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Side-by-side financial comparison of Northfield Bancorp, Inc. (NFBK) and FiscalNote Holdings, Inc. (NOTE). Click either name above to swap in a different company.

Northfield Bancorp, Inc. is the larger business by last-quarter revenue ($41.3M vs $22.2M, roughly 1.9× FiscalNote Holdings, Inc.). On growth, Northfield Bancorp, Inc. posted the faster year-over-year revenue change (12.7% vs -24.7%). Northfield Bancorp, Inc. produced more free cash flow last quarter ($52.5M vs $-1.9M). Over the past eight quarters, Northfield Bancorp, Inc.'s revenue compounded faster (15.0% CAGR vs -16.8%).

Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.

FiscalNote Holdings, Inc., or commonly FiscalNote, is a publicly traded software, data, and media company headquartered in Washington, D.C. The company was founded by Timothy Hwang, Gerald Yao, and Jonathan Chen in 2013. FiscalNote provides software tools, platforms, data services, and news through the FiscalNote Government Relationship Management (GRM) service, its core product. The company also uses an artificial intelligence platform to analyze proposed U.S. legislation based on key phrase...

NFBK vs NOTE — Head-to-Head

Bigger by revenue
NFBK
NFBK
1.9× larger
NFBK
$41.3M
$22.2M
NOTE
Growing faster (revenue YoY)
NFBK
NFBK
+37.3% gap
NFBK
12.7%
-24.7%
NOTE
More free cash flow
NFBK
NFBK
$54.5M more FCF
NFBK
$52.5M
$-1.9M
NOTE
Faster 2-yr revenue CAGR
NFBK
NFBK
Annualised
NFBK
15.0%
-16.8%
NOTE

