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Side-by-side financial comparison of Northfield Bancorp, Inc. (NFBK) and NATIONAL RESEARCH CORP (NRC). Click either name above to swap in a different company.
Northfield Bancorp, Inc. is the larger business by last-quarter revenue ($41.3M vs $35.2M, roughly 1.2× NATIONAL RESEARCH CORP). NATIONAL RESEARCH CORP runs the higher net margin — 5.1% vs -1545.5%, a 1550.6% gap on every dollar of revenue. On growth, Northfield Bancorp, Inc. posted the faster year-over-year revenue change (12.7% vs -4.6%). Northfield Bancorp, Inc. produced more free cash flow last quarter ($52.5M vs $6.1M). Over the past eight quarters, Northfield Bancorp, Inc.'s revenue compounded faster (15.0% CAGR vs -0.2%).
Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.
National Research Corporation, doing business as NRC Health, is an American healthcare company which provides healthcare products and subscription-based solutions in United States and Canada. It was founded in 1981, and is based in Lincoln, Nebraska.
NFBK vs NRC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $41.3M | $35.2M |
| Net Profit | $-27.4M | $1.8M |
| Gross Margin | — | — |
| Operating Margin | -1263.3% | 13.3% |
| Net Margin | -1545.5% | 5.1% |
| Revenue YoY | 12.7% | -4.6% |
| Net Profit YoY | -343.6% | -72.6% |
| EPS (diluted) | $-0.68 | $49.58 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $41.3M | $35.2M | ||
| Q3 25 | $39.2M | $34.6M | ||
| Q2 25 | $38.9M | $34.0M | ||
| Q1 25 | $34.8M | $33.6M | ||
| Q4 24 | $36.7M | $36.9M | ||
| Q3 24 | $31.8M | $35.8M | ||
| Q2 24 | $31.5M | $35.0M | ||
| Q1 24 | $31.3M | $35.3M |
| Q4 25 | $-27.4M | $1.8M | ||
| Q3 25 | $10.8M | $4.1M | ||
| Q2 25 | $9.6M | $-106.0K | ||
| Q1 25 | $7.9M | $5.8M | ||
| Q4 24 | $11.3M | $6.6M | ||
| Q3 24 | $6.5M | $5.7M | ||
| Q2 24 | $6.0M | $6.2M | ||
| Q1 24 | $6.2M | $6.4M |
| Q4 25 | -1263.3% | 13.3% | ||
| Q3 25 | 37.7% | 22.4% | ||
| Q2 25 | 35.6% | 4.7% | ||
| Q1 25 | 31.0% | 25.6% | ||
| Q4 24 | 38.0% | 26.0% | ||
| Q3 24 | 27.9% | 22.3% | ||
| Q2 24 | 29.1% | 25.3% | ||
| Q1 24 | 27.2% | 24.8% |
| Q4 25 | -1545.5% | 5.1% | ||
| Q3 25 | 27.4% | 11.9% | ||
| Q2 25 | 24.6% | -0.3% | ||
| Q1 25 | 22.6% | 17.2% | ||
| Q4 24 | 30.7% | 17.8% | ||
| Q3 24 | 20.5% | 15.9% | ||
| Q2 24 | 18.9% | 17.6% | ||
| Q1 24 | 19.9% | 18.0% |
| Q4 25 | $-0.68 | $49.58 | ||
| Q3 25 | $0.27 | $0.18 | ||
| Q2 25 | $0.24 | $-0.01 | ||
| Q1 25 | $0.19 | $0.25 | ||
| Q4 24 | $0.27 | $0.27 | ||
| Q3 24 | $0.16 | $0.24 | ||
| Q2 24 | $0.14 | $0.26 | ||
| Q1 24 | $0.15 | $0.27 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $164.0M | $4.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $690.1M | $14.0M |
