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Side-by-side financial comparison of Northfield Bancorp, Inc. (NFBK) and Phathom Pharmaceuticals, Inc. (PHAT). Click either name above to swap in a different company.

Phathom Pharmaceuticals, Inc. is the larger business by last-quarter revenue ($57.6M vs $41.3M, roughly 1.4× Northfield Bancorp, Inc.). On growth, Phathom Pharmaceuticals, Inc. posted the faster year-over-year revenue change (94.1% vs 12.7%). Northfield Bancorp, Inc. produced more free cash flow last quarter ($52.5M vs $-167.0M).

Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.

Phathom Pharmaceuticals is a clinical-stage biopharmaceutical firm focused on developing and commercializing innovative therapies for gastrointestinal diseases. Its lead product candidates address acid-related disorders, inflammatory bowel disease, and other GI conditions, serving patients mainly across North America and Europe.

NFBK vs PHAT — Head-to-Head

Bigger by revenue
PHAT
PHAT
1.4× larger
PHAT
$57.6M
$41.3M
NFBK
Growing faster (revenue YoY)
PHAT
PHAT
+81.4% gap
PHAT
94.1%
12.7%
NFBK
More free cash flow
NFBK
NFBK
$219.6M more FCF
NFBK
$52.5M
$-167.0M
PHAT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NFBK
NFBK
PHAT
PHAT
Revenue
$41.3M
$57.6M
Net Profit
$-27.4M
Gross Margin
86.7%
Operating Margin
-1263.3%
Net Margin
-1545.5%
Revenue YoY
12.7%
94.1%
Net Profit YoY
-343.6%
71.6%
EPS (diluted)
$-0.68

