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Side-by-side financial comparison of Northfield Bancorp, Inc. (NFBK) and Neuronetics, Inc. (STIM). Click either name above to swap in a different company.

Neuronetics, Inc. is the larger business by last-quarter revenue ($41.8M vs $41.3M, roughly 1.0× Northfield Bancorp, Inc.). Neuronetics, Inc. runs the higher net margin — -17.2% vs -1545.5%, a 1528.3% gap on every dollar of revenue. On growth, Neuronetics, Inc. posted the faster year-over-year revenue change (85.7% vs 12.7%). Northfield Bancorp, Inc. produced more free cash flow last quarter ($52.5M vs $692.0K). Over the past eight quarters, Neuronetics, Inc.'s revenue compounded faster (54.9% CAGR vs 15.0%).

Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.

Neuronetics is a Malvern, PA based, publicly traded company incorporated in Delaware in April 2003, that develops non-invasive treatments for psychiatric disorders that have shown resistance or lack of improvement using traditional medicine. The treatments are based upon neuromodulation technology. 

NFBK vs STIM — Head-to-Head

Bigger by revenue
STIM
STIM
1.0× larger
STIM
$41.8M
$41.3M
NFBK
Growing faster (revenue YoY)
STIM
STIM
+73.0% gap
STIM
85.7%
12.7%
NFBK
Higher net margin
STIM
STIM
1528.3% more per $
STIM
-17.2%
-1545.5%
NFBK
More free cash flow
NFBK
NFBK
$51.9M more FCF
NFBK
$52.5M
$692.0K
STIM
Faster 2-yr revenue CAGR
STIM
STIM
Annualised
STIM
54.9%
15.0%
NFBK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NFBK
NFBK
STIM
STIM
Revenue
$41.3M
$41.8M
Net Profit
$-27.4M
$-7.2M
Gross Margin
52.0%
Operating Margin
-1263.3%
-12.1%
Net Margin
-1545.5%
-17.2%
Revenue YoY
12.7%
85.7%
Net Profit YoY
-343.6%
43.2%
EPS (diluted)
$-0.68
$-0.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NFBK
NFBK
STIM
STIM
Q4 25
$41.3M
$41.8M
Q3 25
$39.2M
$37.3M
Q2 25
$38.9M
$38.1M
Q1 25
$34.8M
$32.0M
Q4 24
$36.7M
$22.5M
Q3 24
$31.8M
$18.5M
Q2 24
$31.5M
$16.4M
Q1 24
$31.3M
$17.4M
Net Profit
NFBK
NFBK
STIM
STIM
Q4 25
$-27.4M
$-7.2M
Q3 25
$10.8M
$-9.0M
Q2 25
$9.6M
$-10.1M
Q1 25
$7.9M
$-12.7M
Q4 24
$11.3M
$-12.7M
Q3 24
$6.5M
$-13.3M
Q2 24
$6.0M
$-9.8M
Q1 24
$6.2M
$-7.9M
Gross Margin
NFBK
NFBK
STIM
STIM
Q4 25
52.0%
Q3 25
45.9%
Q2 25
46.6%
Q1 25
49.2%
Q4 24
66.2%
Q3 24
75.6%
Q2 24
74.0%
Q1 24
75.1%
Operating Margin
NFBK
NFBK
STIM
STIM
Q4 25
-1263.3%
-12.1%
Q3 25
37.7%
-19.6%
Q2 25
35.6%
-21.1%
Q1 25
31.0%
-34.4%
Q4 24
38.0%
-51.0%
Q3 24
27.9%
-41.7%
Q2 24
29.1%
-51.7%
Q1 24
27.2%
-39.4%
Net Margin
NFBK
NFBK
STIM
STIM
Q4 25
-1545.5%
-17.2%
Q3 25
27.4%
-24.3%
Q2 25
24.6%
-26.6%
Q1 25
22.6%
-39.6%
Q4 24
30.7%
-56.4%
Q3 24
20.5%
-72.0%
Q2 24
18.9%
-59.8%
Q1 24
19.9%
-45.2%
EPS (diluted)
NFBK
NFBK
STIM
STIM
Q4 25
$-0.68
$-0.10
Q3 25
$0.27
$-0.13
Q2 25
$0.24
$-0.15
Q1 25
$0.19
$-0.21
Q4 24
$0.27
$-0.34
Q3 24
$0.16
$-0.44
Q2 24
$0.14
$-0.33
Q1 24
$0.15
$-0.27

