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Side-by-side financial comparison of NB Bancorp, Inc. (NBBK) and Ouster, Inc. (OUST). Click either name above to swap in a different company.

NB Bancorp, Inc. is the larger business by last-quarter revenue ($63.4M vs $62.2M, roughly 1.0× Ouster, Inc.). On growth, Ouster, Inc. posted the faster year-over-year revenue change (106.6% vs 33.9%). NB Bancorp, Inc. produced more free cash flow last quarter ($57.4M vs $-37.2M). Over the past eight quarters, Ouster, Inc.'s revenue compounded faster (54.8% CAGR vs 22.6%).

NB Bancorp, Inc. is a U.S.-based bank holding company operating through its fully owned banking subsidiary. It provides a full range of retail and commercial banking services including various deposit products, consumer loans, residential mortgages, and small business financing solutions, primarily catering to individual and small-to-mid-sized enterprise customers across the New York metropolitan area.

Ouster, Inc. is an American lidar technology company headquartered in San Francisco, California. It builds high-resolution, digital 3D lidar sensors for use in autonomous vehicles, industrial, robotics, drones, mapping, defense, and security systems.

NBBK vs OUST — Head-to-Head

Bigger by revenue
NBBK
NBBK
1.0× larger
NBBK
$63.4M
$62.2M
OUST
Growing faster (revenue YoY)
OUST
OUST
+72.8% gap
OUST
106.6%
33.9%
NBBK
More free cash flow
NBBK
NBBK
$94.6M more FCF
NBBK
$57.4M
$-37.2M
OUST
Faster 2-yr revenue CAGR
OUST
OUST
Annualised
OUST
54.8%
22.6%
NBBK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NBBK
NBBK
OUST
OUST
Revenue
$63.4M
$62.2M
Net Profit
$7.7M
Gross Margin
60.2%
Operating Margin
23.5%
1.5%
Net Margin
12.2%
Revenue YoY
33.9%
106.6%
Net Profit YoY
-50.6%
EPS (diluted)
$0.19
$0.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NBBK
NBBK
OUST
OUST
Q4 25
$63.4M
$62.2M
Q3 25
$51.7M
$39.5M
Q2 25
$51.2M
$35.0M
Q1 25
$47.4M
$32.6M
Q4 24
$47.3M
$30.1M
Q3 24
$42.6M
$28.1M
Q2 24
$41.7M
$27.0M
Q1 24
$42.1M
$25.9M
Net Profit
NBBK
NBBK
OUST
OUST
Q4 25
$7.7M
Q3 25
$15.4M
$-21.7M
Q2 25
$14.6M
$-20.6M
Q1 25
$12.7M
$-22.0M
Q4 24
$15.6M
Q3 24
$8.4M
$-25.6M
Q2 24
$9.5M
$-23.9M
Q1 24
$8.7M
$-23.8M
Gross Margin
NBBK
NBBK
OUST
OUST
Q4 25
60.2%
Q3 25
42.1%
Q2 25
45.2%
Q1 25
41.3%
Q4 24
43.8%
Q3 24
38.3%
Q2 24
33.7%
Q1 24
28.6%
Operating Margin
NBBK
NBBK
OUST
OUST
Q4 25
23.5%
1.5%
Q3 25
38.6%
-61.4%
Q2 25
36.6%
-76.5%
Q1 25
37.1%
-73.0%
Q4 24
40.7%
-85.1%
Q3 24
36.1%
-98.0%
Q2 24
28.3%
-93.6%
Q1 24
28.8%
-99.5%
Net Margin
NBBK
NBBK
OUST
OUST
Q4 25
12.2%
Q3 25
29.7%
-55.0%
Q2 25
28.5%
-58.8%
Q1 25
26.7%
-67.5%
Q4 24
33.0%
Q3 24
19.7%
-91.1%
Q2 24
22.7%
-88.4%
Q1 24
20.7%
-91.9%
EPS (diluted)
NBBK
NBBK
OUST
OUST
Q4 25
$0.19
$0.10
Q3 25
$0.43
$-0.37
Q2 25
$0.39
$-0.38
Q1 25
$0.33
$-0.42
Q4 24
$0.40
$-0.46
Q3 24
$0.21
$-0.54
Q2 24
$0.24
$-0.53
Q1 24
$0.22
$-0.55

