1.5%
Q2 24
1.6%
1.0%
Cash Conversion
MYFW
MYFW
RFIL
RFIL
Q1 26
Q4 25
-0.54×
12.13×
Q3 25
3.15×
-0.79×
Q2 25
-3.63×
Q1 25
1.91×
Q4 24
0.22×
Q3 24
8.83×
Q2 24
-10.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MYFW
MYFW

Net Interest Income$20.9M76%
Noninterest Income$6.7M24%

RFIL
RFIL

US$20.9M92%
Non Us$1.8M8%

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