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Side-by-side financial comparison of Northfield Bancorp, Inc. (NFBK) and R F INDUSTRIES LTD (RFIL). Click either name above to swap in a different company.
Northfield Bancorp, Inc. is the larger business by last-quarter revenue ($41.3M vs $22.7M, roughly 1.8× R F INDUSTRIES LTD). R F INDUSTRIES LTD runs the higher net margin — 0.8% vs -1545.5%, a 1546.3% gap on every dollar of revenue. On growth, R F INDUSTRIES LTD posted the faster year-over-year revenue change (22.9% vs 12.7%). Northfield Bancorp, Inc. produced more free cash flow last quarter ($52.5M vs $2.0M). Over the past eight quarters, R F INDUSTRIES LTD's revenue compounded faster (29.8% CAGR vs 15.0%).
Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.
Tootsie Roll Industries is an American manufacturer of confectionery based in Chicago, Illinois. Its best-known products include the namesake Tootsie Rolls and Tootsie Pops. Tootsie Roll Industries currently markets its brands internationally in Canada, Mexico, and over 75 other countries.
NFBK vs RFIL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $41.3M | $22.7M |
| Net Profit | $-27.4M | $173.0K |
| Gross Margin | — | 36.8% |
| Operating Margin | -1263.3% | 4.0% |
| Net Margin | -1545.5% | 0.8% |
| Revenue YoY | 12.7% | 22.9% |
| Net Profit YoY | -343.6% | 172.7% |
| EPS (diluted) | $-0.68 | $0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $41.3M | $22.7M | ||
| Q3 25 | $39.2M | $19.8M | ||
| Q2 25 | $38.9M | $18.9M | ||
| Q1 25 | $34.8M | $19.2M | ||
| Q4 24 | $36.7M | $18.5M | ||
| Q3 24 | $31.8M | $16.8M | ||
| Q2 24 | $31.5M | $16.1M | ||
| Q1 24 | $31.3M | $13.5M |
| Q4 25 | $-27.4M | $173.0K | ||
| Q3 25 | $10.8M | $392.0K | ||
| Q2 25 | $9.6M | $-245.0K | ||
| Q1 25 | $7.9M | $-245.0K | ||
| Q4 24 | $11.3M | $-238.0K | ||
| Q3 24 | $6.5M | $-705.0K | ||
| Q2 24 | $6.0M | $-4.3M | ||
| Q1 24 | $6.2M | $-1.4M |
| Q4 25 | — | 36.8% | ||
| Q3 25 | — | 34.0% | ||
| Q2 25 | — | 31.5% | ||
| Q1 25 | — | 29.8% | ||
| Q4 24 | — | 31.3% | ||
| Q3 24 | — | 29.5% | ||
| Q2 24 | — | 29.9% | ||
| Q1 24 | — | 24.5% |
| Q4 25 | -1263.3% | 4.0% | ||
| Q3 25 | 37.7% | 3.6% | ||
| Q2 25 | 35.6% | 0.6% | ||
| Q1 25 | 31.0% | 0.3% | ||
| Q4 24 | 38.0% | 0.5% | ||
| Q3 24 | 27.9% | -2.5% | ||
| Q2 24 | 29.1% | -2.6% | ||
| Q1 24 | 27.2% | -15.5% |
| Q4 25 | -1545.5% | 0.8% | ||
| Q3 25 | 27.4% | 2.0% | ||
| Q2 25 | 24.6% | -1.3% | ||
| Q1 25 | 22.6% | -1.3% | ||
| Q4 24 | 30.7% | -1.3% | ||
| Q3 24 | 20.5% | -4.2% | ||
| Q2 24 | 18.9% | -26.7% | ||
| Q1 24 | 19.9% | -10.1% |
| Q4 25 | $-0.68 | $0.01 | ||
| Q3 25 | $0.27 | $0.04 | ||
| Q2 25 | $0.24 | $-0.02 | ||
| Q1 25 | $0.19 | $-0.02 | ||
| Q4 24 | $0.27 | $-0.02 | ||
| Q3 24 | $0.16 | $-0.07 | ||
