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Side-by-side financial comparison of First Western Financial Inc (MYFW) and SBC Medical Group Holdings Inc (SBC). Click either name above to swap in a different company.

SBC Medical Group Holdings Inc is the larger business by last-quarter revenue ($39.6M vs $27.5M, roughly 1.4× First Western Financial Inc). Over the past eight quarters, First Western Financial Inc's revenue compounded faster (10.0% CAGR vs -15.0%).

The Western Union Company is an American multinational financial services corporation headquartered in Denver, Colorado.

SBC Medical Group Holdings Inc. is a leading Japan-headquartered healthcare provider primarily focused on aesthetic medicine, dermatology, and anti-aging wellness services. It operates an extensive network of clinics across Japan, catering to both domestic patients and international medical tourists, with core offerings including cosmetic surgery and non-invasive skincare treatments.

MYFW vs SBC — Head-to-Head

Bigger by revenue
SBC
SBC
1.4× larger
SBC
$39.6M
$27.5M
MYFW
Faster 2-yr revenue CAGR
MYFW
MYFW
Annualised
MYFW
10.0%
-15.0%
SBC

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
MYFW
MYFW
SBC
SBC
Revenue
$27.5M
$39.6M
Net Profit
$14.2M
Gross Margin
73.1%
Operating Margin
32.5%
Net Margin
35.9%
Revenue YoY
-10.9%
Net Profit YoY
117.2%
EPS (diluted)
$0.63
$0.15

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MYFW
MYFW
SBC
SBC
Q1 26
$27.5M
Q4 25
$26.7M
$39.6M
Q3 25
$26.3M
$43.4M
Q2 25
$24.2M
$43.4M
Q1 25
$24.8M
$47.3M
Q4 24
$24.3M
$44.4M
Q3 24
$22.5M
$53.1M
Q2 24
$22.8M
$53.1M
Net Profit
MYFW
MYFW
SBC
SBC
Q1 26
Q4 25
$3.3M
$14.2M
Q3 25
$3.2M
$12.8M
Q2 25
$2.5M
$2.5M
Q1 25
$4.2M
$21.5M
Q4 24
$2.7M
$6.5M
Q3 24
$2.1M
$2.8M
Q2 24
$1.1M
$18.5M
Gross Margin
MYFW
MYFW
SBC
SBC
Q1 26
Q4 25
73.1%
Q3 25
70.6%
Q2 25
69.2%
Q1 25
79.7%
Q4 24
76.3%
Q3 24
81.5%
Q2 24
74.2%
Operating Margin
MYFW
MYFW
SBC
SBC
Q1 26
Q4 25
16.6%
32.5%
Q3 25
15.1%
36.6%
Q2 25
13.7%
33.6%
Q1 25
21.6%
51.1%
Q4 24
16.1%
10.6%
Q3 24
11.9%
26.1%
Q2 24
6.2%
51.4%
Net Margin
MYFW
MYFW
SBC
SBC
Q1 26
Q4 25
12.9%
35.9%
Q3 25
12.1%
29.6%
Q2 25
10.3%
5.7%
Q1 25
16.9%
45.4%
Q4 24
11.3%
14.7%
Q3 24
9.5%
5.3%
Q2 24
4.7%
34.8%
EPS (diluted)
MYFW
MYFW
SBC
SBC
Q1 26
$0.63
Q4 25
$0.33
$0.15
Q3 25
$0.32
$0.12
Q2 25
$0.26
$0.02
Q1 25
$0.43
$0.21
Q4 24
$0.28
$0.05
Q3 24
$0.22
$0.03
Q2 24
$0.11
$0.20

