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Side-by-side financial comparison of NorthEast Community Bancorp, Inc. (NECB) and System1, Inc. (SST). Click either name above to swap in a different company.

System1, Inc. is the larger business by last-quarter revenue ($51.9M vs $26.4M, roughly 2.0× NorthEast Community Bancorp, Inc.). NorthEast Community Bancorp, Inc. runs the higher net margin — 40.9% vs -26.0%, a 66.8% gap on every dollar of revenue. On growth, NorthEast Community Bancorp, Inc. posted the faster year-over-year revenue change (3.9% vs -31.3%). Over the past eight quarters, NorthEast Community Bancorp, Inc.'s revenue compounded faster (1.8% CAGR vs -21.8%).

NorthEast Community Bancorp, Inc. (MD) is a U.S.-based bank holding company operating primarily in the Mid-Atlantic region. It provides a comprehensive suite of consumer and commercial banking services, including deposit products, mortgage loans, small business financing, and wealth management solutions to individual and local enterprise clients.

System1 is an American Internet advertising company. Formerly known as OpenMail, it was founded in 2013. It describes itself as operating a "Responsive Acquisition Marketing Platform", and cites privacy as one of its principal foci, although it has been criticized for its influence on privacy-focused properties, including search engine Startpage.com. It is headquartered in Marina del Rey, California.

NECB vs SST — Head-to-Head

Bigger by revenue
SST
SST
2.0× larger
SST
$51.9M
$26.4M
NECB
Growing faster (revenue YoY)
NECB
NECB
+35.2% gap
NECB
3.9%
-31.3%
SST
Higher net margin
NECB
NECB
66.8% more per $
NECB
40.9%
-26.0%
SST
Faster 2-yr revenue CAGR
NECB
NECB
Annualised
NECB
1.8%
-21.8%
SST

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NECB
NECB
SST
SST
Revenue
$26.4M
$51.9M
Net Profit
$10.8M
$-13.5M
Gross Margin
41.0%
Operating Margin
59.0%
-33.6%
Net Margin
40.9%
-26.0%
Revenue YoY
3.9%
-31.3%
Net Profit YoY
5.8%
4.8%
EPS (diluted)
$0.78
$-3.58

