vs

Side-by-side financial comparison of Northfield Bancorp, Inc. (NFBK) and PEDEVCO CORP (PED). Click either name above to swap in a different company.

Northfield Bancorp, Inc. is the larger business by last-quarter revenue ($41.3M vs $23.1M, roughly 1.8× PEDEVCO CORP). PEDEVCO CORP runs the higher net margin — -36.8% vs -1545.5%, a 1508.7% gap on every dollar of revenue. On growth, PEDEVCO CORP posted the faster year-over-year revenue change (118.2% vs 12.7%). Over the past eight quarters, PEDEVCO CORP's revenue compounded faster (68.6% CAGR vs 15.0%).

Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.

PEDEVCO Corp is an independent energy company specializing in the acquisition, exploration, development, and production of oil and natural gas assets. It primarily holds and operates onshore resource properties across continental US basins, serving domestic wholesale, utility, and industrial energy customer segments.

NFBK vs PED — Head-to-Head

Bigger by revenue
NFBK
NFBK
1.8× larger
NFBK
$41.3M
$23.1M
PED
Growing faster (revenue YoY)
PED
PED
+105.6% gap
PED
118.2%
12.7%
NFBK
Higher net margin
PED
PED
1508.7% more per $
PED
-36.8%
-1545.5%
NFBK
Faster 2-yr revenue CAGR
PED
PED
Annualised
PED
68.6%
15.0%
NFBK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NFBK
NFBK
PED
PED
Revenue
$41.3M
$23.1M
Net Profit
$-27.4M
$-8.5M
Gross Margin
Operating Margin
-1263.3%
-21.3%
Net Margin
-1545.5%
-36.8%
Revenue YoY
12.7%
118.2%
Net Profit YoY
-343.6%
-243.5%
EPS (diluted)
$-0.68
$-2.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NFBK
NFBK
PED
PED
Q4 25
$41.3M
$23.1M
Q3 25
$39.2M
$7.0M
Q2 25
$38.9M
$7.0M
Q1 25
$34.8M
$8.7M
Q4 24
$36.7M
$10.6M
Q3 24
$31.8M
$9.1M
Q2 24
$31.5M
$11.8M
Q1 24
$31.3M
$8.1M
Net Profit
NFBK
NFBK
PED
PED
Q4 25
$-27.4M
$-8.5M
Q3 25
$10.8M
$-325.0K
Q2 25
$9.6M
$-1.7M
Q1 25
$7.9M
$140.0K
Q4 24
$11.3M
$5.9M
Q3 24
$6.5M
$2.9M
Q2 24
$6.0M
$2.7M
Q1 24
$6.2M
$773.0K
Operating Margin
NFBK
NFBK
PED
PED
Q4 25
-1263.3%
-21.3%
Q3 25
37.7%
-12.0%
Q2 25
35.6%
-32.2%
Q1 25
31.0%
1.7%
Q4 24
38.0%
-12.9%
Q3 24
27.9%
31.3%
Q2 24
29.1%
22.3%
Q1 24
27.2%
7.6%
Net Margin
NFBK
NFBK
PED
PED
Q4 25
-1545.5%
-36.8%
Q3 25
27.4%
-4.7%
Q2 25
24.6%
-24.0%
Q1 25
22.6%
1.6%
Q4 24
30.7%
56.0%
Q3 24
20.5%
32.2%
Q2 24
18.9%
22.7%
Q1 24
19.9%
9.5%
EPS (diluted)
NFBK
NFBK
PED
PED
Q4 25
$-0.68
$-2.23
Q3 25
$0.27
$0.00
Q2 25
$0.24
$-0.02
Q1 25
$0.19
$0.00
Q4 24
$0.27
$2.69
Q3 24
$0.16
$0.03
Q2 24
$0.14
$0.03
Q1 24
$0.15
$0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NFBK
NFBK
PED
PED
Cash + ST InvestmentsLiquidity on hand
$164.0M
$3.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$690.1M
$207.4M
Total Assets
$5.8B
$375.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NFBK
NFBK
PED
PED
Q4 25
$164.0M
$3.2M
Q3 25
$131.7M
$10.9M
Q2 25
$97.6M
$8.5M
Q1 25
$101.7M
$10.4M
Q4 24
$167.7M
$4.0M
Q3 24
$232.9M
$4.6M
Q2 24
$153.5M
$6.1M
Q1 24
$238.8M
$13.3M
Total Debt
NFBK
NFBK
PED
PED
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$666.4M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
NFBK
NFBK
PED
PED
Q4 25
$690.1M
$207.4M
Q3 25
$719.6M
$115.4M
Q2 25
$710.3M
$115.2M
Q1 25
$711.1M
$116.2M
Q4 24
$704.7M
$115.6M
Q3 24
$699.6M
$106.5M
Q2 24
$693.0M
$103.2M
Q1 24
$698.4M
$100.0M
Total Assets
NFBK
NFBK
PED
PED
Q4 25
$5.8B
$375.9M
Q3 25
$5.7B
$135.9M
Q2 25
$5.7B
$136.8M
Q1 25
$5.7B
$145.6M
Q4 24
$5.7B
$128.3M
Q3 24
$5.7B
$114.3M
Q2 24
$5.7B
$111.0M
Q1 24
$5.9B
$118.3M
Debt / Equity
NFBK
NFBK
PED
PED
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.95×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NFBK
NFBK
PED
PED
Operating Cash FlowLast quarter
$53.7M
$-2.1M
Free Cash FlowOCF − Capex
$52.5M
FCF MarginFCF / Revenue
127.1%
Capex IntensityCapex / Revenue
2.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$89.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NFBK
NFBK
PED
PED
Q4 25
$53.7M
$-2.1M
Q3 25
$13.9M
$7.4M
Q2 25
$14.1M
$-420.0K
Q1 25
$9.4M
$5.9M
Q4 24
$31.1M
$4.2M
Q3 24
$14.0M
$8.3M
Q2 24
$6.9M
$4.6M
Q1 24
$4.2M
$-4.3M
Free Cash Flow
NFBK
NFBK
PED
PED
Q4 25
$52.5M
Q3 25
$13.6M
Q2 25
$13.9M
Q1 25
$9.2M
Q4 24
$30.0M
Q3 24
$13.7M
Q2 24
$6.7M
Q1 24
$3.8M
FCF Margin
NFBK
NFBK
PED
PED
Q4 25
127.1%
Q3 25
34.6%
Q2 25
35.7%
Q1 25
26.3%
Q4 24
81.6%
Q3 24
43.2%
Q2 24
21.1%
Q1 24
12.1%
Capex Intensity
NFBK
NFBK
PED
PED
Q4 25
2.8%
Q3 25
0.8%
Q2 25
0.6%
Q1 25
0.7%
Q4 24
3.1%
Q3 24
0.7%
Q2 24
0.8%
Q1 24
1.4%
Cash Conversion
NFBK
NFBK
PED
PED
Q4 25
Q3 25
1.29×
Q2 25
1.48×
Q1 25
1.20×
42.34×
Q4 24
2.76×
0.71×
Q3 24
2.14×
2.83×
Q2 24
1.16×
1.71×
Q1 24
0.68×
-5.56×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons