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Side-by-side financial comparison of N-able, Inc. (NABL) and Repay Holdings Corp (RPAY). Click either name above to swap in a different company.
N-able, Inc. is the larger business by last-quarter revenue ($130.3M vs $78.6M, roughly 1.7× Repay Holdings Corp). On growth, N-able, Inc. posted the faster year-over-year revenue change (11.8% vs 0.4%). Repay Holdings Corp produced more free cash flow last quarter ($23.2M vs $20.9M). Over the past eight quarters, N-able, Inc.'s revenue compounded faster (7.0% CAGR vs -1.3%).
Able UK is a British industrial services company specialising in decommissioning of ships and offshore installations.
Repay Holdings Corp is a leading payment technology provider delivering integrated end-to-end payment processing solutions for businesses across North America. Its offerings include credit/debit card processing, ACH transfer services, POS system integrations and digital payment tools, serving retail, healthcare, automotive and e-commerce segments to help clients streamline transaction workflows and boost operational efficiency.
NABL vs RPAY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $130.3M | $78.6M |
| Net Profit | — | $-140.1M |
| Gross Margin | 76.2% | 74.2% |
| Operating Margin | 10.2% | -182.2% |
| Net Margin | — | -178.3% |
| Revenue YoY | 11.8% | 0.4% |
| Net Profit YoY | — | -3304.1% |
| EPS (diluted) | $-0.04 | $-1.68 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $130.3M | $78.6M | ||
| Q3 25 | $131.7M | $77.7M | ||
| Q2 25 | $131.2M | $75.6M | ||
| Q1 25 | $118.2M | $77.3M | ||
| Q4 24 | $116.5M | $78.3M | ||
| Q3 24 | $116.4M | $79.1M | ||
| Q2 24 | $119.4M | $74.9M | ||
| Q1 24 | $113.7M | $80.7M |
| Q4 25 | — | $-140.1M | ||
| Q3 25 | $1.4M | $-6.4M | ||
| Q2 25 | $-4.0M | $-102.3M | ||
| Q1 25 | $-7.2M | $-7.9M | ||
| Q4 24 | — | $-4.1M | ||
| Q3 24 | $10.8M | $3.2M | ||
| Q2 24 | $9.5M | $-4.1M | ||
| Q1 24 | $7.5M | $-5.2M |
| Q4 25 | 76.2% | 74.2% | ||
| Q3 25 | 77.5% | 74.4% | ||
| Q2 25 | 78.1% | 75.7% | ||
| Q1 25 | 76.6% | 75.9% | ||
| Q4 24 | 80.0% | 76.3% | ||
| Q3 24 | 82.9% | 77.8% | ||
| Q2 24 | 84.0% | 78.2% | ||
| Q1 24 | 83.9% | 76.2% |
| Q4 25 | 10.2% | -182.2% | ||
| Q3 25 | 8.8% | -3.9% | ||
| Q2 25 | 7.7% | -138.7% | ||
| Q1 25 | 1.5% | -4.7% | ||
| Q4 24 | 13.7% | -1.5% | ||
| Q3 24 | 20.5% | -0.9% | ||
| Q2 24 | 18.4% | -4.6% | ||
| Q1 24 | 18.0% | -3.1% |
| Q4 25 | — | -178.3% | ||
| Q3 25 | 1.1% | -8.3% | ||
| Q2 25 | -3.1% | -135.2% | ||
| Q1 25 | -6.1% | -10.3% | ||
| Q4 24 | — | -5.3% | ||
| Q3 24 | 9.2% | 4.1% | ||
| Q2 24 | 7.9% | -5.4% | ||
| Q1 24 | 6.6% | -6.5% |
| Q4 25 | $-0.04 | $-1.68 | ||
| Q3 25 | $0.01 | $-0.08 | ||
| Q2 25 | $-0.02 | $-1.15 | ||
| Q1 25 | $-0.04 | $-0.09 | ||
| Q4 24 | $0.01 | $-0.04 | ||
| Q3 24 | $0.06 | $0.03 | ||
| Q2 24 | $0.05 | $-0.04 | ||
| Q1 24 | $0.04 | $-0.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $111.8M | $115.7M |
| Total DebtLower is stronger | $393.9M | $280.1M |
| Stockholders' EquityBook value | $804.7M | $484.4M |
