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Side-by-side financial comparison of NACCO INDUSTRIES INC (NC) and Northfield Bancorp, Inc. (NFBK). Click either name above to swap in a different company.
NACCO INDUSTRIES INC is the larger business by last-quarter revenue ($66.8M vs $41.3M, roughly 1.6× Northfield Bancorp, Inc.). NACCO INDUSTRIES INC runs the higher net margin — -5.8% vs -1545.5%, a 1539.8% gap on every dollar of revenue. On growth, Northfield Bancorp, Inc. posted the faster year-over-year revenue change (12.7% vs -5.2%). Over the past eight quarters, Northfield Bancorp, Inc.'s revenue compounded faster (15.0% CAGR vs 11.9%).
NACCO Industries, Inc. is an American publicly traded holding company, headquartered in Cleveland, Ohio. Through a portfolio of mining and natural resources businesses, the company operates under three business segments: Coal Mining, North American Mining, and Minerals Management. The Coal Mining segment operates surface coal mines under long-term contracts with power generation companies and an activated carbon producer pursuant to a service-based business model. The North American Mining se...
Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.
NC vs NFBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $66.8M | $41.3M |
| Net Profit | $-3.8M | $-27.4M |
| Gross Margin | 18.0% | — |
| Operating Margin | 11.3% | -1263.3% |
| Net Margin | -5.8% | -1545.5% |
| Revenue YoY | -5.2% | 12.7% |
| Net Profit YoY | -150.8% | -343.6% |
| EPS (diluted) | $-0.53 | $-0.68 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $66.8M | $41.3M | ||
| Q3 25 | $76.6M | $39.2M | ||
| Q2 25 | $68.2M | $38.9M | ||
| Q1 25 | $65.6M | $34.8M | ||
| Q4 24 | $70.4M | $36.7M | ||
| Q3 24 | $61.7M | $31.8M | ||
| Q2 24 | $52.3M | $31.5M | ||
| Q1 24 | $53.3M | $31.3M |
| Q4 25 | $-3.8M | $-27.4M | ||
| Q3 25 | $13.3M | $10.8M | ||
| Q2 25 | $3.3M | $9.6M | ||
| Q1 25 | $4.9M | $7.9M | ||
| Q4 24 | $7.6M | $11.3M | ||
| Q3 24 | $15.6M | $6.5M | ||
| Q2 24 | $6.0M | $6.0M | ||
| Q1 24 | $4.6M | $6.2M |
| Q4 25 | 18.0% | — | ||
| Q3 25 | 13.0% | — | ||
| Q2 25 | 10.0% | — | ||
| Q1 25 | 14.7% | — | ||
| Q4 24 | 12.0% | — | ||
| Q3 24 | 11.7% | — | ||
| Q2 24 | 13.4% | — | ||
| Q1 24 | 13.2% | — |
| Q4 25 | 11.3% | -1263.3% | ||
| Q3 25 | 8.8% | 37.7% | ||
| Q2 25 | -0.1% | 35.6% | ||
| Q1 25 | 11.7% | 31.0% | ||
| Q4 24 | 5.5% | 38.0% | ||
| Q3 24 | 31.9% | 27.9% | ||
| Q2 24 | 14.1% | 29.1% | ||
| Q1 24 | 8.9% | 27.2% |
| Q4 25 | -5.8% | -1545.5% | ||
| Q3 25 | 17.3% | 27.4% | ||
| Q2 25 | 4.8% | 24.6% | ||
| Q1 25 | 7.5% | 22.6% | ||
| Q4 24 | 10.7% | 30.7% | ||
| Q3 24 | 25.4% | 20.5% | ||
| Q2 24 | 11.4% | 18.9% | ||
| Q1 24 | 8.6% | 19.9% |
| Q4 25 | $-0.53 | $-0.68 | ||
| Q3 25 | $1.78 | $0.27 | ||
| Q2 25 | $0.44 | $0.24 | ||
| Q1 25 | $0.66 | $0.19 | ||
| Q4 24 | $0.99 | $0.27 | ||
| Q3 24 | $2.14 | $0.16 | ||
| Q2 24 | $0.81 | $0.14 | ||
