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Side-by-side financial comparison of Northfield Bancorp, Inc. (NFBK) and Snail, Inc. (SNAL). Click either name above to swap in a different company.

Northfield Bancorp, Inc. is the larger business by last-quarter revenue ($41.3M vs $25.1M, roughly 1.6× Snail, Inc.). Snail, Inc. runs the higher net margin — -3.4% vs -1545.5%, a 1542.1% gap on every dollar of revenue. On growth, Northfield Bancorp, Inc. posted the faster year-over-year revenue change (12.7% vs -4.2%). Over the past eight quarters, Snail, Inc.'s revenue compounded faster (33.4% CAGR vs 15.0%).

Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.

Suzhou Snail Digital Technology Co., Ltd., doing business as Snail, is a Chinese video game company and a Virtual Network Operator headquartered in Suzhou, China, which has branches Snail Games and Snail Mobile. Its division, Snail USA, markets Snail Games products in North America, South America, & Europe. Snail Games products include massively multiplayer online (MMOs), real-time strategy (RTS), and casual games. Its global registered user base has reached over 70 million accounts. The U.S....

NFBK vs SNAL — Head-to-Head

Bigger by revenue
NFBK
NFBK
1.6× larger
NFBK
$41.3M
$25.1M
SNAL
Growing faster (revenue YoY)
NFBK
NFBK
+16.9% gap
NFBK
12.7%
-4.2%
SNAL
Higher net margin
SNAL
SNAL
1542.1% more per $
SNAL
-3.4%
-1545.5%
NFBK
Faster 2-yr revenue CAGR
SNAL
SNAL
Annualised
SNAL
33.4%
15.0%
NFBK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NFBK
NFBK
SNAL
SNAL
Revenue
$41.3M
$25.1M
Net Profit
$-27.4M
$-862.2K
Gross Margin
38.3%
Operating Margin
-1263.3%
-6.0%
Net Margin
-1545.5%
-3.4%
Revenue YoY
12.7%
-4.2%
Net Profit YoY
-343.6%
-177.0%
EPS (diluted)
$-0.68

