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Side-by-side financial comparison of NB Bancorp, Inc. (NBBK) and ZIPRECRUITER, INC. (ZIP). Click either name above to swap in a different company.
ZIPRECRUITER, INC. is the larger business by last-quarter revenue ($111.7M vs $63.4M, roughly 1.8× NB Bancorp, Inc.). NB Bancorp, Inc. runs the higher net margin — 12.2% vs -0.7%, a 12.9% gap on every dollar of revenue. On growth, NB Bancorp, Inc. posted the faster year-over-year revenue change (33.9% vs 0.6%). NB Bancorp, Inc. produced more free cash flow last quarter ($57.4M vs $7.6M). Over the past eight quarters, NB Bancorp, Inc.'s revenue compounded faster (22.6% CAGR vs -4.4%).
NB Bancorp, Inc. is a U.S.-based bank holding company operating through its fully owned banking subsidiary. It provides a full range of retail and commercial banking services including various deposit products, consumer loans, residential mortgages, and small business financing solutions, primarily catering to individual and small-to-mid-sized enterprise customers across the New York metropolitan area.
ZipRecruiter, Inc. is an American employment marketplace for job seekers and employers.
NBBK vs ZIP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $63.4M | $111.7M |
| Net Profit | $7.7M | $-835.0K |
| Gross Margin | — | 89.1% |
| Operating Margin | 23.5% | 3.6% |
| Net Margin | 12.2% | -0.7% |
| Revenue YoY | 33.9% | 0.6% |
| Net Profit YoY | -50.6% | 92.3% |
| EPS (diluted) | $0.19 | $-0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $63.4M | $111.7M | ||
| Q3 25 | $51.7M | $115.0M | ||
| Q2 25 | $51.2M | $112.2M | ||
| Q1 25 | $47.4M | $110.1M | ||
| Q4 24 | $47.3M | $111.0M | ||
| Q3 24 | $42.6M | $117.1M | ||
| Q2 24 | $41.7M | $123.7M | ||
| Q1 24 | $42.1M | $122.2M |
| Q4 25 | $7.7M | $-835.0K | ||
| Q3 25 | $15.4M | $-9.8M | ||
| Q2 25 | $14.6M | $-9.5M | ||
| Q1 25 | $12.7M | $-12.8M | ||
| Q4 24 | $15.6M | $-10.8M | ||
| Q3 24 | $8.4M | $-2.6M | ||
| Q2 24 | $9.5M | $7.0M | ||
| Q1 24 | $8.7M | $-6.5M |
| Q4 25 | — | 89.1% | ||
| Q3 25 | — | 89.1% | ||
| Q2 25 | — | 89.3% | ||
| Q1 25 | — | 89.4% | ||
| Q4 24 | — | 89.6% | ||
| Q3 24 | — | 89.4% | ||
| Q2 24 | — | 89.5% | ||
| Q1 24 | — | 89.1% |
| Q4 25 | 23.5% | 3.6% | ||
| Q3 25 | 38.6% | -4.4% | ||
| Q2 25 | 36.6% | -5.9% | ||
| Q1 25 | 37.1% | -10.6% | ||
| Q4 24 | 40.7% | -3.6% | ||
| Q3 24 | 36.1% | -2.8% | ||
| Q2 24 | 28.3% | 7.6% | ||
| Q1 24 | 28.8% | -0.7% |
| Q4 25 | 12.2% | -0.7% | ||
| Q3 25 | 29.7% | -8.5% | ||
| Q2 25 | 28.5% | -8.5% | ||
| Q1 25 | 26.7% | -11.7% | ||
| Q4 24 | 33.0% | -9.7% | ||
| Q3 24 | 19.7% | -2.2% | ||
| Q2 24 | 22.7% | 5.7% | ||
| Q1 24 | 20.7% | -5.3% |
| Q4 25 | $0.19 | $-0.03 | ||
