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Side-by-side financial comparison of NAVIENT CORP (NAVI) and Prairie Operating Co. (PROP). Click either name above to swap in a different company.

NAVIENT CORP is the larger business by last-quarter revenue ($137.0M vs $77.7M, roughly 1.8× Prairie Operating Co.). Prairie Operating Co. runs the higher net margin — 1.7% vs -5.0%, a 6.7% gap on every dollar of revenue. Over the past eight quarters, Prairie Operating Co.'s revenue compounded faster (9784.4% CAGR vs -30.9%).

Navient Corporation is an American financial services company and former student loan servicer based in Wilmington, Delaware. The company was formed in 2014 by the split of Sallie Mae into two distinct entities: Sallie Mae Bank and Navient. The company employs 4,500 people at offices across the US. In 2018, Navient serviced a quarter of all student loans in the United States. In 2024, the company was barred from servicing federal student loans.

Prairie Farms Dairy is a dairy cooperative founded in Carlinville, Illinois, and now headquartered in Edwardsville, Illinois. As a dairy cooperative, Prairie Farms receives milk from producers and converts it into many different products, including cheese, butter, ice cream, sour cream, cottage cheese, various dips, yogurt, and fluid milk. Prairie Farms also produces and sells juices, flavored drinks, and pre-made iced tea.

NAVI vs PROP — Head-to-Head

Bigger by revenue
NAVI
NAVI
1.8× larger
NAVI
$137.0M
$77.7M
PROP
Higher net margin
PROP
PROP
6.7% more per $
PROP
1.7%
-5.0%
NAVI
Faster 2-yr revenue CAGR
PROP
PROP
Annualised
PROP
9784.4%
-30.9%
NAVI

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
NAVI
NAVI
PROP
PROP
Revenue
$137.0M
$77.7M
Net Profit
$-6.0M
$1.3M
Gross Margin
Operating Margin
-5.9%
34.8%
Net Margin
-5.0%
1.7%
Revenue YoY
-38.3%
Net Profit YoY
-125.0%
111.3%
EPS (diluted)
$-0.05
$-0.44

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NAVI
NAVI
PROP
PROP
Q4 25
$137.0M
Q3 25
$161.0M
$77.7M
Q2 25
$156.0M
$68.1M
Q1 25
$156.0M
$13.6M
Q4 24
$222.0M
Q3 24
$396.0M
$0
Q2 24
$247.0M
Q1 24
$287.0M
Net Profit
NAVI
NAVI
PROP
PROP
Q4 25
$-6.0M
Q3 25
$-86.0M
$1.3M
Q2 25
$14.0M
$35.7M
Q1 25
$-2.0M
$-2.6M
Q4 24
$24.0M
Q3 24
$-2.0M
$-11.4M
Q2 24
$36.0M
Q1 24
$73.0M
Operating Margin
NAVI
NAVI
PROP
PROP
Q4 25
-5.9%
Q3 25
-72.7%
34.8%
Q2 25
11.5%
27.8%
Q1 25
-3.2%
12.9%
Q4 24
11.7%
Q3 24
3.0%
Q2 24
19.4%
Q1 24
30.7%
Net Margin
NAVI
NAVI
PROP
PROP
Q4 25
-5.0%
Q3 25
-53.4%
1.7%
Q2 25
9.0%
52.4%
Q1 25
-1.3%
-19.3%
Q4 24
10.8%
Q3 24
-0.5%
Q2 24
14.6%
Q1 24
25.4%
EPS (diluted)
NAVI
NAVI
PROP
PROP
Q4 25
$-0.05
Q3 25
$-0.87
$-0.44
Q2 25
$0.13
$0.18
Q1 25
$-0.02
$-3.49
Q4 24
$0.24
Q3 24
$-0.02
$-0.68
Q2 24
$0.32
Q1 24
$0.64

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NAVI
NAVI
PROP
PROP
Cash + ST InvestmentsLiquidity on hand
$637.0M
$10.6M
Total DebtLower is stronger
$40.6B
Stockholders' EquityBook value
$2.4B
$101.8M
Total Assets
$48.7B
$939.8M
Debt / EquityLower = less leverage
16.94×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NAVI
NAVI
PROP
PROP
Q4 25
$637.0M
Q3 25
$571.0M
$10.6M
Q2 25
$712.0M
$10.7M
Q1 25
$642.0M
$15.0M
Q4 24
$722.0M
Q3 24
$1.1B
$40.1M
Q2 24
$1.1B
Q1 24
$823.0M
Total Debt
NAVI
NAVI
PROP
PROP
Q4 25
$40.6B
Q3 25
$41.4B
Q2 25
$42.3B
$387.0M
Q1 25
$42.9B
$377.0M
Q4 24
$43.2B
Q3 24
$44.7B
Q2 24
$47.5B
Q1 24
$50.8B
Stockholders' Equity
NAVI
NAVI
PROP
PROP
Q4 25
$2.4B
Q3 25
$2.4B
$101.8M
Q2 25
$2.6B
$94.2M
Q1 25
$2.6B
$34.0M
Q4 24
$2.6B
Q3 24
$2.7B
$61.3M
Q2 24
$2.7B
Q1 24
$2.8B
Total Assets
NAVI
NAVI
PROP
PROP
Q4 25
$48.7B
Q3 25
$49.3B
$939.8M
Q2 25
$50.2B
$858.5M
Q1 25
$51.0B
$775.4M
Q4 24
$51.8B
Q3 24
$53.4B
$107.2M
Q2 24
$56.6B
Q1 24
$59.0B
Debt / Equity
NAVI
NAVI
PROP
PROP
Q4 25
16.94×
Q3 25
16.98×
Q2 25
16.52×
4.11×
Q1 25
16.56×
11.07×
Q4 24
16.35×
Q3 24
16.59×
Q2 24
17.30×
Q1 24
18.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NAVI
NAVI
PROP
PROP
Operating Cash FlowLast quarter
$441.0M
$57.7M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
44.80×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NAVI
NAVI
PROP
PROP
Q4 25
$441.0M
Q3 25
$70.0M
$57.7M
Q2 25
$126.0M
$-7.2M
Q1 25
$71.0M
$16.9M
Q4 24
$459.0M
Q3 24
$-10.0M
$2.8M
Q2 24
$279.0M
Q1 24
$182.0M
Cash Conversion
NAVI
NAVI
PROP
PROP
Q4 25
Q3 25
44.80×
Q2 25
9.00×
-0.20×
Q1 25
Q4 24
19.13×
Q3 24
Q2 24
7.75×
Q1 24
2.49×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NAVI
NAVI

Segment breakdown not available.

PROP
PROP

Crude Oil Sales$64.9M84%
Natural Gas Sales$7.6M10%
Natural Gas Liquids Reserves$5.2M7%

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