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MYFW
MYFW
SBC
SBC
Cash + ST InvestmentsLiquidity on hand
$164.1M
Total DebtLower is stronger
$42.8M
Stockholders' EquityBook value
$273.4M
$248.3M
Total Assets
$3.2B
$380.4M
Debt / EquityLower = less leverage
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MYFW
MYFW
SBC
SBC
Q1 26
Q4 25
$164.1M
Q3 25
$127.4M
Q2 25
$152.7M
Q1 25
$132.1M
Q4 24
$125.0M
Q3 24
$137.4M
Q2 24
Total Debt
MYFW
MYFW
SBC
SBC
Q1 26
Q4 25
$42.8M
Q3 25
$21.1M
Q2 25
$7.1M
Q1 25
$6.9M
Q4 24
$0
$6.6M
Q3 24
$823.2K
Q2 24
Stockholders' Equity
MYFW
MYFW
SBC
SBC
Q1 26
$273.4M
Q4 25
$265.6M
$248.3M
Q3 25
$261.5M
$248.0M
Q2 25
$258.8M
$244.6M
Q1 25
$256.6M
$226.4M
Q4 24
$252.3M
$195.1M
Q3 24
$248.8M
$205.0M
Q2 24
$246.9M
$8.8M
Total Assets
MYFW
MYFW
SBC
SBC
Q1 26
$3.2B
Q4 25
$3.2B
$380.4M
Q3 25
$3.2B
$321.4M
Q2 25
$3.0B
$315.3M
Q1 25
$2.9B
$284.6M
Q4 24
$2.9B
$266.1M
Q3 24
$2.9B
$296.5M
Q2 24
$2.9B
$19.5M
Debt / Equity
MYFW
MYFW
SBC
SBC
Q1 26
Q4 25
0.17×
Q3 25
0.09×
Q2 25
0.03×
Q1 25
0.03×
Q4 24
0.00×
0.03×
Q3 24
0.00×
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MYFW
MYFW
SBC
SBC
Operating Cash FlowLast quarter
$52.0M
Free Cash FlowOCF − Capex
$51.2M
FCF MarginFCF / Revenue
129.3%
Capex IntensityCapex / Revenue
2.0%
Cash ConversionOCF / Net Profit
3.66×
TTM Free Cash FlowTrailing 4 quarters
$23.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MYFW
MYFW
SBC
SBC
Q1 26
Q4 25
$-1.8M
$52.0M
Q3 25
$10.0M
$-20.9M
Q2 25
$-9.1M
$-8.3M
Q1 25
$8.0M
$1.9M
Q4 24
$606.0K
$-7.3M
Q3 24
$18.8M
$5.0M
Q2 24
$-11.5M
$19.2M
Free Cash Flow
MYFW
MYFW
SBC
SBC
Q1 26
Q4 25
$-5.8M
$51.2M
Q3 25
$9.0M
$-20.9M
Q2 25
$-9.7M
$-8.6M
Q1 25
$7.0M
$1.7M
Q4 24
$-607.0K
$-7.9M
Q3 24
$18.6M
$4.6M
Q2 24
$-11.9M
$18.3M
FCF Margin
MYFW
MYFW
SBC
SBC
Q1 26
Q4 25
-21.6%
129.3%
Q3 25
34.1%
-48.3%
Q2 25
-39.9%
-19.9%
Q1 25
28.1%
3.5%
Q4 24
-2.5%
-17.8%
Q3 24
82.3%
8.7%
Q2 24
-52.1%
34.5%
Capex Intensity
MYFW
MYFW
SBC
SBC
Q1 26
Q4 25
14.9%
2.0%
Q3 25
4.1%
0.1%
Q2 25
2.4%
0.7%
Q1 25
4.2%
0.5%
Q4 24
5.0%
1.3%
Q3 24
1.3%
0.8%
Q2 24
1.6%
1.6%
Cash Conversion
MYFW
MYFW
SBC
SBC
Q1 26
Q4 25
-0.54×
3.66×
Q3 25
3.15×
-1.63×
Q2 25
-3.63×
-3.39×
Q1 25
1.91×
0.09×
Q4 24
0.22×
-1.12×
Q3 24
8.83×
1.77×
Q2 24
-10.68×
1.04×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MYFW
MYFW

Net Interest Income$20.9M76%
Noninterest Income$6.7M24%

SBC
SBC

Franchising$10.3M26%
Medical Corporation Shobikai$8.1M21%
Medical Corporation Nasukai$7.2M18%
Management Services$6.3M16%
Rental Services$4.3M11%
Medical Corporation Association Furinkai$3.0M8%
Japan Medical And Beauty Inc$656.5K2%

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