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Side-by-side financial comparison of Niagen Bioscience, Inc. (NAGE) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.

Niagen Bioscience, Inc. is the larger business by last-quarter revenue ($33.8M vs $31.4M, roughly 1.1× Ponce Financial Group, Inc.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs 12.2%, a 24.1% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs 16.2%). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs 23.6%).

Niagen Bioscience, formerly ChromaDex, is a bioscience сompany based in Los Angeles, California founded in 1999. The company operates in multiple sectors including reference standards, dietary supplements, and ingredient technology. Niagen Bioscience is publicly traded on the NASDAQ.

Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.

NAGE vs PDLB — Head-to-Head

Bigger by revenue
NAGE
NAGE
1.1× larger
NAGE
$33.8M
$31.4M
PDLB
Growing faster (revenue YoY)
PDLB
PDLB
+21.4% gap
PDLB
37.6%
16.2%
NAGE
Higher net margin
PDLB
PDLB
24.1% more per $
PDLB
36.3%
12.2%
NAGE
Faster 2-yr revenue CAGR
PDLB
PDLB
Annualised
PDLB
23.7%
23.6%
NAGE

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NAGE
NAGE
PDLB
PDLB
Revenue
$33.8M
$31.4M
Net Profit
$4.1M
$10.1M
Gross Margin
64.1%
Operating Margin
12.1%
43.6%
Net Margin
12.2%
36.3%
Revenue YoY
16.2%
37.6%
Net Profit YoY
-42.4%
245.6%
EPS (diluted)
$0.05
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NAGE
NAGE
PDLB
PDLB
Q4 25
$33.8M
$31.4M
Q3 25
$34.0M
$26.7M
Q2 25
$31.1M
$26.5M
Q1 25
$30.5M
$24.6M
Q4 24
$29.1M
$22.8M
Q3 24
$25.6M
$20.2M
Q2 24
$22.7M
$20.2M
Q1 24
$22.2M
$20.5M
Net Profit
NAGE
NAGE
PDLB
PDLB
Q4 25
$4.1M
$10.1M
Q3 25
$4.6M
$6.5M
Q2 25
$3.6M
$6.1M
Q1 25
$5.1M
$6.0M
Q4 24
$7.2M
$2.9M
Q3 24
$1.9M
$2.4M
Q2 24
$-15.0K
$3.2M
Q1 24
$-492.0K
$2.4M
Gross Margin
NAGE
NAGE
PDLB
PDLB
Q4 25
64.1%
Q3 25
64.5%
Q2 25
65.0%
Q1 25
63.4%
Q4 24
62.5%
Q3 24
63.5%
Q2 24
60.2%
Q1 24
60.7%
Operating Margin
NAGE
NAGE
PDLB
PDLB
Q4 25
12.1%
43.6%
Q3 25
12.5%
32.8%
Q2 25
10.2%
30.2%
Q1 25
15.7%
32.5%
Q4 24
24.4%
19.6%
Q3 24
6.3%
15.2%
Q2 24
-1.1%
21.8%
Q1 24
-3.3%
18.3%
Net Margin
NAGE
NAGE
PDLB
PDLB
Q4 25
12.2%
36.3%
Q3 25
13.5%
24.3%
Q2 25
11.6%
23.0%
Q1 25
16.6%
24.2%
Q4 24
24.6%
14.1%
Q3 24
7.3%
12.1%
Q2 24
-0.1%
15.8%
Q1 24
-2.2%
11.8%
EPS (diluted)
NAGE
NAGE
PDLB
PDLB
Q4 25
$0.05
$0.43
Q3 25
$0.05
$0.27
Q2 25
$0.04
$0.25
Q1 25
$0.06
$0.25
Q4 24
$0.10
$0.11
Q3 24
$0.02
$0.10
Q2 24
$0.00
$0.14
Q1 24
$-0.01