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NECB
NECB
SST
SST
Q4 25
$26.4M
$51.9M
Q3 25
$27.0M
$61.6M
Q2 25
$25.9M
$78.1M
Q1 25
$25.5M
$74.5M
Q4 24
$25.4M
$75.6M
Q3 24
$27.6M
$88.8M
Q2 24
$27.0M
$94.6M
Q1 24
$25.5M
$84.9M
Net Profit
NECB
NECB
SST
SST
Q4 25
$10.8M
$-13.5M
Q3 25
$11.9M
$-18.5M
Q2 25
$11.2M
$-17.5M
Q1 25
$10.6M
$-15.9M
Q4 24
$10.2M
$-14.2M
Q3 24
$12.7M
$-23.6M
Q2 24
$12.8M
$-26.4M
Q1 24
$11.4M
$-10.5M
Gross Margin
NECB
NECB
SST
SST
Q4 25
41.0%
Q3 25
36.9%
Q2 25
35.7%
Q1 25
38.2%
Q4 24
42.1%
Q3 24
28.0%
Q2 24
27.6%
Q1 24
21.9%
Operating Margin
NECB
NECB
SST
SST
Q4 25
59.0%
-33.6%
Q3 25
61.6%
-25.3%
Q2 25
59.5%
-20.4%
Q1 25
57.4%
-17.6%
Q4 24
57.0%
-15.7%
Q3 24
63.6%
-24.6%
Q2 24
65.6%
-30.8%
Q1 24
62.7%
-30.4%
Net Margin
NECB
NECB
SST
SST
Q4 25
40.9%
-26.0%
Q3 25
44.0%
-30.1%
Q2 25
43.1%
-22.4%
Q1 25
41.4%
-21.3%
Q4 24
40.1%
-18.7%
Q3 24
45.9%
-26.6%
Q2 24
47.5%
-27.9%
Q1 24
44.5%
-12.4%
EPS (diluted)
NECB
NECB
SST
SST
Q4 25
$0.78
$-3.58
Q3 25
$0.87
$-2.30
Q2 25
$0.82
$-2.23
Q1 25
$0.78
$-0.21
Q4 24
$0.74
$-3.41
Q3 24
$0.95
$-3.37
Q2 24
$0.97
$-3.80
Q1 24
$0.86
$-0.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NECB
NECB
SST
SST
Cash + ST InvestmentsLiquidity on hand
$81.2M
$86.9M
Total DebtLower is stronger
$70.0M
$305.1M
Stockholders' EquityBook value
$351.7M
$30.5M
Total Assets
$2.1B
$405.0M
Debt / EquityLower = less leverage
0.20×
10.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NECB
NECB
SST
SST
Q4 25
$81.2M
$86.9M
Q3 25
$64.3M
$54.6M
Q2 25
$59.4M
$63.6M
Q1 25
$89.5M
$43.9M
Q4 24
$78.3M
$63.6M
Q3 24
$97.8M
$69.1M
Q2 24
$113.9M
$75.7M
Q1 24
$107.4M
$69.9M
Total Debt
NECB
NECB
SST
SST
Q4 25
$70.0M
$305.1M
Q3 25
$170.0M
$259.2M
Q2 25
$135.0M
$263.3M
Q1 25
$267.4M
Q4 24
$255.1M
Q3 24
$7.0M
$259.2M
Q2 24
$47.0M
$263.3M
Q1 24
$47.0M
$268.6M
Stockholders' Equity
NECB
NECB
SST
SST
Q4 25
$351.7M
$30.5M
Q3 25
$344.0M
$42.7M
Q2 25
$336.7M
$58.2M
Q1 25
$327.2M
$67.2M
Q4 24
$318.3M
$80.3M
Q3 24
$309.6M
$90.3M
Q2 24
$300.0M
$109.4M
Q1 24
$288.9M
$131.7M
Total Assets
NECB
NECB
SST
SST
Q4 25
$2.1B
$405.0M
Q3 25
$2.1B
$385.2M
Q2 25
$2.0B
$429.2M
Q1 25
$1.9B
$419.2M
Q4 24
$2.0B
$459.1M
Q3 24
$2.0B
$479.3M
Q2 24
$1.9B
$511.3M
Q1 24
$1.9B
$521.1M
Debt / Equity
NECB
NECB
SST
SST
Q4 25
0.20×
10.01×
Q3 25
0.49×
6.07×
Q2 25
0.40×
4.53×
Q1 25
3.98×
Q4 24
3.18×
Q3 24
0.02×
2.87×
Q2 24
0.16×
2.41×
Q1 24
0.16×
2.04×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NECB
NECB
SST
SST
Operating Cash FlowLast quarter
$52.6M
$-10.6M
Free Cash FlowOCF − Capex
$50.8M
FCF MarginFCF / Revenue
192.3%
Capex IntensityCapex / Revenue
6.6%
0.0%
Cash ConversionOCF / Net Profit
4.86×
TTM Free Cash FlowTrailing 4 quarters
$89.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NECB
NECB
SST
SST
Q4 25
$52.6M
$-10.6M
Q3 25
$14.1M
$-2.1M
Q2 25
$15.6M
$24.5M
Q1 25
$10.9M
$-15.9M
Q4 24
$48.7M
$772.0K
Q3 24
$14.4M
$-5.0K
Q2 24
$11.1M
$10.0M
Q1 24
$12.9M
$-16.0M
Free Cash Flow
NECB
NECB
SST
SST
Q4 25
$50.8M
Q3 25
$13.6M
Q2 25
$14.9M
Q1 25
$10.6M
$-16.0M
Q4 24
$48.2M
Q3 24
$14.2M
$-36.0K
Q2 24
$11.0M
Q1 24
$12.8M
FCF Margin
NECB
NECB
SST
SST
Q4 25
192.3%
Q3 25
50.5%
Q2 25
57.3%
Q1 25
41.4%
-21.5%
Q4 24
189.3%
Q3 24
51.5%
-0.0%
Q2 24
40.8%
Q1 24
50.3%
Capex Intensity
NECB
NECB
SST
SST
Q4 25
6.6%
0.0%
Q3 25
1.6%
0.0%
Q2 25
2.9%
0.0%
Q1 25
1.5%
0.1%
Q4 24
2.0%
0.0%
Q3 24
0.6%
0.0%
Q2 24
0.5%
0.0%
Q1 24
0.3%
0.0%
Cash Conversion
NECB
NECB
SST
SST
Q4 25
4.86×
Q3 25
1.18×
Q2 25
1.40×
Q1 25
1.04×
Q4 24
4.77×
Q3 24
1.14×
Q2 24
0.87×
Q1 24
1.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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