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Side-by-side financial comparison of NACCO INDUSTRIES INC (NC) and TRUSTCO BANK CORP N Y (TRST). Click either name above to swap in a different company.

NACCO INDUSTRIES INC is the larger business by last-quarter revenue ($62.8M vs $49.5M, roughly 1.3× TRUSTCO BANK CORP N Y). TRUSTCO BANK CORP N Y runs the higher net margin — 32.9% vs 14.1%, a 18.8% gap on every dollar of revenue. Over the past eight quarters, NACCO INDUSTRIES INC's revenue compounded faster (9.5% CAGR vs 6.8%).

NACCO Industries, Inc. is an American publicly traded holding company, headquartered in Cleveland, Ohio. Through a portfolio of mining and natural resources businesses, the company operates under three business segments: Coal Mining, North American Mining, and Minerals Management. The Coal Mining segment operates surface coal mines under long-term contracts with power generation companies and an activated carbon producer pursuant to a service-based business model. The North American Mining se...

TRUSTCO BANK CORP N Y is a regional U.S. financial holding company that provides a full suite of retail and commercial banking products and services, including personal deposit accounts, mortgage loans, small business financing, and wealth management solutions. It primarily operates across New York, Florida, and several other U.S. states, serving individual consumers and small business client segments.

NC vs TRST — Head-to-Head

Bigger by revenue
NC
NC
1.3× larger
NC
$62.8M
$49.5M
TRST
Higher net margin
TRST
TRST
18.8% more per $
TRST
32.9%
14.1%
NC
Faster 2-yr revenue CAGR
NC
NC
Annualised
NC
9.5%
6.8%
TRST

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
NC
NC
TRST
TRST
Revenue
$62.8M
$49.5M
Net Profit
$8.8M
$16.3M
Gross Margin
22.8%
Operating Margin
17.5%
Net Margin
14.1%
32.9%
Revenue YoY
-4.3%
Net Profit YoY
80.0%
14.1%
EPS (diluted)
$1.17

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NC
NC
TRST
TRST
Q1 26
$62.8M
$49.5M
Q4 25
$66.8M
$48.2M
Q3 25
$76.6M
$47.8M
Q2 25
$68.2M
$46.6M
Q1 25
$65.6M
$45.3M
Q4 24
$70.4M
$43.3M
Q3 24
$61.7M
$43.6M
Q2 24
$52.3M
$43.4M
Net Profit
NC
NC
TRST
TRST
Q1 26
$8.8M
$16.3M
Q4 25
$-3.8M
$15.6M
Q3 25
$13.3M
$16.3M
Q2 25
$3.3M
$15.0M
Q1 25
$4.9M
$14.3M
Q4 24
$7.6M
$11.3M
Q3 24
$15.6M
$12.9M
Q2 24
$6.0M
$12.6M
Gross Margin
NC
NC
TRST
TRST
Q1 26
22.8%
Q4 25
18.0%
Q3 25
13.0%
Q2 25
10.0%
Q1 25
14.7%
Q4 24
12.0%
Q3 24
11.7%
Q2 24
13.4%
Operating Margin
NC
NC
TRST
TRST
Q1 26
17.5%
Q4 25
11.3%
43.7%
Q3 25
8.8%
44.6%
Q2 25
-0.1%
42.3%
Q1 25
11.7%
41.3%
Q4 24
5.5%
34.0%
Q3 24
31.9%
38.8%
Q2 24
14.1%
37.9%
Net Margin
NC
NC
TRST
TRST
Q1 26
14.1%
32.9%
Q4 25
-5.8%
32.3%
Q3 25
17.3%
34.0%
Q2 25
4.8%
32.3%
Q1 25
7.5%
31.5%
Q4 24
10.7%
26.0%
Q3 24
25.4%
29.5%
Q2 24
11.4%
28.9%
EPS (diluted)
NC
NC
TRST
TRST
Q1 26
$1.17
Q4 25
$-0.53
$0.85
Q3 25
$1.78
$0.86
Q2 25
$0.44
$0.79
Q1 25
$0.66
$0.75
Q4 24
$0.99
$0.59
Q3 24
$2.14
$0.68
Q2 24
$0.81
$0.66

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NC
NC
TRST
TRST
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$112.9M
Stockholders' EquityBook value
$670.9M
Total Assets
$6.5B
Debt / EquityLower = less leverage
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NC
NC
TRST
TRST
Q1 26
Q4 25
$49.7M
$730.4M
Q3 25
$52.7M
$695.6M
Q2 25
$49.4M
$713.6M
Q1 25
$61.9M
$756.1M
Q4 24
$72.8M
$641.8M
Q3 24
$63.1M
$523.0M
Q2 24
$62.4M
$536.1M
Total Debt
NC
NC
TRST
TRST
Q1 26
$112.9M
Q4 25
$100.8M
Q3 25
Q2 25
Q1 25
Q4 24
$99.4M
Q3 24
Q2 24
$29.0M
Stockholders' Equity
NC
NC
TRST
TRST
Q1 26
$670.9M
Q4 25
$429.2M
$686.6M
Q3 25
$426.4M
$692.0M
Q2 25
$413.1M
$692.8M
Q1 25
$409.1M
$687.8M
Q4 24
$404.9M
$676.3M
Q3 24
$397.3M
$669.0M
Q2 24
$384.1M
$655.2M
Total Assets
NC
NC
TRST
TRST
Q1 26
$6.5B
Q4 25
$661.2M
$6.4B
Q3 25
$637.6M
$6.3B
Q2 25
$631.3M
$6.3B
Q1 25
$634.2M
$6.3B
Q4 24
$631.7M
$6.2B
Q3 24
$597.4M
$6.1B
Q2 24
$560.1M
$6.1B
Debt / Equity
NC
NC
TRST
TRST
Q1 26
0.17×
Q4 25
0.23×
Q3 25
Q2 25
Q1 25
Q4 24
0.25×
Q3 24
Q2 24
0.08×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NC
NC

Segment breakdown not available.

TRST
TRST

Net Interest Income$44.7M90%
Noninterest Income$4.8M10%

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