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Side-by-side financial comparison of Northfield Bancorp, Inc. (NFBK) and Quipt Home Medical Corp. (QIPT). Click either name above to swap in a different company.

Quipt Home Medical Corp. is the larger business by last-quarter revenue ($49.0M vs $41.3M, roughly 1.2× Northfield Bancorp, Inc.). Quipt Home Medical Corp. runs the higher net margin — -2.1% vs -1545.5%, a 1543.4% gap on every dollar of revenue. On growth, Quipt Home Medical Corp. posted the faster year-over-year revenue change (32.3% vs 12.7%). Northfield Bancorp, Inc. produced more free cash flow last quarter ($52.5M vs $6.9M).

Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.

Quipt Home Medical Corp is a U.S.-based home medical equipment provider specializing in respiratory care, sleep therapy supplies, and chronic disease management products. It serves patients with long-term health conditions, partners with healthcare providers and insurance payers across operating regions to deliver accessible in-home medical solutions.

NFBK vs QIPT — Head-to-Head

Bigger by revenue
QIPT
QIPT
1.2× larger
QIPT
$49.0M
$41.3M
NFBK
Growing faster (revenue YoY)
QIPT
QIPT
+19.6% gap
QIPT
32.3%
12.7%
NFBK
Higher net margin
QIPT
QIPT
1543.4% more per $
QIPT
-2.1%
-1545.5%
NFBK
More free cash flow
NFBK
NFBK
$45.7M more FCF
NFBK
$52.5M
$6.9M
QIPT