$0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NAGE
NAGE
PDLB
PDLB
Cash + ST InvestmentsLiquidity on hand
$126.2M
Total DebtLower is stronger
$596.1M
Stockholders' EquityBook value
$76.5M
$541.5M
Total Assets
$106.4M
$3.2B
Debt / EquityLower = less leverage
1.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NAGE
NAGE
PDLB
PDLB
Q4 25
$126.2M
Q3 25
$64.1M
$146.6M
Q2 25
$60.3M
$126.6M
Q1 25
$55.5M
$129.9M
Q4 24
$44.5M
$139.8M
Q3 24
$32.2M
$155.8M
Q2 24
$27.7M
$103.2M
Q1 24
$27.4M
$134.7M
Total Debt
NAGE
NAGE
PDLB
PDLB
Q4 25
$596.1M
Q3 25
$521.1M
Q2 25
$536.1M
Q1 25
$521.1M
Q4 24
$596.1M
Q3 24
$580.4M
Q2 24
$680.4M
Q1 24
$680.4M
Stockholders' Equity
NAGE
NAGE
PDLB
PDLB
Q4 25
$76.5M
$541.5M
Q3 25
$70.7M
$529.8M
Q2 25
$64.2M
$521.1M
Q1 25
$55.3M
$513.9M
Q4 24
$46.1M
$505.5M
Q3 24
$34.4M
$504.6M
Q2 24
$30.7M
$497.7M
Q1 24
$29.0M
$493.7M
Total Assets
NAGE
NAGE
PDLB
PDLB
Q4 25
$106.4M
$3.2B
Q3 25
$98.1M
$3.2B
Q2 25
$91.5M
$3.2B
Q1 25
$81.3M
$3.1B
Q4 24
$68.3M
$3.0B
Q3 24
$56.5M
$3.0B
Q2 24
$54.0M
$2.8B
Q1 24
$54.1M
$2.8B
Debt / Equity
NAGE
NAGE
PDLB
PDLB
Q4 25
1.10×
Q3 25
0.98×
Q2 25
1.03×
Q1 25
1.01×
Q4 24
1.18×
Q3 24
1.15×
Q2 24
1.37×
Q1 24
1.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NAGE
NAGE
PDLB
PDLB
Operating Cash FlowLast quarter
$679.0K
$55.6M
Free Cash FlowOCF − Capex
$54.6M
FCF MarginFCF / Revenue
173.9%
Capex IntensityCapex / Revenue
3.1%
Cash ConversionOCF / Net Profit
0.16×
5.48×
TTM Free Cash FlowTrailing 4 quarters
$74.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NAGE
NAGE
PDLB
PDLB
Q4 25
$679.0K
$55.6M
Q3 25
$3.7M
$1.4M
Q2 25
$1.3M
$6.2M
Q1 25
$7.9M
$13.1M
Q4 24
$8.6M
$7.2M
Q3 24
$3.5M
$-14.6M
Q2 24
$-264.0K
$-2.6M
Q1 24
$295.0K
$1.5M
Free Cash Flow
NAGE
NAGE
PDLB
PDLB
Q4 25
$54.6M
Q3 25
$786.0K
Q2 25
$5.9M
Q1 25
$12.9M
Q4 24
$4.5M
Q3 24
$-15.0M
Q2 24
$-2.6M
Q1 24
$-315.0K
FCF Margin
NAGE
NAGE
PDLB
PDLB
Q4 25
173.9%
Q3 25
2.9%
Q2 25
22.4%
Q1 25
52.6%
Q4 24
19.7%
Q3 24
-74.1%
Q2 24
-13.0%
Q1 24
-1.5%
Capex Intensity
NAGE
NAGE
PDLB
PDLB
Q4 25
3.1%
Q3 25
2.3%
Q2 25
1.0%
Q1 25
0.6%
Q4 24
11.9%
Q3 24
2.0%
Q2 24
0.3%
Q1 24
8.7%
Cash Conversion
NAGE
NAGE
PDLB
PDLB
Q4 25
0.16×
5.48×
Q3 25
0.81×
0.21×
Q2 25
0.35×
1.01×
Q1 25
1.56×
2.20×
Q4 24
1.20×
2.46×
Q3 24
1.86×
-5.99×
Q2 24
-0.80×
Q1 24
0.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NAGE
NAGE

TRUNIAGEN Consumer Product$27.5M81%
Ingredients Segment$5.7M17%
Other$694.0K2%

PDLB
PDLB

Segment breakdown not available.

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