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Side-by-side financial comparison of NCR Atleos Corp (NATL) and PRICESMART INC (PSMT). Click either name above to swap in a different company.

PRICESMART INC is the larger business by last-quarter revenue ($1.4B vs $1.2B, roughly 1.2× NCR Atleos Corp). NCR Atleos Corp runs the higher net margin — 7.2% vs 2.9%, a 4.3% gap on every dollar of revenue. On growth, PRICESMART INC posted the faster year-over-year revenue change (9.9% vs 4.0%). NCR Atleos Corp produced more free cash flow last quarter ($194.0M vs $32.6M). Over the past eight quarters, NCR Atleos Corp's revenue compounded faster (4.9% CAGR vs 3.5%).

NCR Voyix Corporation, previously known as NCR Corporation and National Cash Register, is a global software, consulting and technology company providing several professional services and electronic products. It manufactured self-service kiosks, point-of-sale terminals, automated teller machines, check processing systems, and barcode scanners.

PriceSmart, Inc. is a United States based operator of membership warehouse clubs in Central America, the Caribbean, and South America. PriceSmart was founded by Sol and Robert Price, founders of Price Club; Robert Price is chairman of the board.

NATL vs PSMT — Head-to-Head

Bigger by revenue
PSMT
PSMT
1.2× larger
PSMT
$1.4B
$1.2B
NATL
Growing faster (revenue YoY)
PSMT
PSMT
+5.9% gap
PSMT
9.9%
4.0%
NATL
Higher net margin
NATL
NATL
4.3% more per $
NATL
7.2%
2.9%
PSMT
More free cash flow
NATL
NATL
$161.4M more FCF
NATL
$194.0M
$32.6M
PSMT
Faster 2-yr revenue CAGR
NATL
NATL
Annualised
NATL
4.9%
3.5%
PSMT

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
NATL
NATL
PSMT
PSMT
Revenue
$1.2B
$1.4B
Net Profit
$83.0M
$40.2M
Gross Margin
17.7%
Operating Margin
13.5%
4.6%
Net Margin
7.2%
2.9%
Revenue YoY
4.0%
9.9%
Net Profit YoY
102.4%
7.3%
EPS (diluted)
$1.09
$1.29

