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Side-by-side financial comparison of NAVIENT CORP (NAVI) and POWER SOLUTIONS INTERNATIONAL, INC. (PSIX). Click either name above to swap in a different company.

POWER SOLUTIONS INTERNATIONAL, INC. is the larger business by last-quarter revenue ($191.2M vs $137.0M, roughly 1.4× NAVIENT CORP). POWER SOLUTIONS INTERNATIONAL, INC. runs the higher net margin — 8.4% vs -5.0%, a 13.4% gap on every dollar of revenue. On growth, POWER SOLUTIONS INTERNATIONAL, INC. posted the faster year-over-year revenue change (32.5% vs -38.3%). Over the past eight quarters, POWER SOLUTIONS INTERNATIONAL, INC.'s revenue compounded faster (41.7% CAGR vs -30.9%).

Navient Corporation is an American financial services company and former student loan servicer based in Wilmington, Delaware. The company was formed in 2014 by the split of Sallie Mae into two distinct entities: Sallie Mae Bank and Navient. The company employs 4,500 people at offices across the US. In 2018, Navient serviced a quarter of all student loans in the United States. In 2024, the company was barred from servicing federal student loans.

Adani Energy Solutions Ltd, formerly known as Adani Transmission Ltd, is an electric power transmission and distribution company headquartered in Ahmedabad. As of April 2025, the company operates a cumulative transmission network of 26,696 circuit kilometers and is one of the largest private sector power transmission companies operating in India.

NAVI vs PSIX — Head-to-Head

Bigger by revenue
PSIX
PSIX
1.4× larger
PSIX
$191.2M
$137.0M
NAVI
Growing faster (revenue YoY)
PSIX
PSIX
+70.8% gap
PSIX
32.5%
-38.3%
NAVI
Higher net margin
PSIX
PSIX
13.4% more per $
PSIX
8.4%
-5.0%
NAVI
Faster 2-yr revenue CAGR
PSIX
PSIX
Annualised
PSIX
41.7%
-30.9%
NAVI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NAVI
NAVI
PSIX
PSIX
Revenue
$137.0M
$191.2M
Net Profit
$-6.0M
$16.1M
Gross Margin
21.9%
Operating Margin
-5.9%
12.7%
Net Margin
-5.0%
8.4%
Revenue YoY
-38.3%
32.5%
Net Profit YoY
-125.0%
-31.0%
EPS (diluted)
$-0.05
$0.69