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NFBK
NFBK
NOTE
NOTE
Revenue
$41.3M
$22.2M
Net Profit
$-27.4M
Gross Margin
Operating Margin
-1263.3%
-83.7%
Net Margin
-1545.5%
Revenue YoY
12.7%
-24.7%
Net Profit YoY
-343.6%
EPS (diluted)
$-0.68
$-2.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NFBK
NFBK
NOTE
NOTE
Q4 25
$41.3M
$22.2M
Q3 25
$39.2M
$22.4M
Q2 25
$38.9M
$23.3M
Q1 25
$34.8M
$27.5M
Q4 24
$36.7M
$29.5M
Q3 24
$31.8M
$29.4M
Q2 24
$31.5M
$29.2M
Q1 24
$31.3M
$32.1M
Net Profit
NFBK
NFBK
NOTE
NOTE
Q4 25
$-27.4M
Q3 25
$10.8M
$-24.9M
Q2 25
$9.6M
$-13.3M
Q1 25
$7.9M
$-4.3M
Q4 24
$11.3M
Q3 24
$6.5M
$-14.9M
Q2 24
$6.0M
$-12.8M
Q1 24
$6.2M
$50.6M
Operating Margin
NFBK
NFBK
NOTE
NOTE
Q4 25
-1263.3%
-83.7%
Q3 25
37.7%
-43.4%
Q2 25
35.6%
-31.9%
Q1 25
31.0%
-50.0%
Q4 24
38.0%
-19.4%
Q3 24
27.9%
-23.1%
Q2 24
29.1%
-27.2%
Q1 24
27.2%
-35.6%
Net Margin
NFBK
NFBK
NOTE
NOTE
Q4 25
-1545.5%
Q3 25
27.4%
-110.8%
Q2 25
24.6%
-57.0%
Q1 25
22.6%
-15.4%
Q4 24
30.7%
Q3 24
20.5%
-50.7%
Q2 24
18.9%
-43.6%
Q1 24
19.9%
157.6%
EPS (diluted)
NFBK
NFBK
NOTE
NOTE
Q4 25
$-0.68
$-2.81
Q3 25
$0.27
$-1.73
Q2 25
$0.24
$-0.08
Q1 25
$0.19
$-0.03
Q4 24
$0.27
$1.88
Q3 24
$0.16
$-1.33
Q2 24
$0.14
$-0.09
Q1 24
$0.15
$0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NFBK
NFBK
NOTE
NOTE
Cash + ST InvestmentsLiquidity on hand
$164.0M
$26.3M
Total DebtLower is stronger
$128.4M
Stockholders' EquityBook value
$690.1M
$62.0M
Total Assets
$5.8B
$255.1M
Debt / EquityLower = less leverage
2.07×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NFBK
NFBK
NOTE
NOTE
Q4 25
$164.0M
$26.3M
Q3 25
$131.7M
$31.2M
Q2 25
$97.6M
$38.5M
Q1 25
$101.7M
$46.3M
Q4 24
$167.7M
$34.6M
Q3 24
$232.9M
$32.7M
Q2 24
$153.5M
$37.7M
Q1 24
$238.8M
$43.6M
Total Debt
NFBK
NFBK
NOTE
NOTE
Q4 25
$128.4M
Q3 25
$131.5M
Q2 25
$116.7M
Q1 25
$118.0M
Q4 24
$666.4M
$147.1M
Q3 24
$152.2M
Q2 24
$145.9M
Q1 24
$153.0M
Stockholders' Equity
NFBK
NFBK
NOTE
NOTE
Q4 25
$690.1M
$62.0M
Q3 25
$719.6M
$75.5M
Q2 25
$710.3M
$95.1M
Q1 25
$711.1M
$98.7M
Q4 24
$704.7M
$97.8M
Q3 24
$699.6M
$98.5M
Q2 24
$693.0M
$106.9M
Q1 24
$698.4M
$106.1M
Total Assets
NFBK
NFBK
NOTE
NOTE
Q4 25
$5.8B
$255.1M
Q3 25
$5.7B
$273.9M
Q2 25
$5.7B
$288.3M
Q1 25
$5.7B
$299.7M
Q4 24
$5.7B
$326.2M
Q3 24
$5.7B
$337.9M
Q2 24
$5.7B
$346.3M
Q1 24
$5.9B
$357.8M
Debt / Equity
NFBK
NFBK
NOTE
NOTE
Q4 25
2.07×
Q3 25
1.74×
Q2 25
1.23×
Q1 25
1.20×
Q4 24
0.95×
1.50×
Q3 24
1.54×
Q2 24
1.36×
Q1 24
1.44×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NFBK
NFBK
NOTE
NOTE
Operating Cash FlowLast quarter
$53.7M
$-279.0K
Free Cash FlowOCF − Capex
$52.5M
$-1.9M
FCF MarginFCF / Revenue
127.1%
-8.7%
Capex IntensityCapex / Revenue
2.8%
7.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$89.2M
$-18.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NFBK
NFBK
NOTE
NOTE
Q4 25
$53.7M
$-279.0K
Q3 25
$13.9M
$-8.3M
Q2 25
$14.1M
$-6.2M
Q1 25
$9.4M
$3.3M
Q4 24
$31.1M
$-1.3M
Q3 24
$14.0M
$-3.0M
Q2 24
$6.9M
$-3.7M
Q1 24
$4.2M
$2.7M
Free Cash Flow
NFBK
NFBK
NOTE
NOTE
Q4 25
$52.5M
$-1.9M
Q3 25
$13.6M
$-10.4M
Q2 25
$13.9M
$-7.7M
Q1 25
$9.2M
$1.3M
Q4 24
$30.0M
$-3.4M
Q3 24
$13.7M
$-5.4M
Q2 24
$6.7M
$-6.5M
Q1 24
$3.8M
$1.0M
FCF Margin
NFBK
NFBK
NOTE
NOTE
Q4 25
127.1%
-8.7%
Q3 25
34.6%
-46.2%
Q2 25
35.7%
-33.0%
Q1 25
26.3%
4.7%
Q4 24
81.6%
-11.4%
Q3 24
43.2%
-18.4%
Q2 24
21.1%
-22.1%
Q1 24
12.1%
3.3%
Capex Intensity
NFBK
NFBK
NOTE
NOTE
Q4 25
2.8%
7.4%
Q3 25
0.8%
9.3%
Q2 25
0.6%
6.4%
Q1 25
0.7%
7.2%
Q4 24
3.1%
6.8%
Q3 24
0.7%
8.3%
Q2 24
0.8%
9.4%
Q1 24
1.4%
5.3%
Cash Conversion
NFBK
NFBK
NOTE
NOTE
Q4 25
Q3 25
1.29×
Q2 25
1.48×
Q1 25
1.20×
Q4 24
2.76×
Q3 24
2.14×
Q2 24
1.16×
Q1 24
0.68×
0.05×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NFBK
NFBK

Segment breakdown not available.

NOTE
NOTE

Subscription$21.2M95%
Advisory Advertising And Other$1.0M5%

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