| Q3 25 | $0.43 | $-0.11 | ||
| Q2 25 | $0.39 | $-0.10 | ||
| Q1 25 | $0.33 | $-0.13 | ||
| Q4 24 | $0.40 | $-0.10 | ||
| Q3 24 | $0.21 | $-0.03 | ||
| Q2 24 | $0.24 | $0.07 | ||
| Q1 24 | $0.22 | $-0.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $188.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $858.9M | $-77.2M |
| Total Assets | $7.0B | $569.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $188.0M | ||
| Q3 25 | — | $211.8M | ||
| Q2 25 | — | $203.5M | ||
| Q1 25 | — | $221.1M | ||
| Q4 24 | — | $218.4M | ||
| Q3 24 | — | $225.6M | ||
| Q2 24 | — | $271.7M | ||
| Q1 24 | — | $282.5M |
| Q4 25 | $858.9M | $-77.2M | ||
| Q3 25 | $737.0M | $-76.1M | ||
| Q2 25 | $737.1M | $-65.9M | ||
| Q1 25 | $739.6M | $-11.3M | ||
| Q4 24 | $765.2M | $13.4M | ||
| Q3 24 | $747.4M | $13.6M | ||
| Q2 24 | $734.3M | $24.4M | ||
| Q1 24 | $733.8M | $12.7M |
| Q4 25 | $7.0B | $569.7M | ||
| Q3 25 | $5.4B | $573.6M | ||
| Q2 25 | $5.2B | $592.4M | ||
| Q1 25 | $5.2B | $629.4M | ||
| Q4 24 | $5.2B | $664.1M | ||
| Q3 24 | $5.0B | $652.0M | ||
| Q2 24 | $4.8B | $665.3M | ||
| Q1 24 | $4.7B | $662.4M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $60.8M | $7.7M |
| Free Cash FlowOCF − Capex | $57.4M | $7.6M |
| FCF MarginFCF / Revenue | 90.6% | 6.8% |
| Capex IntensityCapex / Revenue | 5.4% | 0.1% |
| Cash ConversionOCF / Net Profit | 7.89× | — |
| TTM Free Cash FlowTrailing 4 quarters | $117.2M | $9.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $60.8M | $7.7M | ||
| Q3 25 | $24.2M | $2.6M | ||
| Q2 25 | $27.0M | $10.5M | ||
| Q1 25 | $9.9M | $-9.9M | ||
| Q4 24 | $43.2M | $12.5M | ||
| Q3 24 | $8.6M | $9.3M | ||
| Q2 24 | $24.7M | $21.9M | ||
| Q1 24 | $-11.4M | $2.0M |
| Q4 25 | $57.4M | $7.6M | ||
| Q3 25 | $23.9M | $2.2M | ||
| Q2 25 | $26.1M | $10.2M | ||
| Q1 25 | $9.8M | $-10.2M | ||
| Q4 24 | $41.3M | $12.0M | ||
| Q3 24 | $8.4M | $9.2M | ||
| Q2 24 | $23.8M | $21.7M | ||
| Q1 24 | $-11.7M | $1.9M |
| Q4 25 | 90.6% | 6.8% | ||
| Q3 25 | 46.3% | 1.9% | ||
| Q2 25 | 51.0% | 9.1% | ||
| Q1 25 | 20.8% | -9.3% | ||
| Q4 24 | 87.2% | 10.8% | ||
| Q3 24 | 19.7% | 7.8% | ||
| Q2 24 | 57.1% | 17.6% | ||
| Q1 24 | -27.7% | 1.6% |
| Q4 25 | 5.4% | 0.1% | ||
| Q3 25 | 0.6% | 0.3% | ||
| Q2 25 | 1.9% | 0.3% | ||
| Q1 25 | 0.2% | 0.3% | ||
| Q4 24 | 4.1% | 0.4% | ||
| Q3 24 | 0.5% | 0.2% | ||
| Q2 24 | 2.1% | 0.1% | ||
| Q1 24 | 0.6% | 0.1% |
| Q4 25 | 7.89× | — | ||
| Q3 25 | 1.58× | — | ||
| Q2 25 | 1.85× | — | ||
| Q1 25 | 0.79× | — | ||
| Q4 24 | 2.77× | — | ||
| Q3 24 | 1.03× | — | ||
| Q2 24 | 2.61× | 3.12× | ||
| Q1 24 | -1.31× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NBBK
Segment breakdown not available.
ZIP
| License | $84.3M | 75% |
| Services | $27.4M | 25% |