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
NFBK
NFBK
QIPT
QIPT
Revenue
$41.3M
$49.0M
Net Profit
$-27.4M
$-1.1M
Gross Margin
53.5%
Operating Margin
-1263.3%
2.1%
Net Margin
-1545.5%
-2.1%
Revenue YoY
12.7%
32.3%
Net Profit YoY
-343.6%
2.9%
EPS (diluted)
$-0.68
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NFBK
NFBK
QIPT
QIPT
Q4 25
$41.3M
$49.0M
Q3 25
$39.2M
$39.8M
Q2 25
$38.9M
$35.1M
Q1 25
$34.8M
$33.3M
Q4 24
$36.7M
$37.1M
Q3 24
$31.8M
Q2 24
$31.5M
Q1 24
$31.3M
Net Profit
NFBK
NFBK
QIPT
QIPT
Q4 25
$-27.4M
$-1.1M
Q3 25
$10.8M
$-3.5M
Q2 25
$9.6M
$-3.0M
Q1 25
$7.9M
$-3.0M
Q4 24
$11.3M
$-1.1M
Q3 24
$6.5M
Q2 24
$6.0M
Q1 24
$6.2M
Gross Margin
NFBK
NFBK
QIPT
QIPT
Q4 25
53.5%
Q3 25
48.7%
Q2 25
57.6%
Q1 25
54.6%
Q4 24
52.1%
Q3 24
Q2 24
Q1 24
Operating Margin
NFBK
NFBK
QIPT
QIPT
Q4 25
-1263.3%
2.1%
Q3 25
37.7%
-3.6%
Q2 25
35.6%
-5.2%
Q1 25
31.0%
-3.0%
Q4 24
38.0%
1.2%
Q3 24
27.9%
Q2 24
29.1%
Q1 24
27.2%
Net Margin
NFBK
NFBK
QIPT
QIPT
Q4 25
-1545.5%
-2.1%
Q3 25
27.4%
-8.9%
Q2 25
24.6%
-8.6%
Q1 25
22.6%
-9.1%
Q4 24
30.7%
-2.9%
Q3 24
20.5%
Q2 24
18.9%
Q1 24
19.9%
EPS (diluted)
NFBK
NFBK
QIPT
QIPT
Q4 25
$-0.68
$-0.02
Q3 25
$0.27
$-0.07
Q2 25
$0.24
$-0.07
Q1 25
$0.19
$-0.07
Q4 24
$0.27
$-0.03
Q3 24
$0.16
Q2 24
$0.14
Q1 24
$0.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NFBK
NFBK
QIPT
QIPT
Cash + ST InvestmentsLiquidity on hand
$164.0M
$10.5M
Total DebtLower is stronger
$84.0M
Stockholders' EquityBook value
$690.1M
$113.0M
Total Assets
$5.8B
$280.7M
Debt / EquityLower = less leverage
0.74×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NFBK
NFBK
QIPT
QIPT
Q4 25
$164.0M
$10.5M
Q3 25
$131.7M
$12.9M
Q2 25
$97.6M
$11.3M
Q1 25
$101.7M
$17.1M
Q4 24
$167.7M
$15.5M
Q3 24
$232.9M
Q2 24
$153.5M
Q1 24
$238.8M
Total Debt
NFBK
NFBK
QIPT
QIPT
Q4 25
$84.0M
Q3 25
$87.6M
Q2 25
$66.0M
Q1 25
$71.5M
Q4 24
$666.4M
$70.6M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
NFBK
NFBK
QIPT
QIPT
Q4 25
$690.1M
$113.0M
Q3 25
$719.6M
$112.1M
Q2 25
$710.3M
$102.5M
Q1 25
$711.1M
$103.6M
Q4 24
$704.7M
$106.3M
Q3 24
$699.6M
Q2 24
$693.0M
Q1 24
$698.4M
Total Assets
NFBK
NFBK
QIPT
QIPT
Q4 25
$5.8B
$280.7M
Q3 25
$5.7B
$283.3M
Q2 25
$5.7B
$236.1M
Q1 25
$5.7B
$244.6M
Q4 24
$5.7B
$242.8M
Q3 24
$5.7B
Q2 24
$5.7B
Q1 24
$5.9B
Debt / Equity
NFBK
NFBK
QIPT
QIPT
Q4 25
0.74×
Q3 25
0.78×
Q2 25
0.64×
Q1 25
0.69×
Q4 24
0.95×
0.66×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NFBK
NFBK
QIPT
QIPT
Operating Cash FlowLast quarter
$53.7M
$8.9M
Free Cash FlowOCF − Capex
$52.5M
$6.9M
FCF MarginFCF / Revenue
127.1%
14.0%
Capex IntensityCapex / Revenue
2.8%
4.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$89.2M
$26.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NFBK
NFBK
QIPT
QIPT
Q4 25
$53.7M
$8.9M
Q3 25
$13.9M
$9.8M
Q2 25
$14.1M
$9.7M
Q1 25
$9.4M
$8.9M
Q4 24
$31.1M
$9.3M
Q3 24
$14.0M
Q2 24
$6.9M
Q1 24
$4.2M
Free Cash Flow
NFBK
NFBK
QIPT
QIPT
Q4 25
$52.5M
$6.9M
Q3 25
$13.6M
$8.0M
Q2 25
$13.9M
$4.4M
Q1 25
$9.2M
$7.3M
Q4 24
$30.0M
$5.6M
Q3 24
$13.7M
Q2 24
$6.7M
Q1 24
$3.8M
FCF Margin
NFBK
NFBK
QIPT
QIPT
Q4 25
127.1%
14.0%
Q3 25
34.6%
20.0%
Q2 25
35.7%
12.6%
Q1 25
26.3%
22.0%
Q4 24
81.6%
15.2%
Q3 24
43.2%
Q2 24
21.1%
Q1 24
12.1%
Capex Intensity
NFBK
NFBK
QIPT
QIPT
Q4 25
2.8%
4.2%
Q3 25
0.8%
4.6%
Q2 25
0.6%
14.9%
Q1 25
0.7%
4.8%
Q4 24
3.1%
9.9%
Q3 24
0.7%
Q2 24
0.8%
Q1 24
1.4%
Cash Conversion
NFBK
NFBK
QIPT
QIPT
Q4 25
Q3 25
1.29×
Q2 25
1.48×
Q1 25
1.20×
Q4 24
2.76×
Q3 24
2.14×
Q2 24
1.16×
Q1 24
0.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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