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Side-by-side financial comparison of Northfield Bancorp, Inc. (NFBK) and RING ENERGY, INC. (REI). Click either name above to swap in a different company.

RING ENERGY, INC. is the larger business by last-quarter revenue ($66.9M vs $41.3M, roughly 1.6× Northfield Bancorp, Inc.). On growth, Northfield Bancorp, Inc. posted the faster year-over-year revenue change (12.7% vs -19.8%). Over the past eight quarters, Northfield Bancorp, Inc.'s revenue compounded faster (15.0% CAGR vs -15.9%).

Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.

Siemens Energy AG is a German publicly traded energy corporation formed through the spin-off of the former Gas and Power division of Siemens, and it includes full ownership of Siemens Gamesa.

NFBK vs REI — Head-to-Head

Bigger by revenue
REI
REI
1.6× larger
REI
$66.9M
$41.3M
NFBK
Growing faster (revenue YoY)
NFBK
NFBK
+32.5% gap
NFBK
12.7%
-19.8%
REI
Faster 2-yr revenue CAGR
NFBK
NFBK
Annualised
NFBK
15.0%
-15.9%
REI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NFBK
NFBK
REI
REI
Revenue
$41.3M
$66.9M
Net Profit
$-27.4M
Gross Margin
Operating Margin
-1263.3%
-37.6%
Net Margin
-1545.5%
Revenue YoY
12.7%
-19.8%
Net Profit YoY
-343.6%
EPS (diluted)
$-0.68
$-0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NFBK
NFBK
REI
REI
Q4 25
$41.3M
$66.9M
Q3 25
$39.2M
$78.6M
Q2 25
$38.9M
$82.6M
Q1 25
$34.8M
$79.1M
Q4 24
$36.7M
$83.4M
Q3 24
$31.8M
$89.2M
Q2 24
$31.5M
$99.1M
Q1 24
$31.3M
$94.5M
Net Profit
NFBK
NFBK
REI
REI
Q4 25
$-27.4M
Q3 25
$10.8M
$-51.6M
Q2 25
$9.6M
$20.6M
Q1 25
$7.9M
$9.1M
Q4 24
$11.3M
Q3 24
$6.5M
$33.9M
Q2 24
$6.0M
$22.4M
Q1 24
$6.2M
$5.5M
Operating Margin
NFBK
NFBK
REI
REI
Q4 25
-1263.3%
-37.6%
Q3 25
37.7%
-70.0%
Q2 25
35.6%
28.4%
Q1 25
31.0%
28.3%
Q4 24
38.0%
28.3%
Q3 24
27.9%
33.4%
Q2 24
29.1%
42.2%
Q1 24
27.2%
39.8%
Net Margin
NFBK
NFBK
REI
REI
Q4 25
-1545.5%
Q3 25
27.4%
-65.7%
Q2 25
24.6%
25.0%
Q1 25
22.6%
11.5%
Q4 24
30.7%
Q3 24
20.5%
38.0%
Q2 24
18.9%
22.6%
Q1 24
19.9%
5.8%
EPS (diluted)
NFBK
NFBK
REI
REI
Q4 25
$-0.68
$-0.07
Q3 25
$0.27
$-0.25
Q2 25
$0.24
$0.10
Q1 25
$0.19
$0.05
Q4 24
$0.27
$0.03
Q3 24
$0.16
$0.17
Q2 24
$0.14
$0.11
Q1 24
$0.15
$0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NFBK
NFBK
REI
REI
Cash + ST InvestmentsLiquidity on hand
$164.0M
$902.9K
Total DebtLower is stronger
Stockholders' EquityBook value
$690.1M
$836.3M
Total Assets
$5.8B
$1.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NFBK
NFBK
REI
REI
Q4 25
$164.0M
$902.9K
Q3 25
$131.7M
$286.9K
Q2 25
$97.6M
Q1 25
$101.7M
$1.1M
Q4 24
$167.7M
$1.9M
Q3 24
$232.9M
Q2 24
$153.5M
$1.2M
Q1 24
$238.8M
$1.4M
Total Debt
NFBK
NFBK
REI
REI
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$666.4M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
NFBK
NFBK
REI
REI
Q4 25
$690.1M
$836.3M
Q3 25
$719.6M
$847.7M
Q2 25
$710.3M
$897.9M
Q1 25
$711.1M
$876.0M
Q4 24
$704.7M
$858.6M
Q3 24
$699.6M
$851.3M
Q2 24
$693.0M
$817.4M
Q1 24
$698.4M
$793.0M
Total Assets
NFBK
NFBK
REI
REI
Q4 25
$5.8B
$1.4B
Q3 25
$5.7B
$1.4B
Q2 25
$5.7B
$1.5B
Q1 25
$5.7B
$1.5B
Q4 24
$5.7B
$1.4B
Q3 24
$5.7B
$1.4B
Q2 24
$5.7B
$1.4B
Q1 24
$5.9B
$1.4B
Debt / Equity
NFBK
NFBK
REI
REI
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.95×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NFBK
NFBK
REI
REI
Operating Cash FlowLast quarter
$53.7M
$44.7M
Free Cash FlowOCF − Capex
$52.5M
FCF MarginFCF / Revenue
127.1%
Capex IntensityCapex / Revenue
2.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$89.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NFBK
NFBK
REI
REI
Q4 25
$53.7M
$44.7M
Q3 25
$13.9M
$44.5M
Q2 25
$14.1M
$33.3M
Q1 25
$9.4M
$28.4M
Q4 24
$31.1M
$47.3M
Q3 24
$14.0M
$51.3M
Q2 24
$6.9M
$50.6M
Q1 24
$4.2M
$45.2M
Free Cash Flow
NFBK
NFBK
REI
REI
Q4 25
$52.5M
Q3 25
$13.6M
Q2 25
$13.9M
Q1 25
$9.2M
Q4 24
$30.0M
Q3 24
$13.7M
Q2 24
$6.7M
Q1 24
$3.8M
FCF Margin
NFBK
NFBK
REI
REI
Q4 25
127.1%
Q3 25
34.6%
Q2 25
35.7%
Q1 25
26.3%
Q4 24
81.6%
Q3 24
43.2%
Q2 24
21.1%
Q1 24
12.1%
Capex Intensity
NFBK
NFBK
REI
REI
Q4 25
2.8%
Q3 25
0.8%
Q2 25
0.6%
Q1 25
0.7%
Q4 24
3.1%
Q3 24
0.7%
Q2 24
0.8%
Q1 24
1.4%
Cash Conversion
NFBK
NFBK
REI
REI
Q4 25
Q3 25
1.29×
Q2 25
1.48×
1.61×
Q1 25
1.20×
3.11×
Q4 24
2.76×
Q3 24
2.14×
1.52×
Q2 24
1.16×
2.26×
Q1 24
0.68×
8.19×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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