| Total Assets | $5.8B | $134.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $164.0M | $4.1M | ||
| Q3 25 | $131.7M | $2.2M | ||
| Q2 25 | $97.6M | $5.3M | ||
| Q1 25 | $101.7M | $2.5M | ||
| Q4 24 | $167.7M | $4.2M | ||
| Q3 24 | $232.9M | $3.5M | ||
| Q2 24 | $153.5M | $485.0K | ||
| Q1 24 | $238.8M | $1.7M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $666.4M | — | ||
| Q3 24 | — | $48.7M | ||
| Q2 24 | — | $33.3M | ||
| Q1 24 | — | $35.2M |
| Q4 25 | $690.1M | $14.0M | ||
| Q3 25 | $719.6M | $14.3M | ||
| Q2 25 | $710.3M | $21.3M | ||
| Q1 25 | $711.1M | $29.7M | ||
| Q4 24 | $704.7M | $31.3M | ||
| Q3 24 | $699.6M | $34.6M | ||
| Q2 24 | $693.0M | $40.2M | ||
| Q1 24 | $698.4M | $36.9M |
| Q4 25 | $5.8B | $134.9M | ||
| Q3 25 | $5.7B | $135.7M | ||
| Q2 25 | $5.7B | $141.4M | ||
| Q1 25 | $5.7B | $135.2M | ||
| Q4 24 | $5.7B | $132.5M | ||
| Q3 24 | $5.7B | $131.8M | ||
| Q2 24 | $5.7B | $119.1M | ||
| Q1 24 | $5.9B | $120.9M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.95× | — | ||
| Q3 24 | — | 1.41× | ||
| Q2 24 | — | 0.83× | ||
| Q1 24 | — | 0.95× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $53.7M | $7.2M |
| Free Cash FlowOCF − Capex | $52.5M | $6.1M |
| FCF MarginFCF / Revenue | 127.1% | 17.2% |
| Capex IntensityCapex / Revenue | 2.8% | 3.2% |
| Cash ConversionOCF / Net Profit | — | 3.99× |
| TTM Free Cash FlowTrailing 4 quarters | $89.2M | $15.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $53.7M | $7.2M | ||
| Q3 25 | $13.9M | $13.8M | ||
| Q2 25 | $14.1M | $-1.1M | ||
| Q1 25 | $9.4M | $6.6M | ||
| Q4 24 | $31.1M | $6.4M | ||
| Q3 24 | $14.0M | $9.4M | ||
| Q2 24 | $6.9M | $6.8M | ||
| Q1 24 | $4.2M | $12.0M |
| Q4 25 | $52.5M | $6.1M | ||
| Q3 25 | $13.6M | $10.2M | ||
| Q2 25 | $13.9M | $-4.1M | ||
| Q1 25 | $9.2M | $3.7M | ||
| Q4 24 | $30.0M | $1.9M | ||
| Q3 24 | $13.7M | $7.8M | ||
| Q2 24 | $6.7M | $1.5M | ||
| Q1 24 | $3.8M | $7.9M |
| Q4 25 | 127.1% | 17.2% | ||
| Q3 25 | 34.6% | 29.4% | ||
| Q2 25 | 35.7% | -12.2% | ||
| Q1 25 | 26.3% | 10.9% | ||
| Q4 24 | 81.6% | 5.2% | ||
| Q3 24 | 43.2% | 21.8% | ||
| Q2 24 | 21.1% | 4.3% | ||
| Q1 24 | 12.1% | 22.4% |
| Q4 25 | 2.8% | 3.2% | ||
| Q3 25 | 0.8% | 10.4% | ||
| Q2 25 | 0.6% | 8.8% | ||
| Q1 25 | 0.7% | 8.9% | ||
| Q4 24 | 3.1% | 12.0% | ||
| Q3 24 | 0.7% | 4.5% | ||
| Q2 24 | 0.8% | 15.0% | ||
| Q1 24 | 1.4% | 11.7% |
| Q4 25 | — | 3.99× | ||
| Q3 25 | 1.29× | 3.34× | ||
| Q2 25 | 1.48× | — | ||
| Q1 25 | 1.20× | 1.15× | ||
| Q4 24 | 2.76× | 0.97× | ||
| Q3 24 | 2.14× | 1.66× | ||
| Q2 24 | 1.16× | 1.10× | ||
| Q1 24 | 0.68× | 1.89× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
