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Side-by-side financial comparison of Noble Corp plc (NE) and SoFi Technologies, Inc. (SOFI). Click either name above to swap in a different company.

SoFi Technologies, Inc. is the larger business by last-quarter revenue ($1.1B vs $764.4M, roughly 1.4× Noble Corp plc). SoFi Technologies, Inc. runs the higher net margin — 15.2% vs 11.3%, a 3.8% gap on every dollar of revenue. On growth, SoFi Technologies, Inc. posted the faster year-over-year revenue change (42.6% vs -17.6%). Over the past eight quarters, SoFi Technologies, Inc.'s revenue compounded faster (35.6% CAGR vs 9.5%).

Barnes & Noble Booksellers is an American bookseller with the largest number of retail outlets in the United States. The company operates approximately 700+ retail stores across the United States.

SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.

NE vs SOFI — Head-to-Head

Bigger by revenue
SOFI
SOFI
1.4× larger
SOFI
$1.1B
$764.4M
NE
Growing faster (revenue YoY)
SOFI
SOFI
+60.1% gap
SOFI
42.6%
-17.6%
NE
Higher net margin
SOFI
SOFI
3.8% more per $
SOFI
15.2%
11.3%
NE
Faster 2-yr revenue CAGR
SOFI
SOFI
Annualised
SOFI
35.6%
9.5%
NE

