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Side-by-side financial comparison of Neuphoria Therapeutics Inc. (NEUP) and Pioneer Bancorp, Inc. (PBFS). Click either name above to swap in a different company.

Pioneer Bancorp, Inc. is the larger business by last-quarter revenue ($25.0M vs $15.0M, roughly 1.7× Neuphoria Therapeutics Inc.). Pioneer Bancorp, Inc. runs the higher net margin — 82.1% vs 75.1%, a 7.0% gap on every dollar of revenue.

Neuphoria Therapeutics Inc is a clinical-stage biopharmaceutical company focused on researching and developing innovative targeted therapies for unmet medical needs in neurological and psychiatric conditions, including anxiety, treatment-resistant depression, and other central nervous system disorders. Its core R&D efforts prioritize delivering safer, more effective treatment options for patient groups with limited existing care alternatives.

Pioneer Bancorp, Inc. (MD) is a bank holding company operating as the parent entity of Pioneer Bank. It provides a full suite of retail and commercial banking products and services, including deposit accounts, residential and commercial mortgages, consumer loans, and small business financing, primarily serving individual and corporate customers across local communities in Maryland, U.S.

NEUP vs PBFS — Head-to-Head

Bigger by revenue
PBFS
PBFS
1.7× larger
PBFS
$25.0M
$15.0M
NEUP
Higher net margin
PBFS
PBFS
7.0% more per $
PBFS
82.1%
75.1%
NEUP

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
NEUP
NEUP
PBFS
PBFS
Revenue
$15.0M
$25.0M
Net Profit
$11.3M
$3.7M
Gross Margin
Operating Margin
79.8%
21.3%
Net Margin
75.1%
82.1%
Revenue YoY
Net Profit YoY
EPS (diluted)
$6.55
$0.16

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NEUP
NEUP
PBFS
PBFS
Q4 25
$25.0M
Q3 25
$24.0M
Q2 25
$24.4M
Q1 25
$15.0M
$22.8M
Q3 24
$22.0M
Q2 24
$20.9M
Q1 24
$21.6M
Q4 23
$4.2M
Net Profit
NEUP
NEUP
PBFS
PBFS
Q4 25
$3.7M
Q3 25
$4.3M
Q2 25
$6.5M
Q1 25
$11.3M
$5.8M
Q3 24
$6.3M
Q2 24
$3.9M
Q1 24
$4.7M
Q4 23
$3.2M
Operating Margin
NEUP
NEUP
PBFS
PBFS
Q4 25
21.3%
Q3 25
23.4%
Q2 25
33.3%
Q1 25
79.8%
32.5%
Q3 24
37.2%
Q2 24
24.1%
Q1 24
28.1%
Q4 23
96.1%
Net Margin
NEUP
NEUP
PBFS
PBFS
Q4 25
82.1%
Q3 25
18.0%
Q2 25
26.4%
Q1 25
75.1%
25.3%
Q3 24
28.7%
Q2 24
107.4%
Q1 24
21.9%
Q4 23
76.4%
EPS (diluted)
NEUP
NEUP
PBFS
PBFS
Q4 25
$0.16
Q3 25
$0.18
Q2 25
$0.26
Q1 25
$6.55
$0.23
Q3 24
$0.25
Q2 24
$0.15
Q1 24
$0.19
Q4 23
$0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NEUP
NEUP
PBFS
PBFS
Cash + ST InvestmentsLiquidity on hand
$17.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$26.0M
$323.9M
Total Assets
$30.7M
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NEUP
NEUP
PBFS
PBFS
Q4 25
Q3 25
Q2 25
Q1 25
$17.0M
Q3 24
Q2 24
Q1 24
Q4 23
Stockholders' Equity
NEUP
NEUP
PBFS
PBFS
Q4 25
$323.9M
Q3 25
$314.2M
Q2 25
$314.2M
Q1 25
$26.0M
$310.7M
Q3 24
$303.8M
Q2 24
$296.5M
Q1 24
$289.0M
Q4 23
$283.8M
Total Assets
NEUP
NEUP
PBFS
PBFS
Q4 25
$2.2B
Q3 25
$2.2B
Q2 25
$2.1B
Q1 25
$30.7M
$2.1B
Q3 24
$2.0B
Q2 24
Q1 24
$2.0B
Q4 23
$1.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NEUP
NEUP
PBFS
PBFS
Operating Cash FlowLast quarter
$11.5M
$11.1M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.02×
2.97×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NEUP
NEUP
PBFS
PBFS
Q4 25
$11.1M
Q3 25
$3.9M
Q2 25
$5.1M
Q1 25
$11.5M
$-3.5M
Q3 24
$1.9M
Q2 24
$9.0M
Q1 24
$3.3M
Q4 23
$-943.0K
Cash Conversion
NEUP
NEUP
PBFS
PBFS
Q4 25
2.97×
Q3 25
0.90×
Q2 25
0.78×
Q1 25
1.02×
-0.61×
Q3 24
0.30×
Q2 24
2.30×
Q1 24
0.70×
Q4 23
-0.30×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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