| Q1 24 | $0.61 | $0.15 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $49.7M | $164.0M |
| Total DebtLower is stronger | $100.8M | — |
| Stockholders' EquityBook value | $429.2M | $690.1M |
| Total Assets | $661.2M | $5.8B |
| Debt / EquityLower = less leverage | 0.23× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $49.7M | $164.0M | ||
| Q3 25 | $52.7M | $131.7M | ||
| Q2 25 | $49.4M | $97.6M | ||
| Q1 25 | $61.9M | $101.7M | ||
| Q4 24 | $72.8M | $167.7M | ||
| Q3 24 | $63.1M | $232.9M | ||
| Q2 24 | $62.4M | $153.5M | ||
| Q1 24 | $61.8M | $238.8M |
| Q4 25 | $100.8M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $99.4M | $666.4M | ||
| Q3 24 | — | — | ||
| Q2 24 | $29.0M | — | ||
| Q1 24 | $28.4M | — |
| Q4 25 | $429.2M | $690.1M | ||
| Q3 25 | $426.4M | $719.6M | ||
| Q2 25 | $413.1M | $710.3M | ||
| Q1 25 | $409.1M | $711.1M | ||
| Q4 24 | $404.9M | $704.7M | ||
| Q3 24 | $397.3M | $699.6M | ||
| Q2 24 | $384.1M | $693.0M | ||
| Q1 24 | $381.6M | $698.4M |
| Q4 25 | $661.2M | $5.8B | ||
| Q3 25 | $637.6M | $5.7B | ||
| Q2 25 | $631.3M | $5.7B | ||
| Q1 25 | $634.2M | $5.7B | ||
| Q4 24 | $631.7M | $5.7B | ||
| Q3 24 | $597.4M | $5.7B | ||
| Q2 24 | $560.1M | $5.7B | ||
| Q1 24 | $538.0M | $5.9B |
| Q4 25 | 0.23× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.25× | 0.95× | ||
| Q3 24 | — | — | ||
| Q2 24 | 0.08× | — | ||
| Q1 24 | 0.07× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $11.4M | $53.7M |
| Free Cash FlowOCF − Capex | — | $52.5M |
| FCF MarginFCF / Revenue | — | 127.1% |
| Capex IntensityCapex / Revenue | — | 2.8% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $89.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $11.4M | $53.7M | ||
| Q3 25 | $42.3M | $13.9M | ||
| Q2 25 | $-7.8M | $14.1M | ||
| Q1 25 | $5.0M | $9.4M | ||
| Q4 24 | $25.2M | $31.1M | ||
| Q3 24 | $2.8M | $14.0M | ||
| Q2 24 | $4.1M | $6.9M | ||
| Q1 24 | $-9.8M | $4.2M |
| Q4 25 | — | $52.5M | ||
| Q3 25 | — | $13.6M | ||
| Q2 25 | — | $13.9M | ||
| Q1 25 | — | $9.2M | ||
| Q4 24 | — | $30.0M | ||
| Q3 24 | — | $13.7M | ||
| Q2 24 | — | $6.7M | ||
| Q1 24 | — | $3.8M |
| Q4 25 | — | 127.1% | ||
| Q3 25 | — | 34.6% | ||
| Q2 25 | — | 35.7% | ||
| Q1 25 | — | 26.3% | ||
| Q4 24 | — | 81.6% | ||
| Q3 24 | — | 43.2% | ||
| Q2 24 | — | 21.1% | ||
| Q1 24 | — | 12.1% |
| Q4 25 | — | 2.8% | ||
| Q3 25 | — | 0.8% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 0.7% | ||
| Q4 24 | — | 3.1% | ||
| Q3 24 | — | 0.7% | ||
| Q2 24 | — | 0.8% | ||
| Q1 24 | — | 1.4% |
| Q4 25 | — | — | ||
| Q3 25 | 3.19× | 1.29× | ||
| Q2 25 | -2.39× | 1.48× | ||
| Q1 25 | 1.03× | 1.20× | ||
| Q4 24 | 3.33× | 2.76× | ||
| Q3 24 | 0.18× | 2.14× | ||
| Q2 24 | 0.68× | 1.16× | ||
| Q1 24 | -2.14× | 0.68× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NC
| Transferred Over Time | $42.7M | 64% |
| Transferred At Point In Time | $24.1M | 36% |
NFBK
Segment breakdown not available.