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NFBK
NFBK
STIM
STIM
Cash + ST InvestmentsLiquidity on hand
$164.0M
$28.1M
Total DebtLower is stronger
$65.8M
Stockholders' EquityBook value
$690.1M
$22.4M
Total Assets
$5.8B
$141.6M
Debt / EquityLower = less leverage
2.94×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NFBK
NFBK
STIM
STIM
Q4 25
$164.0M
$28.1M
Q3 25
$131.7M
$28.0M
Q2 25
$97.6M
$11.0M
Q1 25
$101.7M
$20.2M
Q4 24
$167.7M
$18.5M
Q3 24
$232.9M
$20.9M
Q2 24
$153.5M
$42.6M
Q1 24
$238.8M
$47.7M
Total Debt
NFBK
NFBK
STIM
STIM
Q4 25
$65.8M
Q3 25
$65.7M
Q2 25
$55.5M
Q1 25
$55.3M
Q4 24
$666.4M
$55.2M
Q3 24
$46.0M
Q2 24
$59.8M
Q1 24
$59.4M
Stockholders' Equity
NFBK
NFBK
STIM
STIM
Q4 25
$690.1M
$22.4M
Q3 25
$719.6M
$27.4M
Q2 25
$710.3M
$27.1M
Q1 25
$711.1M
$35.5M
Q4 24
$704.7M
$27.7M
Q3 24
$699.6M
$9.4M
Q2 24
$693.0M
$19.4M
Q1 24
$698.4M
$27.7M
Total Assets
NFBK
NFBK
STIM
STIM
Q4 25
$5.8B
$141.6M
Q3 25
$5.7B
$145.5M
Q2 25
$5.7B
$134.7M
Q1 25
$5.7B
$142.0M
Q4 24
$5.7B
$140.9M
Q3 24
$5.7B
Q2 24
$5.7B
$96.8M
Q1 24
$5.9B
$103.8M
Debt / Equity
NFBK
NFBK
STIM
STIM
Q4 25
2.94×
Q3 25
2.40×
Q2 25
2.05×
Q1 25
1.56×
Q4 24
0.95×
1.99×
Q3 24
4.90×
Q2 24
3.08×
Q1 24
2.15×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NFBK
NFBK
STIM
STIM
Operating Cash FlowLast quarter
$53.7M
$908.0K
Free Cash FlowOCF − Capex
$52.5M
$692.0K
FCF MarginFCF / Revenue
127.1%
1.7%
Capex IntensityCapex / Revenue
2.8%
0.5%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$89.2M
$-21.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NFBK
NFBK
STIM
STIM
Q4 25
$53.7M
$908.0K
Q3 25
$13.9M
$-785.0K
Q2 25
$14.1M
$-3.5M
Q1 25
$9.4M
$-17.0M
Q4 24
$31.1M
$-8.6M
Q3 24
$14.0M
$-5.4M
Q2 24
$6.9M
$-5.0M
Q1 24
$4.2M
$-12.0M
Free Cash Flow
NFBK
NFBK
STIM
STIM
Q4 25
$52.5M
$692.0K
Q3 25
$13.6M
$-899.0K
Q2 25
$13.9M
$-3.8M
Q1 25
$9.2M
$-17.2M
Q4 24
$30.0M
$-8.7M
Q3 24
$13.7M
$-5.8M
Q2 24
$6.7M
$-5.6M
Q1 24
$3.8M
$-12.4M
FCF Margin
NFBK
NFBK
STIM
STIM
Q4 25
127.1%
1.7%
Q3 25
34.6%
-2.4%
Q2 25
35.7%
-9.9%
Q1 25
26.3%
-53.8%
Q4 24
81.6%
-38.6%
Q3 24
43.2%
-31.3%
Q2 24
21.1%
-34.0%
Q1 24
12.1%
-71.1%
Capex Intensity
NFBK
NFBK
STIM
STIM
Q4 25
2.8%
0.5%
Q3 25
0.8%
0.3%
Q2 25
0.6%
0.7%
Q1 25
0.7%
0.7%
Q4 24
3.1%
0.4%
Q3 24
0.7%
2.1%
Q2 24
0.8%
3.7%
Q1 24
1.4%
2.2%
Cash Conversion
NFBK
NFBK
STIM
STIM
Q4 25
Q3 25
1.29×
Q2 25
1.48×
Q1 25
1.20×
Q4 24
2.76×
Q3 24
2.14×
Q2 24
1.16×
Q1 24
0.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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