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NBBK
NBBK
OUST
OUST
Cash + ST InvestmentsLiquidity on hand
$208.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$858.9M
$261.7M
Total Assets
$7.0B
$349.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NBBK
NBBK
OUST
OUST
Q4 25
$208.6M
Q3 25
$244.5M
Q2 25
$226.5M
Q1 25
$168.2M
Q4 24
$172.0M
Q3 24
$151.4M
Q2 24
$184.2M
Q1 24
$187.8M
Stockholders' Equity
NBBK
NBBK
OUST
OUST
Q4 25
$858.9M
$261.7M
Q3 25
$737.0M
$247.4M
Q2 25
$737.1M
$221.0M
Q1 25
$739.6M
$167.9M
Q4 24
$765.2M
$180.9M
Q3 24
$747.4M
$171.7M
Q2 24
$734.3M
$170.6M
Q1 24
$733.8M
$167.2M
Total Assets
NBBK
NBBK
OUST
OUST
Q4 25
$7.0B
$349.5M
Q3 25
$5.4B
$353.8M
Q2 25
$5.2B
$321.8M
Q1 25
$5.2B
$268.6M
Q4 24
$5.2B
$276.1M
Q3 24
$5.0B
$255.2M
Q2 24
$4.8B
$309.9M
Q1 24
$4.7B
$317.7M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NBBK
NBBK
OUST
OUST
Operating Cash FlowLast quarter
$60.8M
$-15.4M
Free Cash FlowOCF − Capex
$57.4M
$-37.2M
FCF MarginFCF / Revenue
90.6%
-59.8%
Capex IntensityCapex / Revenue
5.4%
35.0%
Cash ConversionOCF / Net Profit
7.89×
TTM Free Cash FlowTrailing 4 quarters
$117.2M
$-64.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NBBK
NBBK
OUST
OUST
Q4 25
$60.8M
$-15.4M
Q3 25
$24.2M
$-18.3M
Q2 25
$27.0M
$-1.3M
Q1 25
$9.9M
$-4.9M
Q4 24
$43.2M
$-2.6M
Q3 24
$8.6M
$-3.8M
Q2 24
$24.7M
$-21.6M
Q1 24
$-11.4M
$-5.7M
Free Cash Flow
NBBK
NBBK
OUST
OUST
Q4 25
$57.4M
$-37.2M
Q3 25
$23.9M
$-20.0M
Q2 25
$26.1M
$-2.2M
Q1 25
$9.8M
$-5.4M
Q4 24
$41.3M
$-4.0M
Q3 24
$8.4M
$-4.3M
Q2 24
$23.8M
$-22.0M
Q1 24
$-11.7M
$-7.1M
FCF Margin
NBBK
NBBK
OUST
OUST
Q4 25
90.6%
-59.8%
Q3 25
46.3%
-50.7%
Q2 25
51.0%
-6.3%
Q1 25
20.8%
-16.6%
Q4 24
87.2%
-13.3%
Q3 24
19.7%
-15.4%
Q2 24
57.1%
-81.5%
Q1 24
-27.7%
-27.4%
Capex Intensity
NBBK
NBBK
OUST
OUST
Q4 25
5.4%
35.0%
Q3 25
0.6%
4.3%
Q2 25
1.9%
2.5%
Q1 25
0.2%
1.7%
Q4 24
4.1%
4.8%
Q3 24
0.5%
2.0%
Q2 24
2.1%
1.3%
Q1 24
0.6%
5.3%
Cash Conversion
NBBK
NBBK
OUST
OUST
Q4 25
7.89×
Q3 25
1.58×
Q2 25
1.85×
Q1 25
0.79×
Q4 24
2.77×
Q3 24
1.03×
Q2 24
2.61×
Q1 24
-1.31×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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