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NAVI
NAVI
PSIX
PSIX
Q4 25
$137.0M
$191.2M
Q3 25
$161.0M
$203.8M
Q2 25
$156.0M
$191.9M
Q1 25
$156.0M
$135.4M
Q4 24
$222.0M
$144.3M
Q3 24
$396.0M
$125.8M
Q2 24
$247.0M
$110.6M
Q1 24
$287.0M
$95.2M
Net Profit
NAVI
NAVI
PSIX
PSIX
Q4 25
$-6.0M
$16.1M
Q3 25
$-86.0M
$27.6M
Q2 25
$14.0M
$51.2M
Q1 25
$-2.0M
$19.1M
Q4 24
$24.0M
$23.3M
Q3 24
$-2.0M
$17.3M
Q2 24
$36.0M
$21.5M
Q1 24
$73.0M
$7.1M
Gross Margin
NAVI
NAVI
PSIX
PSIX
Q4 25
21.9%
Q3 25
23.9%
Q2 25
28.2%
Q1 25
29.7%
Q4 24
29.9%
Q3 24
28.9%
Q2 24
31.8%
Q1 24
27.0%
Operating Margin
NAVI
NAVI
PSIX
PSIX
Q4 25
-5.9%
12.7%
Q3 25
-72.7%
13.9%
Q2 25
11.5%
16.9%
Q1 25
-3.2%
18.2%
Q4 24
11.7%
17.5%
Q3 24
3.0%
16.3%
Q2 24
19.4%
22.9%
Q1 24
30.7%
11.2%
Net Margin
NAVI
NAVI
PSIX
PSIX
Q4 25
-5.0%
8.4%
Q3 25
-53.4%
13.5%
Q2 25
9.0%
26.7%
Q1 25
-1.3%
14.1%
Q4 24
10.8%
16.1%
Q3 24
-0.5%
13.8%
Q2 24
14.6%
19.5%
Q1 24
25.4%
7.5%
EPS (diluted)
NAVI
NAVI
PSIX
PSIX
Q4 25
$-0.05
$0.69
Q3 25
$-0.87
$1.20
Q2 25
$0.13
$2.22
Q1 25
$-0.02
$0.83
Q4 24
$0.24
$1.01
Q3 24
$-0.02
$0.75
Q2 24
$0.32
$0.94
Q1 24
$0.64
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NAVI
NAVI
PSIX
PSIX
Cash + ST InvestmentsLiquidity on hand
$637.0M
$41.3M
Total DebtLower is stronger
$40.6B
$96.6M
Stockholders' EquityBook value
$2.4B
$178.6M
Total Assets
$48.7B
$424.7M
Debt / EquityLower = less leverage
16.94×
0.54×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NAVI
NAVI
PSIX
PSIX
Q4 25
$637.0M
$41.3M
Q3 25
$571.0M
$49.0M
Q2 25
$712.0M
$49.5M
Q1 25
$642.0M
$50.0M
Q4 24
$722.0M
$55.3M
Q3 24
$1.1B
$40.5M
Q2 24
$1.1B
$28.8M
Q1 24
$823.0M
$33.1M
Total Debt
NAVI
NAVI
PSIX
PSIX
Q4 25
$40.6B
$96.6M
Q3 25
$41.4B
$96.7M
Q2 25
$42.3B
$1.8M
Q1 25
$42.9B
$1.0M
Q4 24
$43.2B
$184.0K
Q3 24
$44.7B
$238.0K
Q2 24
$47.5B
$292.0K
Q1 24
$50.8B
$345.0K
Stockholders' Equity
NAVI
NAVI
PSIX
PSIX
Q4 25
$2.4B
$178.6M
Q3 25
$2.4B
$162.5M
Q2 25
$2.6B
$135.7M
Q1 25
$2.6B
$84.3M
Q4 24
$2.6B
$65.3M
Q3 24
$2.7B
$42.1M
Q2 24
$2.7B
$24.8M
Q1 24
$2.8B
$3.2M
Total Assets
NAVI
NAVI
PSIX
PSIX
Q4 25
$48.7B
$424.7M
Q3 25
$49.3B
$458.9M
Q2 25
$50.2B
$437.7M
Q1 25
$51.0B
$372.7M
Q4 24
$51.8B
$328.2M
Q3 24
$53.4B
$339.1M
Q2 24
$56.6B
$307.6M
Q1 24
$59.0B
$286.8M
Debt / Equity
NAVI
NAVI
PSIX
PSIX
Q4 25
16.94×
0.54×
Q3 25
16.98×
0.60×
Q2 25
16.52×
0.01×
Q1 25
16.56×
0.01×
Q4 24
16.35×
0.00×
Q3 24
16.59×
0.01×
Q2 24
17.30×
0.01×
Q1 24
18.38×
0.11×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NAVI
NAVI
PSIX
PSIX
Operating Cash FlowLast quarter
$441.0M
$-4.6M
Free Cash FlowOCF − Capex
$-7.6M
FCF MarginFCF / Revenue
-4.0%
Capex IntensityCapex / Revenue
1.6%
Cash ConversionOCF / Net Profit
-0.29×
TTM Free Cash FlowTrailing 4 quarters
$14.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NAVI
NAVI
PSIX
PSIX
Q4 25
$441.0M
$-4.6M
Q3 25
$70.0M
$3.3M
Q2 25
$126.0M
$16.7M
Q1 25
$71.0M
$8.8M
Q4 24
$459.0M
$32.7M
Q3 24
$-10.0M
$12.6M
Q2 24
$279.0M
$1.5M
Q1 24
$182.0M
$15.6M
Free Cash Flow
NAVI
NAVI
PSIX
PSIX
Q4 25
$-7.6M
Q3 25
$1.7M
Q2 25
$14.6M
Q1 25
$5.4M
Q4 24
$30.0M
Q3 24
$12.1M
Q2 24
$822.0K
Q1 24
$14.8M
FCF Margin
NAVI
NAVI
PSIX
PSIX
Q4 25
-4.0%
Q3 25
0.8%
Q2 25
7.6%
Q1 25
4.0%
Q4 24
20.8%
Q3 24
9.7%
Q2 24
0.7%
Q1 24
15.6%
Capex Intensity
NAVI
NAVI
PSIX
PSIX
Q4 25
1.6%
Q3 25
0.8%
Q2 25
1.1%
Q1 25
2.5%
Q4 24
1.8%
Q3 24
0.3%
Q2 24
0.6%
Q1 24
0.9%
Cash Conversion
NAVI
NAVI
PSIX
PSIX
Q4 25
-0.29×
Q3 25
0.12×
Q2 25
9.00×
0.33×
Q1 25
0.46×
Q4 24
19.13×
1.40×
Q3 24
0.73×
Q2 24
7.75×
0.07×
Q1 24
2.49×
2.20×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NAVI
NAVI

Segment breakdown not available.

PSIX
PSIX

Energy End Market$153.4M80%
Industrial End Market$33.3M17%
Transportation End Market$4.6M2%

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