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NATL
NATL
PSMT
PSMT
Q4 25
$1.2B
$1.4B
Q3 25
$1.1B
$1.3B
Q2 25
$1.1B
$1.3B
Q1 25
$979.0M
$1.4B
Q4 24
$1.1B
$1.3B
Q3 24
$1.1B
$1.2B
Q2 24
$1.1B
$1.2B
Q1 24
$1.0B
$1.3B
Net Profit
NATL
NATL
PSMT
PSMT
Q4 25
$83.0M
$40.2M
Q3 25
$26.0M
$31.5M
Q2 25
$39.0M
$35.2M
Q1 25
$14.0M
$43.8M
Q4 24
$41.0M
$37.4M
Q3 24
$21.0M
$29.1M
Q2 24
$27.0M
$32.5M
Q1 24
$-9.0M
$39.3M
Gross Margin
NATL
NATL
PSMT
PSMT
Q4 25
17.7%
Q3 25
Q2 25
Q1 25
17.1%
Q4 24
17.4%
Q3 24
Q2 24
Q1 24
Operating Margin
NATL
NATL
PSMT
PSMT
Q4 25
13.5%
4.6%
Q3 25
9.8%
4.0%
Q2 25
10.8%
4.3%
Q1 25
9.5%
4.8%
Q4 24
13.4%
4.6%
Q3 24
10.6%
4.0%
Q2 24
9.8%
4.1%
Q1 24
6.5%
4.9%
Net Margin
NATL
NATL
PSMT
PSMT
Q4 25
7.2%
2.9%
Q3 25
2.3%
2.4%
Q2 25
3.5%
2.7%
Q1 25
1.4%
3.2%
Q4 24
3.7%
3.0%
Q3 24
2.0%
2.4%
Q2 24
2.5%
2.6%
Q1 24
-0.9%
3.0%
EPS (diluted)
NATL
NATL
PSMT
PSMT
Q4 25
$1.09
$1.29
Q3 25
$0.34
$1.02
Q2 25
$0.52
$1.14
Q1 25
$0.19
$1.45
Q4 24
$0.56
$1.21
Q3 24
$0.28
$0.94
Q2 24
$0.37
$1.08
Q1 24
$-0.13
$1.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NATL
NATL
PSMT
PSMT
Cash + ST InvestmentsLiquidity on hand
$456.0M
$320.6M
Total DebtLower is stronger
$2.7B
$180.3M
Stockholders' EquityBook value
$403.0M
$1.3B
Total Assets
$5.7B
$2.4B
Debt / EquityLower = less leverage
6.63×
0.14×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NATL
NATL
PSMT
PSMT
Q4 25
$456.0M
$320.6M
Q3 25
$412.0M
$314.2M
Q2 25
$357.0M
$262.4M
Q1 25
$352.0M
$247.3M
Q4 24
$419.0M
$222.2M
Q3 24
$395.0M
$225.5M
Q2 24
$374.0M
$228.2M
Q1 24
$343.0M
$264.2M
Total Debt
NATL
NATL
PSMT
PSMT
Q4 25
$2.7B
$180.3M
Q3 25
$2.8B
$186.6M
Q2 25
$2.8B
$103.1M
Q1 25
$107.1M
Q4 24
$2.9B
$115.6M
Q3 24
$130.4M
Q2 24
$135.1M
Q1 24
$140.0M
Stockholders' Equity
NATL
NATL
PSMT
PSMT
Q4 25
$403.0M
$1.3B
Q3 25
$330.0M
$1.2B
Q2 25
$350.0M
$1.2B
Q1 25
$275.0M
$1.2B
Q4 24
$219.0M
$1.2B
Q3 24
$264.0M
$1.1B
Q2 24
$250.0M
$1.1B
Q1 24
$283.0M
$1.1B
Total Assets
NATL
NATL
PSMT
PSMT
Q4 25
$5.7B
$2.4B
Q3 25
$5.7B
$2.3B
Q2 25
$5.8B
$2.1B
Q1 25
$5.7B
$2.1B
Q4 24
$5.5B
$2.1B
Q3 24
$5.7B
$2.0B
Q2 24
$5.8B
$2.0B
Q1 24
$5.8B
$2.0B
Debt / Equity
NATL
NATL
PSMT
PSMT
Q4 25
6.63×
0.14×
Q3 25
8.45×
0.15×
Q2 25
8.05×
0.08×
Q1 25
0.09×
Q4 24
13.05×
0.10×
Q3 24
0.12×
Q2 24
0.12×
Q1 24
0.13×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NATL
NATL
PSMT
PSMT
Operating Cash FlowLast quarter
$231.0M
$71.2M
Free Cash FlowOCF − Capex
$194.0M
$32.6M
FCF MarginFCF / Revenue
16.8%
2.4%
Capex IntensityCapex / Revenue
3.2%
2.8%
Cash ConversionOCF / Net Profit
2.78×
1.77×
TTM Free Cash FlowTrailing 4 quarters
$239.0M
$125.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NATL
NATL
PSMT
PSMT
Q4 25
$231.0M
$71.2M
Q3 25
$25.0M
$82.1M
Q2 25
$-23.0M
$52.8M
Q1 25
$123.0M
$87.9M
Q4 24
$80.0M
$38.5M
Q3 24
$107.0M
$41.8M
Q2 24
$9.0M
$38.1M
Q1 24
$148.0M
$86.6M
Free Cash Flow
NATL
NATL
PSMT
PSMT
Q4 25
$194.0M
$32.6M
Q3 25
$-5.0M
$25.6M
Q2 25
$-44.0M
$14.0M
Q1 25
$94.0M
$53.2M
Q4 24
$62.0M
$10.3M
Q3 24
$85.0M
$15.2M
Q2 24
$-14.0M
$-308.0K
Q1 24
$124.0M
$16.4M
FCF Margin
NATL
NATL
PSMT
PSMT
Q4 25
16.8%
2.4%
Q3 25
-0.4%
1.9%
Q2 25
-4.0%
1.1%
Q1 25
9.6%
3.9%
Q4 24
5.6%
0.8%
Q3 24
7.9%
1.2%
Q2 24
-1.3%
-0.0%
Q1 24
11.9%
1.3%
Capex Intensity
NATL
NATL
PSMT
PSMT
Q4 25
3.2%
2.8%
Q3 25
2.7%
4.2%
Q2 25
1.9%
2.9%
Q1 25
3.0%
2.5%
Q4 24
1.6%
2.2%
Q3 24
2.1%
2.2%
Q2 24
2.1%
3.1%
Q1 24
2.3%
5.4%
Cash Conversion
NATL
NATL
PSMT
PSMT
Q4 25
2.78×
1.77×
Q3 25
0.96×
2.60×
Q2 25
-0.59×
1.50×
Q1 25
8.79×
2.01×
Q4 24
1.95×
1.03×
Q3 24
5.10×
1.44×
Q2 24
0.33×
1.17×
Q1 24
2.20×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NATL
NATL

Services$848.0M74%
APJ$136.0M12%
Americas Excluding United States$135.0M12%
TT$44.0M4%

PSMT
PSMT

Fresh Foods$454.9M33%
Caribbean Operations Segment$396.5M29%
Colombia Operations Segment$204.1M15%
Hardlines$162.6M12%
Softlines$99.8M7%
ship Income Member$24.5M2%
Health Services$14.5M1%
Other Revenue And Income$4.2M0%
United States Operations Segment$510.0K0%
Export Sales$359.0K0%

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