vs

Side-by-side financial comparison of First Western Financial Inc (MYFW) and Xtant Medical Holdings, Inc. (XTNT). Click either name above to swap in a different company.

Xtant Medical Holdings, Inc. is the larger business by last-quarter revenue ($32.4M vs $27.5M, roughly 1.2× First Western Financial Inc). Over the past eight quarters, First Western Financial Inc's revenue compounded faster (10.0% CAGR vs 7.7%).

The Western Union Company is an American multinational financial services corporation headquartered in Denver, Colorado.

Xtant Medical Holdings, Inc. is a global medical technology company that develops, manufactures and markets orthobiologic products, neurosurgery devices, and regenerative medicine solutions for orthopedic and neurological care providers. It serves patients and medical institutions across North America, Europe and the Asia-Pacific, with core segments covering spinal surgery supplies and bone regeneration products.

MYFW vs XTNT — Head-to-Head

Bigger by revenue
XTNT
XTNT
1.2× larger
XTNT
$32.4M
$27.5M
MYFW
Faster 2-yr revenue CAGR
MYFW
MYFW
Annualised
MYFW
10.0%
7.7%
XTNT

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
MYFW
MYFW
XTNT
XTNT
Revenue
$27.5M
$32.4M
Net Profit
$57.0K
Gross Margin
54.9%
Operating Margin
-2.9%
Net Margin
0.2%
Revenue YoY
2.7%
Net Profit YoY
101.8%
EPS (diluted)
$0.63
$0.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
MYFW
MYFW
XTNT
XTNT
Q1 26
$27.5M
Q4 25
$26.7M
$32.4M
Q3 25
$26.3M
$33.3M
Q2 25
$24.2M
$35.4M
Q1 25
$24.8M
$32.9M
Q4 24
$24.3M
$31.5M
Q3 24
$22.5M
$27.9M
Q2 24
$22.8M
$29.9M
Net Profit
MYFW
MYFW
XTNT
XTNT
Q1 26
Q4 25
$3.3M
$57.0K
Q3 25
$3.2M
$1.3M
Q2 25
$2.5M
$3.5M
Q1 25
$4.2M
$58.0K
Q4 24
$2.7M
$-3.2M
Q3 24
$2.1M
$-5.0M
Q2 24
$1.1M
$-3.9M
Gross Margin
MYFW
MYFW
XTNT
XTNT
Q1 26
Q4 25
54.9%
Q3 25
66.1%
Q2 25
68.6%
Q1 25
61.5%
Q4 24
50.9%
Q3 24
58.4%
Q2 24
62.1%
Operating Margin
MYFW
MYFW
XTNT
XTNT
Q1 26
Q4 25
16.6%
-2.9%
Q3 25
15.1%
7.6%
Q2 25
13.7%
13.1%
Q1 25
21.6%
3.2%
Q4 24
16.1%
-6.0%
Q3 24
11.9%
-13.5%
Q2 24
6.2%
-9.8%
Net Margin
MYFW
MYFW
XTNT
XTNT
Q1 26
Q4 25
12.9%
0.2%
Q3 25
12.1%
3.9%
Q2 25
10.3%
10.0%
Q1 25
16.9%
0.2%
Q4 24
11.3%
-10.0%
Q3 24
9.5%
-18.0%
Q2 24
4.7%
-12.9%
EPS (diluted)
MYFW
MYFW
XTNT
XTNT
Q1 26
$0.63
Q4 25
$0.33
$0.00
Q3 25
$0.32
$0.01
Q2 25
$0.26
$0.02
Q1 25
$0.43
$0.00
Q4 24
$0.28
$-0.02
Q3 24
$0.22
$-0.04
Q2 24
$0.11
$-0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
