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Side-by-side financial comparison of First Western Financial Inc (MYFW) and SmartRent, Inc. (SMRT). Click either name above to swap in a different company.
SmartRent, Inc. is the larger business by last-quarter revenue ($36.5M vs $27.5M, roughly 1.3× First Western Financial Inc). Over the past eight quarters, First Western Financial Inc's revenue compounded faster (10.0% CAGR vs -15.0%).
The Western Union Company is an American multinational financial services corporation headquartered in Denver, Colorado.
Budget Rent a Car System, Inc. is an American car rental company that was founded in 1958 in Los Angeles, California by Morris Mirkin. Budget is a subsidiary of the Avis Budget Group, with its operations headquartered in Parsippany, New Jersey.
MYFW vs SMRT — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $27.5M | $36.5M |
| Net Profit | — | $-3.2M |
| Gross Margin | — | 38.6% |
| Operating Margin | — | -10.9% |
| Net Margin | — | -8.9% |
| Revenue YoY | — | 3.1% |
| Net Profit YoY | — | 71.6% |
| EPS (diluted) | $0.63 | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $27.5M | — | ||
| Q4 25 | $26.7M | $36.5M | ||
| Q3 25 | $26.3M | $36.2M | ||
| Q2 25 | $24.2M | $38.3M | ||
| Q1 25 | $24.8M | $41.3M | ||
| Q4 24 | $24.3M | $35.4M | ||
| Q3 24 | $22.5M | $40.5M | ||
| Q2 24 | $22.8M | $48.5M |
| Q1 26 | — | — | ||
| Q4 25 | $3.3M | $-3.2M | ||
| Q3 25 | $3.2M | $-6.3M | ||
| Q2 25 | $2.5M | $-10.9M | ||
| Q1 25 | $4.2M | $-40.2M | ||
| Q4 24 | $2.7M | $-11.4M | ||
| Q3 24 | $2.1M | $-9.9M | ||
| Q2 24 | $1.1M | $-4.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 38.6% | ||
| Q3 25 | — | 26.4% | ||
| Q2 25 | — | 33.1% | ||
| Q1 25 | — | 32.8% | ||
| Q4 24 | — | 28.7% | ||
| Q3 24 | — | 33.2% | ||
| Q2 24 | — | 35.7% |
| Q1 26 | — | — | ||
| Q4 25 | 16.6% | -10.9% | ||
| Q3 25 | 15.1% | -19.4% | ||
| Q2 25 | 13.7% | -30.5% | ||
| Q1 25 | 21.6% | -99.9% | ||
| Q4 24 | 16.1% | -36.6% | ||
| Q3 24 | 11.9% | -29.0% | ||
| Q2 24 | 6.2% | -14.3% |
| Q1 26 | — | — | ||
| Q4 25 | 12.9% | -8.9% | ||
| Q3 25 | 12.1% | -17.3% | ||
| Q2 25 | 10.3% | -28.3% | ||
| Q1 25 | 16.9% | -97.2% | ||
| Q4 24 | 11.3% | -32.3% | ||
| Q3 24 | 9.5% | -24.5% | ||
| Q2 24 | 4.7% | -9.5% |
| Q1 26 | $0.63 | — | ||
| Q4 25 | $0.33 | $-0.02 | ||
| Q3 25 | $0.32 | $-0.03 | ||
| Q2 25 | $0.26 | $-0.06 | ||
| Q1 25 | $0.43 | $-0.21 | ||
| Q4 24 | $0.28 | $-0.06 | ||
| Q3 24 | $0.22 | $-0.05 | ||
| Q2 24 | $0.11 | $-0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $104.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $273.4M | $232.1M |
| Total Assets | $3.2B | $320.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $104.5M | ||
| Q3 25 | — | $100.0M | ||
| Q2 25 | — | $105.0M | ||
| Q1 25 | — | $125.6M | ||
| Q4 24 | — | $142.5M | ||
| Q3 24 | — | $163.4M | ||
| Q2 24 | — | $187.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $273.4M | — | ||
| Q4 25 | $265.6M | $232.1M | ||
| Q3 25 | $261.5M | $234.4M | ||
| Q2 25 | $258.8M | $238.8M | ||
| Q1 25 | $256.6M | $250.7M | ||
| Q4 24 | $252.3M | $289.4M | ||
| Q3 24 | $248.8M | $305.1M | ||
| Q2 24 | $246.9M | $329.4M |
| Q1 26 | $3.2B | — | ||
| Q4 25 | $3.2B | $320.9M | ||
| Q3 25 | $3.2B | $335.8M | ||
| Q2 25 | $3.0B | $354.0M | ||
| Q1 25 | $2.9B | $366.1M | ||
| Q4 24 | $2.9B | $420.2M | ||
| Q3 24 | $2.9B | $448.6M | ||
| Q2 24 | $2.9B | $475.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $7.7M |
| Free Cash FlowOCF − Capex | — | $7.7M |
| FCF MarginFCF / Revenue | — | 21.0% |
| Capex IntensityCapex / Revenue | — | 0.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-25.1M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-1.8M | $7.7M | ||
| Q3 25 | $10.0M | $-2.1M | ||
| Q2 25 | $-9.1M | $-14.9M | ||
| Q1 25 | $8.0M | $-12.2M | ||
| Q4 24 | $606.0K | $-12.0M | ||
| Q3 24 | $18.8M | $-3.7M | ||
| Q2 24 | $-11.5M | $-13.9M |
| Q1 26 | — | — | ||
| Q4 25 | $-5.8M | $7.7M | ||
| Q3 25 | $9.0M | $-2.2M | ||
| Q2 25 | $-9.7M | $-16.2M | ||
| Q1 25 | $7.0M | $-14.3M | ||
| Q4 24 | $-607.0K | $-13.3M | ||
| Q3 24 | $18.6M | $-3.9M | ||
| Q2 24 | $-11.9M | $-14.1M |
| Q1 26 | — | — | ||
| Q4 25 | -21.6% | 21.0% | ||
| Q3 25 | 34.1% | -6.1% | ||
| Q2 25 | -39.9% | -42.3% | ||
| Q1 25 | 28.1% | -34.7% | ||
| Q4 24 | -2.5% | -37.5% | ||
| Q3 24 | 82.3% | -9.7% | ||
| Q2 24 | -52.1% | -29.1% |
| Q1 26 | — | — | ||
| Q4 25 | 14.9% | 0.0% | ||
| Q3 25 | 4.1% | 0.2% | ||
| Q2 25 | 2.4% | 3.3% | ||
| Q1 25 | 4.2% | 5.3% | ||
| Q4 24 | 5.0% | 3.5% | ||
| Q3 24 | 1.3% | 0.6% | ||
| Q2 24 | 1.6% | 0.5% |
| Q1 26 | — | — | ||
| Q4 25 | -0.54× | — | ||
| Q3 25 | 3.15× | — | ||
| Q2 25 | -3.63× | — | ||
| Q1 25 | 1.91× | — | ||
| Q4 24 | 0.22× | — | ||
| Q3 24 | 8.83× | — | ||
| Q2 24 | -10.68× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
MYFW
| Net Interest Income | $20.9M | 76% |
| Noninterest Income | $6.7M | 24% |
SMRT
| Hosted Services | $18.1M | 50% |
| Hardware Service | $12.5M | 34% |
| Smart Operations Solutions | $2.6M | 7% |
| Access Control | $2.0M | 5% |
| Other Smart Communities Solutions | $1.3M | 3% |
