TRUSTCO BANK CORP N YTRSTEarnings & Financial Report
TRUSTCO BANK CORP N Y is a regional U.S. financial holding company that provides a full suite of retail and commercial banking products and services, including personal deposit accounts, mortgage loans, small business financing, and wealth management solutions. It primarily operates across New York, Florida, and several other U.S. states, serving individual consumers and small business client segments.
TRST Q1 FY2026 Key Financial Metrics
Revenue
$49.5M
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$16.3M
Gross Margin
N/A
Operating Margin
N/A
Net Margin
32.9%
YoY Growth
N/A
TRUSTCO BANK CORP N Y Q1 FY2026 Financial Summary
TRUSTCO BANK CORP N Y reported revenue of $49.5M for Q1 FY2026, with a net profit of $16.3M (up 14.1% YoY) (32.9% margin).
Key Financial Metrics
| Total Revenue | $49.5M |
|---|---|
| Net Profit | $16.3M |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q1 FY2026 |
Revenue Breakdown
TRUSTCO BANK CORP N Y Q1 FY2026 revenue of $49.5M breaks down across 2 segments, led by Net Interest Income at $44.7M (90.2% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Net Interest Income | $44.7M | 90.2% |
| Noninterest Income | $4.8M | 9.8% |
TRUSTCO BANK CORP N Y Annual Revenue by Year
TRUSTCO BANK CORP N Y annual revenue history includes year-by-year totals (for example, 2025 revenue was $187.9M).
TRUSTCO BANK CORP N Y Quarterly Revenue & Net Profit History
TRUSTCO BANK CORP N Y results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $49.5M | — | $16.3M | 32.9% |
| Q4 FY2025 | $48.2M | +11.2% | $15.6M | 32.3% |
| Q3 FY2025 | $47.8M | +9.6% | $16.3M | 34.0% |
| Q2 FY2025 | $46.6M | +7.3% | $15.0M | 32.3% |
| Q1 FY2025 | $45.3M | +9.5% | $14.3M | 31.5% |
| Q4 FY2024 | $43.3M | +0.5% | $11.3M | 26.0% |
| Q3 FY2024 | $43.6M | -6.8% | $12.9M | 29.5% |
| Q2 FY2024 | $43.4M | -10.7% | $12.6M | 28.9% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $43.4M | $43.6M | $43.3M | $45.3M | $46.6M | $47.8M | $48.2M | $49.5M |
| YoY Growth | -10.7% | -6.8% | 0.5% | 9.5% | 7.3% | 9.6% | 11.2% | N/A |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $6.11B | $6.11B | $6.24B | $6.34B | $6.35B | $6.35B | $6.44B | $6.51B |
| Liabilities | $5.45B | $5.44B | $5.56B | $5.65B | $5.66B | $5.66B | $5.75B | $5.84B |
| Equity | $655.2M | $669.0M | $676.3M | $687.8M | $692.8M | $692.0M | $686.6M | $670.9M |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $18.7M | $16.5M | $59.4M | $1.3M | $27.1M | $12.8M | $57.6M |