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Side-by-side financial comparison of National Bank Holdings Corp (NBHC) and OneStream, Inc. (OS). Click either name above to swap in a different company.

OneStream, Inc. is the larger business by last-quarter revenue ($163.7M vs $126.8M, roughly 1.3× National Bank Holdings Corp). National Bank Holdings Corp runs the higher net margin — 16.4% vs 0.6%, a 15.8% gap on every dollar of revenue. Over the past eight quarters, OneStream, Inc.'s revenue compounded faster (21.8% CAGR vs 14.0%).

Old National Bank is an American regional bank with nearly 200 retail branches operated by Old National Bancorp and based in Chicago and Evansville, Indiana. With assets at $48.5 billion and 250 banking centers, Old National Bancorp is the largest financial services bank holding company headquartered in Indiana and one of the top 30 banking companies in the U.S. Old National Bank has locations in Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Tennessee, and Wisconsin.

Blue Stream provides cable television, cable telephone, DVR, and up to 1 GIG Internet speed broadband services to customers in the Florida communities of Coral Springs and Weston.

NBHC vs OS — Head-to-Head

Bigger by revenue
OS
OS
1.3× larger
OS
$163.7M
$126.8M
NBHC
Higher net margin
NBHC
NBHC
15.8% more per $
NBHC
16.4%
0.6%
OS
Faster 2-yr revenue CAGR
OS
OS
Annualised
OS
21.8%
14.0%
NBHC

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
NBHC
NBHC
OS
OS
Revenue
$126.8M
$163.7M
Net Profit
$20.8M
$999.0K
Gross Margin
69.8%
Operating Margin
-3.2%
Net Margin
16.4%
0.6%
Revenue YoY
23.6%
Net Profit YoY
-14.2%
EPS (diluted)
$0.46

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NBHC
NBHC
OS
OS
Q1 26
$126.8M
Q4 25
$100.6M
$163.7M
Q3 25
$108.9M
$154.3M
Q2 25
$104.5M
$147.6M
Q1 25
$102.1M
$136.3M
Q4 24
$101.3M
$132.5M
Q3 24
$106.0M
$129.1M
Q2 24
$97.6M
$117.5M
Net Profit
NBHC
NBHC
OS
OS
Q1 26
$20.8M
Q4 25
$16.0M
$999.0K
Q3 25
$35.3M
$-8.8M
Q2 25
$34.0M
$-18.4M
Q1 25
$24.2M
$-24.0M
Q4 24
$28.2M
Q3 24
$33.1M
$-171.9M
Q2 24
$26.1M
$-7.8M
Gross Margin
NBHC
NBHC
OS
OS
Q1 26
Q4 25
69.8%
Q3 25
68.1%
Q2 25
68.6%
Q1 25
68.0%
Q4 24
66.8%
Q3 24
50.1%
Q2 24
68.5%
Operating Margin
NBHC
NBHC
OS
OS
Q1 26
Q4 25
19.0%
-3.2%
Q3 25
39.6%
-11.3%
Q2 25
39.8%
-21.8%
Q1 25
29.2%
-29.3%
Q4 24
34.3%
-35.8%
Q3 24
37.6%
-197.6%
Q2 24
32.5%
-9.8%
Net Margin
NBHC
NBHC
OS
OS
Q1 26
16.4%
Q4 25
15.9%
0.6%
Q3 25
32.4%
-5.7%
Q2 25
32.6%
-12.5%
Q1 25
23.7%
-17.6%
Q4 24
27.8%
Q3 24
31.2%
-133.1%
Q2 24
26.8%
-6.7%
EPS (diluted)
NBHC
NBHC
OS
OS
Q1 26
$0.46
Q4 25
$0.42
Q3 25
$0.92
Q2 25
$0.88
Q1 25
$0.63
Q4 24
$0.72
Q3 24
$0.86
$-1.06
Q2 24
$0.68