MYFW
MYFW
XTNT
XTNT
Cash + ST InvestmentsLiquidity on hand
$17.1M
Total DebtLower is stronger
$11.0M
Stockholders' EquityBook value
$273.4M
$51.0M
Total Assets
$3.2B
$94.1M
Debt / EquityLower = less leverage
0.22×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
MYFW
MYFW
XTNT
XTNT
Q1 26
Q4 25
$17.1M
Q3 25
$10.4M
Q2 25
$6.9M
Q1 25
$5.0M
Q4 24
$6.2M
Q3 24
$6.6M
Q2 24
$5.4M
Total Debt
MYFW
MYFW
XTNT
XTNT
Q1 26
Q4 25
$11.0M
Q3 25
$17.4M
Q2 25
$22.3M
Q1 25
$22.2M
Q4 24
$0
$22.0M
Q3 24
$19.1M
Q2 24
$21.8M
Stockholders' Equity
MYFW
MYFW
XTNT
XTNT
Q1 26
$273.4M
Q4 25
$265.6M
$51.0M
Q3 25
$261.5M
$50.4M
Q2 25
$258.8M
$48.5M
Q1 25
$256.6M
$43.9M
Q4 24
$252.3M
$43.0M
Q3 24
$248.8M
$45.7M
Q2 24
$246.9M
$45.0M
Total Assets
MYFW
MYFW
XTNT
XTNT
Q1 26
$3.2B
Q4 25
$3.2B
$94.1M
Q3 25
$3.2B
$106.3M
Q2 25
$3.0B
$103.5M
Q1 25
$2.9B
$95.8M
Q4 24
$2.9B
$93.8M
Q3 24
$2.9B
$98.9M
Q2 24
$2.9B
$95.6M
Debt / Equity
MYFW
MYFW
XTNT
XTNT
Q1 26
Q4 25
0.22×
Q3 25
0.35×
Q2 25
0.46×
Q1 25
0.51×
Q4 24
0.00×
0.51×
Q3 24
0.42×
Q2 24
0.48×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
MYFW
MYFW
XTNT
XTNT
Operating Cash FlowLast quarter
$5.4M
Free Cash FlowOCF − Capex
$5.0M
FCF MarginFCF / Revenue
15.4%
Capex IntensityCapex / Revenue
1.2%
Cash ConversionOCF / Net Profit
94.39×
TTM Free Cash FlowTrailing 4 quarters
$10.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
MYFW
MYFW
XTNT
XTNT
Q1 26
Q4 25
$-1.8M
$5.4M
Q3 25
$10.0M
$4.6M
Q2 25
$-9.1M
$1.3M
Q1 25
$8.0M
$1.3M
Q4 24
$606.0K
$665.0K
Q3 24
$18.8M
$-1.7M
Q2 24
$-11.5M
$-5.1M
Free Cash Flow
MYFW
MYFW
XTNT
XTNT
Q1 26
Q4 25
$-5.8M
$5.0M
Q3 25
$9.0M
$4.2M
Q2 25
$-9.7M
$910.0K
Q1 25
$7.0M
$87.0K
Q4 24
$-607.0K
$-7.0K
Q3 24
$18.6M
$-3.8M
Q2 24
$-11.9M
$-5.7M
FCF Margin
MYFW
MYFW
XTNT
XTNT
Q1 26
Q4 25
-21.6%
15.4%
Q3 25
34.1%
12.6%
Q2 25
-39.9%
2.6%
Q1 25
28.1%
0.3%
Q4 24
-2.5%
-0.0%
Q3 24
82.3%
-13.7%
Q2 24
-52.1%
-18.9%
Capex Intensity
MYFW
MYFW
XTNT
XTNT
Q1 26
Q4 25
14.9%
1.2%
Q3 25
4.1%
1.3%
Q2 25
2.4%
1.0%
Q1 25
4.2%
3.6%
Q4 24
5.0%
2.1%
Q3 24
1.3%
7.5%
Q2 24
1.6%
1.9%
Cash Conversion
MYFW
MYFW
XTNT
XTNT
Q1 26
Q4 25
-0.54×
94.39×
Q3 25
3.15×
3.53×
Q2 25
-3.63×
0.36×
Q1 25
1.91×
22.03×
Q4 24
0.22×
Q3 24
8.83×
Q2 24
-10.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

MYFW
MYFW

Net Interest Income$20.9M76%
Noninterest Income$6.7M24%

XTNT
XTNT

Orthobiologics$18.3M57%
Spinal Implant$9.4M29%
License Revenue$4.6M14%

Related Comparisons