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
NE
NE
SOFI
SOFI
Revenue
$764.4M
$1.1B
Net Profit
$86.6M
$166.7M
Gross Margin
Operating Margin
5.6%
Net Margin
11.3%
15.2%
Revenue YoY
-17.6%
42.6%
Net Profit YoY
-10.4%
897.2%
EPS (diluted)
$0.54
$0.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NE
NE
SOFI
SOFI
Q1 26
$1.1B
Q4 25
$764.4M
$1.0B
Q3 25
$798.0M
$961.6M
Q2 25
$848.7M
$854.9M
Q1 25
$874.5M
$771.8M
Q4 24
$927.3M
$734.1M
Q3 24
$800.5M
$697.1M
Q2 24
$692.8M
$598.6M
Net Profit
NE
NE
SOFI
SOFI
Q1 26
$166.7M
Q4 25
$86.6M
$173.5M
Q3 25
$-21.1M
$139.4M
Q2 25
$42.9M
$97.3M
Q1 25
$108.3M
$71.1M
Q4 24
$96.6M
$332.5M
Q3 24
$61.2M
$60.7M
Q2 24
$195.0M
$17.4M
Gross Margin
NE
NE
SOFI
SOFI
Q1 26
Q4 25
84.2%
Q3 25
83.2%
Q2 25
82.4%
Q1 25
82.4%
Q4 24
82.5%
Q3 24
82.3%
Q2 24
81.7%
Operating Margin
NE
NE
SOFI
SOFI
Q1 26
Q4 25
5.6%
18.1%
Q3 25
6.3%
15.4%
Q2 25
15.9%
13.1%
Q1 25
21.4%
10.3%
Q4 24
18.4%
8.2%
Q3 24
14.4%
9.2%
Q2 24
30.3%
2.6%
Net Margin
NE
NE
SOFI
SOFI
Q1 26
15.2%
Q4 25
11.3%
16.9%
Q3 25
-2.6%
14.5%
Q2 25
5.1%
11.4%
Q1 25
12.4%
9.2%
Q4 24
10.4%
45.3%
Q3 24
7.6%
8.7%
Q2 24
28.1%
2.9%
EPS (diluted)
NE
NE
SOFI
SOFI
Q1 26
$0.12
Q4 25
$0.54
$0.14
Q3 25
$-0.13
$0.11
Q2 25
$0.27
$0.08
Q1 25
$0.67
$0.06
Q4 24
$0.56
$0.31
Q3 24
$0.40
$0.05
Q2 24
$1.34
$0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NE
NE
SOFI
SOFI
Cash + ST InvestmentsLiquidity on hand
$471.4M
$3.4B
Total DebtLower is stronger
Stockholders' EquityBook value
$4.5B
$10.8B
Total Assets
$7.5B
$53.7B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NE
NE
SOFI
SOFI
Q1 26
$3.4B
Q4 25
$471.4M
$4.9B
Q3 25
$477.9M
$3.2B
Q2 25
$338.2M
$2.1B
Q1 25
$303.8M
$2.1B
Q4 24
$247.3M
$2.5B
Q3 24
$391.9M
$2.4B
Q2 24
$162.9M
$2.3B
Stockholders' Equity
NE
NE
SOFI
SOFI
Q1 26
$10.8B
Q4 25
$4.5B
$10.5B
Q3 25
$4.5B
$8.8B
Q2 25
$4.6B
$6.9B
Q1 25
$4.7B
$6.7B
Q4 24
$4.7B
$6.5B
Q3 24
$4.7B
$6.1B
Q2 24
$4.0B
$5.9B
Total Assets
NE
NE
SOFI
SOFI
Q1 26
$53.7B
Q4 25
$7.5B
$50.7B
Q3 25
$7.6B
$45.3B
Q2 25
$7.7B
$41.1B
Q1 25
$7.9B
$37.7B
Q4 24
$8.0B
$36.3B
Q3 24
$8.0B
$34.4B
Q2 24
$5.6B
$32.6B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NE
NE
SOFI
SOFI
Operating Cash FlowLast quarter
$187.1M
Free Cash FlowOCF − Capex
$35.4M
FCF MarginFCF / Revenue
4.6%
Capex IntensityCapex / Revenue
19.9%
Cash ConversionOCF / Net Profit
2.16×
TTM Free Cash FlowTrailing 4 quarters
$432.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NE
NE
SOFI
SOFI
Q1 26
Q4 25
$187.1M
$-3.7B
Q3 25
$277.1M
$-1.3B
Q2 25
$216.4M
$-1.5B
Q1 25
$271.1M
$21.5M
Q4 24
$136.2M
$-1.1B
Q3 24
$283.8M
$-1.2B
Q2 24
$106.8M
$-484.4M
Free Cash Flow
NE
NE
SOFI
SOFI
Q1 26
Q4 25
$35.4M
$-4.0B
Q3 25
$139.5M
$-1.4B
Q2 25
$99.8M
$-1.5B
Q1 25
$157.5M
$-31.1M
Q4 24
$-4.4M
$-1.3B
Q3 24
$156.8M
$-1.2B
Q2 24
$-34.3M
$-521.1M
FCF Margin
NE
NE
SOFI
SOFI
Q1 26
Q4 25
4.6%
-388.8%
Q3 25
17.5%
-142.0%
Q2 25
11.8%
-179.0%
Q1 25
18.0%
-4.0%
Q4 24
-0.5%
-173.5%
Q3 24
19.6%
-174.6%
Q2 24
-4.9%
-87.0%
Capex Intensity
NE
NE
SOFI
SOFI
Q1 26
Q4 25
19.9%
23.7%
Q3 25
17.3%
6.2%
Q2 25
13.7%
7.4%
Q1 25
13.0%
6.8%
Q4 24
15.2%
21.0%
Q3 24
15.9%
6.2%
Q2 24
20.4%
6.1%
Cash Conversion
NE
NE
SOFI
SOFI
Q1 26
Q4 25
2.16×
-21.56×
Q3 25
-9.37×
Q2 25
5.05×
-15.08×
Q1 25
2.50×
0.30×
Q4 24
1.41×
-3.37×
Q3 24
4.64×
-19.32×
Q2 24
0.55×
-27.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NE
NE

Floaters$559.8M73%
Jackups$145.5M19%
Service Other$59.1M8%

SOFI
SOFI

Loans and securitizations$932.2M85%
Loan origination, sales, securitizations and servicing$142.2M13%
Corporate borrowings$10.7M1%
Securitizations and warehouses$10.1M1%

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