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NFBK
NFBK
PHAT
PHAT
Q4 25
$41.3M
$57.6M
Q3 25
$39.2M
$49.5M
Q2 25
$38.9M
$39.5M
Q1 25
$34.8M
$28.5M
Q4 24
$36.7M
$29.7M
Q3 24
$31.8M
$16.4M
Q2 24
$31.5M
$7.3M
Q1 24
$31.3M
Net Profit
NFBK
NFBK
PHAT
PHAT
Q4 25
$-27.4M
Q3 25
$10.8M
$-30.0M
Q2 25
$9.6M
$-75.8M
Q1 25
$7.9M
$-94.3M
Q4 24
$11.3M
Q3 24
$6.5M
$-85.6M
Q2 24
$6.0M
$-91.4M
Q1 24
$6.2M
Gross Margin
NFBK
NFBK
PHAT
PHAT
Q4 25
86.7%
Q3 25
87.5%
Q2 25
87.2%
Q1 25
86.9%
Q4 24
87.1%
Q3 24
85.6%
Q2 24
81.2%
Q1 24
Operating Margin
NFBK
NFBK
PHAT
PHAT
Q4 25
-1263.3%
Q3 25
37.7%
-30.8%
Q2 25
35.6%
-151.7%
Q1 25
31.0%
-276.5%
Q4 24
38.0%
Q3 24
27.9%
-433.0%
Q2 24
29.1%
-1055.4%
Q1 24
27.2%
Net Margin
NFBK
NFBK
PHAT
PHAT
Q4 25
-1545.5%
Q3 25
27.4%
-60.5%
Q2 25
24.6%
-191.9%
Q1 25
22.6%
-330.7%
Q4 24
30.7%
Q3 24
20.5%
-523.3%
Q2 24
18.9%
-1248.6%
Q1 24
19.9%
EPS (diluted)
NFBK
NFBK
PHAT
PHAT
Q4 25
$-0.68
Q3 25
$0.27
$-0.41
Q2 25
$0.24
$-1.05
Q1 25
$0.19
$-1.31
Q4 24
$0.27
Q3 24
$0.16
$-1.32
Q2 24
$0.14
$-1.56
Q1 24
$0.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NFBK
NFBK
PHAT
PHAT
Cash + ST InvestmentsLiquidity on hand
$164.0M
$130.0M
Total DebtLower is stronger
$209.1M
Stockholders' EquityBook value
$690.1M
$-438.2M
Total Assets
$5.8B
$259.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NFBK
NFBK
PHAT
PHAT
Q4 25
$164.0M
$130.0M
Q3 25
$131.7M
$135.2M
Q2 25
$97.6M
$149.6M
Q1 25
$101.7M
$212.3M
Q4 24
$167.7M
$297.3M
Q3 24
$232.9M
$334.7M
Q2 24
$153.5M
$276.2M
Q1 24
$238.8M
Total Debt
NFBK
NFBK
PHAT
PHAT
Q4 25
$209.1M
Q3 25
$207.1M
Q2 25
$205.1M
Q1 25
$203.2M
Q4 24
$666.4M
$201.4M
Q3 24
$175.7M
Q2 24
$174.4M
Q1 24
Stockholders' Equity
NFBK
NFBK
PHAT
PHAT
Q4 25
$690.1M
$-438.2M
Q3 25
$719.6M
$-422.5M
Q2 25
$710.3M
$-405.8M
Q1 25
$711.1M
$-338.4M
Q4 24
$704.7M
$-253.6M
Q3 24
$699.6M
$-187.1M
Q2 24
$693.0M
$-233.8M
Q1 24
$698.4M
Total Assets
NFBK
NFBK
PHAT
PHAT
Q4 25
$5.8B
$259.1M
Q3 25
$5.7B
$240.3M
Q2 25
$5.7B
$250.2M
Q1 25
$5.7B
$294.2M
Q4 24
$5.7B
$378.3M
Q3 24
$5.7B
$387.0M
Q2 24
$5.7B
$319.4M
Q1 24
$5.9B
Debt / Equity
NFBK
NFBK
PHAT
PHAT
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.95×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NFBK
NFBK
PHAT
PHAT
Operating Cash FlowLast quarter
$53.7M
$-166.8M
Free Cash FlowOCF − Capex
$52.5M
$-167.0M
FCF MarginFCF / Revenue
127.1%
-290.0%
Capex IntensityCapex / Revenue
2.8%
0.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$89.2M
$-328.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NFBK
NFBK
PHAT
PHAT
Q4 25
$53.7M
$-166.8M
Q3 25
$13.9M
$-14.1M
Q2 25
$14.1M
$-62.7M
Q1 25
$9.4M
$-84.9M
Q4 24
$31.1M
$-266.8M
Q3 24
$14.0M
$-63.6M
Q2 24
$6.9M
$-70.7M
Q1 24
$4.2M
Free Cash Flow
NFBK
NFBK
PHAT
PHAT
Q4 25
$52.5M
$-167.0M
Q3 25
$13.6M
$-14.1M
Q2 25
$13.9M
$-62.8M
Q1 25
$9.2M
$-84.9M
Q4 24
$30.0M
$-266.9M
Q3 24
$13.7M
$-63.6M
Q2 24
$6.7M
$-70.8M
Q1 24
$3.8M
FCF Margin
NFBK
NFBK
PHAT
PHAT
Q4 25
127.1%
-290.0%
Q3 25
34.6%
-28.6%
Q2 25
35.7%
-159.0%
Q1 25
26.3%
-297.9%
Q4 24
81.6%
-899.8%
Q3 24
43.2%
-389.0%
Q2 24
21.1%
-966.2%
Q1 24
12.1%
Capex Intensity
NFBK
NFBK
PHAT
PHAT
Q4 25
2.8%
0.4%
Q3 25
0.8%
0.1%
Q2 25
0.6%
0.2%
Q1 25
0.7%
0.1%
Q4 24
3.1%
0.5%
Q3 24
0.7%
0.3%
Q2 24
0.8%
0.6%
Q1 24
1.4%
Cash Conversion
NFBK
NFBK
PHAT
PHAT
Q4 25
Q3 25
1.29×
Q2 25
1.48×
Q1 25
1.20×
Q4 24
2.76×
Q3 24
2.14×
Q2 24
1.16×
Q1 24
0.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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