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NFBK
NFBK
SNAL
SNAL
Q4 25
$41.3M
$25.1M
Q3 25
$39.2M
$13.8M
Q2 25
$38.9M
$22.2M
Q1 25
$34.8M
$20.1M
Q4 24
$36.7M
$26.2M
Q3 24
$31.8M
$22.5M
Q2 24
$31.5M
$21.6M
Q1 24
$31.3M
$14.1M
Net Profit
NFBK
NFBK
SNAL
SNAL
Q4 25
$-27.4M
$-862.2K
Q3 25
$10.8M
$-7.9M
Q2 25
$9.6M
$-16.6M
Q1 25
$7.9M
$-1.9M
Q4 24
$11.3M
$1.1M
Q3 24
$6.5M
$235.1K
Q2 24
$6.0M
$2.3M
Q1 24
$6.2M
$-1.8M
Gross Margin
NFBK
NFBK
SNAL
SNAL
Q4 25
38.3%
Q3 25
0.1%
Q2 25
31.3%
Q1 25
29.1%
Q4 24
43.3%
Q3 24
38.6%
Q2 24
37.5%
Q1 24
14.7%
Operating Margin
NFBK
NFBK
SNAL
SNAL
Q4 25
-1263.3%
-6.0%
Q3 25
37.7%
-71.3%
Q2 25
35.6%
-8.2%
Q1 25
31.0%
-20.4%
Q4 24
38.0%
11.5%
Q3 24
27.9%
1.8%
Q2 24
29.1%
12.4%
Q1 24
27.2%
-15.6%
Net Margin
NFBK
NFBK
SNAL
SNAL
Q4 25
-1545.5%
-3.4%
Q3 25
27.4%
-56.9%
Q2 25
24.6%
-74.7%
Q1 25
22.6%
-9.7%
Q4 24
30.7%
4.3%
Q3 24
20.5%
1.0%
Q2 24
18.9%
10.4%
Q1 24
19.9%
-12.6%
EPS (diluted)
NFBK
NFBK
SNAL
SNAL
Q4 25
$-0.68
Q3 25
$0.27
Q2 25
$0.24
$-0.44
Q1 25
$0.19
$-0.06
Q4 24
$0.27
$0.03
Q3 24
$0.16
$0.01
Q2 24
$0.14
$0.06
Q1 24
$0.15
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NFBK
NFBK
SNAL
SNAL
Cash + ST InvestmentsLiquidity on hand
$164.0M
$8.6M
Total DebtLower is stronger
$14.6M
Stockholders' EquityBook value
$690.1M
$-16.4M
Total Assets
$5.8B
$59.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NFBK
NFBK
SNAL
SNAL
Q4 25
$164.0M
$8.6M
Q3 25
$131.7M
$12.3M
Q2 25
$97.6M
$7.9M
Q1 25
$101.7M
$9.4M
Q4 24
$167.7M
$7.3M
Q3 24
$232.9M
$10.6M
Q2 24
$153.5M
$15.5M
Q1 24
$238.8M
$16.1M
Total Debt
NFBK
NFBK
SNAL
SNAL
Q4 25
$14.6M
Q3 25
$10.5M
Q2 25
$11.8M
Q1 25
$9.0M
Q4 24
$666.4M
$5.7M
Q3 24
$5.7M
Q2 24
$5.8M
Q1 24
$6.5M
Stockholders' Equity
NFBK
NFBK
SNAL
SNAL
Q4 25
$690.1M
$-16.4M
Q3 25
$719.6M
$-15.6M
Q2 25
$710.3M
$-8.0M
Q1 25
$711.1M
$9.1M
Q4 24
$704.7M
$9.7M
Q3 24
$699.6M
$8.2M
Q2 24
$693.0M
$7.9M
Q1 24
$698.4M
$5.6M
Total Assets
NFBK
NFBK
SNAL
SNAL
Q4 25
$5.8B
$59.3M
Q3 25
$5.7B
$51.1M
Q2 25
$5.7B
$58.0M
Q1 25
$5.7B
$64.5M
Q4 24
$5.7B
$62.2M
Q3 24
$5.7B
$66.8M
Q2 24
$5.7B
$75.4M
Q1 24
$5.9B
$78.3M
Debt / Equity
NFBK
NFBK
SNAL
SNAL
Q4 25
Q3 25
Q2 25
Q1 25
0.99×
Q4 24
0.95×
0.59×
Q3 24
0.70×
Q2 24
0.73×
Q1 24
1.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NFBK
NFBK
SNAL
SNAL
Operating Cash FlowLast quarter
$53.7M
$-5.3M
Free Cash FlowOCF − Capex
$52.5M
FCF MarginFCF / Revenue
127.1%
Capex IntensityCapex / Revenue
2.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$89.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NFBK
NFBK
SNAL
SNAL
Q4 25
$53.7M
$-5.3M
Q3 25
$13.9M
$6.6M
Q2 25
$14.1M
$-3.2M
Q1 25
$9.4M
$764.5K
Q4 24
$31.1M
$-3.6M
Q3 24
$14.0M
$-5.0M
Q2 24
$6.9M
$206.6K
Q1 24
$4.2M
$6.8M
Free Cash Flow
NFBK
NFBK
SNAL
SNAL
Q4 25
$52.5M
Q3 25
$13.6M
Q2 25
$13.9M
Q1 25
$9.2M
Q4 24
$30.0M
Q3 24
$13.7M
Q2 24
$6.7M
Q1 24
$3.8M
FCF Margin
NFBK
NFBK
SNAL
SNAL
Q4 25
127.1%
Q3 25
34.6%
Q2 25
35.7%
Q1 25
26.3%
Q4 24
81.6%
Q3 24
43.2%
Q2 24
21.1%
Q1 24
12.1%
Capex Intensity
NFBK
NFBK
SNAL
SNAL
Q4 25
2.8%
Q3 25
0.8%
Q2 25
0.6%
Q1 25
0.7%
Q4 24
3.1%
Q3 24
0.7%
Q2 24
0.8%
Q1 24
1.4%
Cash Conversion
NFBK
NFBK
SNAL
SNAL
Q4 25
Q3 25
1.29×
Q2 25
1.48×
Q1 25
1.20×
Q4 24
2.76×
-3.21×
Q3 24
2.14×
-21.05×
Q2 24
1.16×
0.09×
Q1 24
0.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NFBK
NFBK

Segment breakdown not available.

SNAL
SNAL

Pc$14.7M59%
Platform Three$5.2M21%
Platform Two$3.3M13%
Sales Channel Directly To Consumer Mobile Sale$1.6M6%

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