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NBHC
NBHC
OS
OS
Cash + ST InvestmentsLiquidity on hand
$472.8M
$693.6M
Total DebtLower is stronger
$202.1M
Stockholders' EquityBook value
$1.7B
$504.7M
Total Assets
$12.6B
$1.0B
Debt / EquityLower = less leverage
0.12×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NBHC
NBHC
OS
OS
Q1 26
$472.8M
Q4 25
$417.1M
$693.6M
Q3 25
$555.6M
$653.9M
Q2 25
$296.5M
$652.1M
Q1 25
$246.3M
$593.9M
Q4 24
$127.8M
$544.2M
Q3 24
$180.8M
$495.5M
Q2 24
$145.0M
$140.5M
Total Debt
NBHC
NBHC
OS
OS
Q1 26
$202.1M
Q4 25
$54.5M
Q3 25
$54.7M
Q2 25
$54.4M
Q1 25
$54.6M
Q4 24
$54.5M
Q3 24
$54.4M
Q2 24
$54.4M
Stockholders' Equity
NBHC
NBHC
OS
OS
Q1 26
$1.7B
Q4 25
$1.4B
$504.7M
Q3 25
$1.4B
$472.1M
Q2 25
$1.4B
$458.2M
Q1 25
$1.3B
$412.9M
Q4 24
$1.3B
$386.2M
Q3 24
$1.3B
$458.2M
Q2 24
$1.2B
$97.5M
Total Assets
NBHC
NBHC
OS
OS
Q1 26
$12.6B
Q4 25
$9.9B
$1.0B
Q3 25
$10.2B
$949.4M
Q2 25
$10.0B
$910.5M
Q1 25
$10.1B
$867.3M
Q4 24
$9.8B
$823.2M
Q3 24
$10.0B
$750.1M
Q2 24
$10.0B
$379.7M
Debt / Equity
NBHC
NBHC
OS
OS
Q1 26
0.12×
Q4 25
0.04×
Q3 25
0.04×
Q2 25
0.04×
Q1 25
0.04×
Q4 24
0.04×
Q3 24
0.04×
Q2 24
0.04×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NBHC
NBHC
OS
OS
Operating Cash FlowLast quarter
$25.8M
Free Cash FlowOCF − Capex
$25.6M
FCF MarginFCF / Revenue
15.7%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
25.79×
TTM Free Cash FlowTrailing 4 quarters
$95.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NBHC
NBHC
OS
OS
Q1 26
Q4 25
$162.4M
$25.8M
Q3 25
$52.4M
$5.0M
Q2 25
$32.3M
$29.7M
Q1 25
$39.6M
$36.2M
Q4 24
$155.3M
Q3 24
$47.0M
$2.4M
Q2 24
$31.9M
$8.1M
Free Cash Flow
NBHC
NBHC
OS
OS
Q1 26
Q4 25
$25.6M
Q3 25
$4.8M
Q2 25
$29.4M
Q1 25
$35.8M
Q4 24
Q3 24
$1.3M
Q2 24
$7.7M
FCF Margin
NBHC
NBHC
OS
OS
Q1 26
Q4 25
15.7%
Q3 25
3.1%
Q2 25
19.9%
Q1 25
26.3%
Q4 24
Q3 24
1.0%
Q2 24
6.6%
Capex Intensity
NBHC
NBHC
OS
OS
Q1 26
Q4 25
0.1%
Q3 25
0.1%
Q2 25
0.2%
Q1 25
0.3%
Q4 24
Q3 24
0.8%
Q2 24
0.3%
Cash Conversion
NBHC
NBHC
OS
OS
Q1 26
Q4 25
10.13×
25.79×
Q3 25
1.48×
Q2 25
0.95×
Q1 25
1.64×
Q4 24
5.51×
Q3 24
1.42×
Q2 24
1.22×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NBHC
NBHC

Net Interest Income$108.8M86%
Noninterest Income$18.0M14%

OS
OS

Subscription And Circulation$150.3M92%
Professional Services And Other$9.4M6%
License$4.0M2%

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