| Total Assets | $1.4B | $1.2B |
| Debt / EquityLower = less leverage | 0.49× | 0.58× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $111.8M | $115.7M | ||
| Q3 25 | $101.4M | $95.7M | ||
| Q2 25 | $93.9M | $162.6M | ||
| Q1 25 | $94.1M | $165.5M | ||
| Q4 24 | $85.2M | $189.5M | ||
| Q3 24 | $174.4M | $168.7M | ||
| Q2 24 | $157.5M | $147.1M | ||
| Q1 24 | $139.2M | $128.3M |
| Q4 25 | $393.9M | $280.1M | ||
| Q3 25 | $331.7M | $279.5M | ||
| Q2 25 | $332.1M | $279.0M | ||
| Q1 25 | $332.6M | $497.6M | ||
| Q4 24 | $333.1M | $496.8M | ||
| Q3 24 | $333.6M | $496.2M | ||
| Q2 24 | $334.1M | $435.6M | ||
| Q1 24 | $334.5M | $434.9M |
| Q4 25 | $804.7M | $484.4M | ||
| Q3 25 | $813.4M | $616.9M | ||
| Q2 25 | $809.4M | $633.7M | ||
| Q1 25 | $775.1M | $755.7M | ||
| Q4 24 | $759.3M | $761.3M | ||
| Q3 24 | $765.0M | $754.7M | ||
| Q2 24 | $724.4M | $815.4M | ||
| Q1 24 | $709.1M | $813.8M |
| Q4 25 | $1.4B | $1.2B | ||
| Q3 25 | $1.4B | $1.3B | ||
| Q2 25 | $1.4B | $1.4B | ||
| Q1 25 | $1.4B | $1.5B | ||
| Q4 24 | $1.3B | $1.6B | ||
| Q3 24 | $1.2B | $1.6B | ||
| Q2 24 | $1.2B | $1.5B | ||
| Q1 24 | $1.1B | $1.5B |
| Q4 25 | 0.49× | 0.58× | ||
| Q3 25 | 0.41× | 0.45× | ||
| Q2 25 | 0.41× | 0.44× | ||
| Q1 25 | 0.43× | 0.66× | ||
| Q4 24 | 0.44× | 0.65× | ||
| Q3 24 | 0.44× | 0.66× | ||
| Q2 24 | 0.46× | 0.53× | ||
| Q1 24 | 0.47× | 0.53× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $25.3M | $23.3M |
| Free Cash FlowOCF − Capex | $20.9M | $23.2M |
| FCF MarginFCF / Revenue | 16.0% | 29.6% |
| Capex IntensityCapex / Revenue | 3.4% | 0.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $75.1M | $90.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $25.3M | $23.3M | ||
| Q3 25 | $24.0M | $32.2M | ||
| Q2 25 | $24.2M | $33.1M | ||
| Q1 25 | $19.7M | $2.5M | ||
| Q4 24 | $26.0M | $34.3M | ||
| Q3 24 | $22.0M | $60.1M | ||
| Q2 24 | $27.3M | $31.0M | ||
| Q1 24 | $4.2M | $24.8M |
| Q4 25 | $20.9M | $23.2M | ||
| Q3 25 | $17.4M | $32.1M | ||
| Q2 25 | $20.4M | $33.0M | ||
| Q1 25 | $16.4M | $2.4M | ||
| Q4 24 | $18.8M | $34.0M | ||
| Q3 24 | $18.2M | $59.8M | ||
| Q2 24 | $24.0M | $30.5M | ||
| Q1 24 | $746.0K | $24.7M |
| Q4 25 | 16.0% | 29.6% | ||
| Q3 25 | 13.2% | 41.3% | ||
| Q2 25 | 15.5% | 43.6% | ||
| Q1 25 | 13.9% | 3.0% | ||
| Q4 24 | 16.2% | 43.5% | ||
| Q3 24 | 15.7% | 75.6% | ||
| Q2 24 | 20.1% | 40.7% | ||
| Q1 24 | 0.7% | 30.6% |
| Q4 25 | 3.4% | 0.1% | ||
| Q3 25 | 5.0% | 0.2% | ||
| Q2 25 | 2.9% | 0.1% | ||
| Q1 25 | 2.8% | 0.2% | ||
| Q4 24 | 6.1% | 0.3% | ||
| Q3 24 | 3.2% | 0.3% | ||
| Q2 24 | 2.7% | 0.6% | ||
| Q1 24 | 3.0% | 0.1% |
| Q4 25 | — | — | ||
| Q3 25 | 17.36× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.04× | 18.52× | ||
| Q2 24 | 2.89× | — | ||
| Q1 24 | 0.56× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NABL
| Transferred Over Time | $121.9M | 94% |
| Transferred At Point In Time | $8.4M | 6% |
| Other Revenue | $1.3M | 1% |
RPAY
| Sales Channel Directly To Consumer | $69.4M | 88% |
| Other | $6.8M | 9% |
| Sales Channel Through Intermediary | $2.3M | 3% |