| Q2 24 | $0.14 | $-0.41 | ||
| Q1 24 | $0.15 | $-0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $164.0M | $5.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $690.1M | $35.2M |
| Total Assets | $5.8B | $73.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $164.0M | $5.1M | ||
| Q3 25 | $131.7M | $3.0M | ||
| Q2 25 | $97.6M | $3.6M | ||
| Q1 25 | $101.7M | $1.3M | ||
| Q4 24 | $167.7M | $839.0K | ||
| Q3 24 | $232.9M | $1.8M | ||
| Q2 24 | $153.5M | $1.4M | ||
| Q1 24 | $238.8M | $4.5M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $666.4M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $690.1M | $35.2M | ||
| Q3 25 | $719.6M | $34.8M | ||
| Q2 25 | $710.3M | $34.2M | ||
| Q1 25 | $711.1M | $34.2M | ||
| Q4 24 | $704.7M | $34.1M | ||
| Q3 24 | $699.6M | $34.1M | ||
| Q2 24 | $693.0M | $34.6M | ||
| Q1 24 | $698.4M | $38.7M |
| Q4 25 | $5.8B | $73.0M | ||
| Q3 25 | $5.7B | $73.2M | ||
| Q2 25 | $5.7B | $72.7M | ||
| Q1 25 | $5.7B | $70.4M | ||
| Q4 24 | $5.7B | $71.0M | ||
| Q3 24 | $5.7B | $71.9M | ||
| Q2 24 | $5.7B | $72.8M | ||
| Q1 24 | $5.9B | $79.1M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.95× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $53.7M | $2.1M |
| Free Cash FlowOCF − Capex | $52.5M | $2.0M |
| FCF MarginFCF / Revenue | 127.1% | 9.0% |
| Capex IntensityCapex / Revenue | 2.8% | 0.3% |
| Cash ConversionOCF / Net Profit | — | 12.13× |
| TTM Free Cash FlowTrailing 4 quarters | $89.2M | $4.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $53.7M | $2.1M | ||
| Q3 25 | $13.9M | $-311.0K | ||
| Q2 25 | $14.1M | $2.2M | ||
| Q1 25 | $9.4M | $601.0K | ||
| Q4 24 | $31.1M | $-244.0K | ||
| Q3 24 | $14.0M | $2.4M | ||
| Q2 24 | $6.9M | $197.0K | ||
| Q1 24 | $4.2M | $840.0K |
| Q4 25 | $52.5M | $2.0M | ||
| Q3 25 | $13.6M | $-419.0K | ||
| Q2 25 | $13.9M | $2.2M | ||
| Q1 25 | $9.2M | $574.0K | ||
| Q4 24 | $30.0M | $-418.0K | ||
| Q3 24 | $13.7M | $2.1M | ||
| Q2 24 | $6.7M | $28.0K | ||
| Q1 24 | $3.8M | $697.0K |
| Q4 25 | 127.1% | 9.0% | ||
| Q3 25 | 34.6% | -2.1% | ||
| Q2 25 | 35.7% | 11.4% | ||
| Q1 25 | 26.3% | 3.0% | ||
| Q4 24 | 81.6% | -2.3% | ||
| Q3 24 | 43.2% | 12.6% | ||
| Q2 24 | 21.1% | 0.2% | ||
| Q1 24 | 12.1% | 5.2% |
| Q4 25 | 2.8% | 0.3% | ||
| Q3 25 | 0.8% | 0.5% | ||
| Q2 25 | 0.6% | 0.2% | ||
| Q1 25 | 0.7% | 0.1% | ||
| Q4 24 | 3.1% | 0.9% | ||
| Q3 24 | 0.7% | 1.5% | ||
| Q2 24 | 0.8% | 1.0% | ||
| Q1 24 | 1.4% | 1.1% |
| Q4 25 | — | 12.13× | ||
| Q3 25 | 1.29× | -0.79× | ||
| Q2 25 | 1.48× | — | ||
| Q1 25 | 1.20× | — | ||
| Q4 24 | 2.76× | — | ||
| Q3 24 | 2.14× | — | ||
| Q2 24 | 1.16× | — | ||
| Q1 24 | 0.68× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NFBK
Segment breakdown not available.
RFIL
| US | $20.9M | 92% |
| Non Us | $1.8M | 8% |
