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Side-by-side financial comparison of New Gold Inc. (NGD) and NORWOOD FINANCIAL CORP (NWFL). Click either name above to swap in a different company.

New Gold Inc. is the larger business by last-quarter revenue ($44.1M vs $23.5M, roughly 1.9× NORWOOD FINANCIAL CORP).

JB Hi-Fi Limited is an Australian consumer electronics retail company. It is publicly listed on the Australian Securities Exchange. Its headquarters are located in Southbank, Melbourne, Victoria.

First Financial Bancorp is a regional bank headquartered in Cincinnati, Ohio, with its operations centers in the northern Cincinnati suburb of Springdale, and Greensburg, Indiana. Founded in 1863, First Financial has the sixth oldest national bank charter and has 131 locations throughout Ohio, Indiana, Kentucky, and Illinois. First Financial acquired Irwin Financial Corp and its subsidiaries through a government assisted transaction on September 18, 2009.

NGD vs NWFL — Head-to-Head

Bigger by revenue
NGD
NGD
1.9× larger
NGD
$44.1M
$23.5M
NWFL

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
NGD
NGD
NWFL
NWFL
Revenue
$44.1M
$23.5M
Net Profit
$7.4M
Gross Margin
Operating Margin
39.9%
Net Margin
31.7%
Revenue YoY
1112.9%
Net Profit YoY
158.8%
EPS (diluted)
$0.82

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NGD
NGD
NWFL
NWFL
Q4 25
$23.5M
Q3 25
$44.1M
$23.0M
Q2 25
$21.3M
Q1 25
$20.2M
Q4 24
$1.9M
Q3 24
$18.2M
Q2 24
$17.1M
Q1 24
$16.7M
Net Profit
NGD
NGD
NWFL
NWFL
Q4 25
$7.4M
Q3 25
$8.3M
Q2 25
$6.2M
Q1 25
$5.8M
Q4 24
$-12.7M
Q3 24
$3.8M
Q2 24
$4.2M
Q1 24
$4.4M
Operating Margin
NGD
NGD
NWFL
NWFL
Q4 25
39.9%
Q3 25
45.9%
Q2 25
36.7%
Q1 25
36.1%
Q4 24
-830.2%
Q3 24
26.6%
Q2 24
31.2%
Q1 24
33.5%
Net Margin
NGD
NGD
NWFL
NWFL
Q4 25
31.7%
Q3 25
36.3%
Q2 25
29.1%
Q1 25
28.6%
Q4 24
-654.1%
Q3 24
21.1%
Q2 24
24.6%
Q1 24
26.5%
EPS (diluted)
NGD
NGD
NWFL
NWFL
Q4 25
$0.82
Q3 25
$0.89
Q2 25
$0.67
Q1 25
$0.63
Q4 24
$-1.57
Q3 24
$0.48
Q2 24
$0.52
Q1 24
$0.55

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NGD
NGD
NWFL
NWFL
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
Stockholders' EquityBook value
$242.2M
Total Assets
$2.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Stockholders' Equity
NGD
NGD
NWFL
NWFL
Q4 25
$242.2M
Q3 25
$234.9M
Q2 25
$225.4M
Q1 25
$220.7M
Q4 24
$213.5M
Q3 24
$195.7M
Q2 24
$182.2M
Q1 24
$181.2M
Total Assets
NGD
NGD
NWFL
NWFL
Q4 25
$2.4B
Q3 25
$2.4B
Q2 25
$2.4B
Q1 25
$2.4B
Q4 24
$2.3B
Q3 24
$2.3B
Q2 24
$2.2B
Q1 24
$2.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NGD
NGD
NWFL
NWFL
Operating Cash FlowLast quarter
$34.0M
Free Cash FlowOCF − Capex
$29.2M
FCF MarginFCF / Revenue
124.7%
Capex IntensityCapex / Revenue
20.1%
Cash ConversionOCF / Net Profit
4.56×
TTM Free Cash FlowTrailing 4 quarters
$50.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NGD
NGD
NWFL
NWFL
Q4 25
$34.0M
Q3 25
$9.3M
Q2 25
$6.8M
Q1 25
$9.1M
Q4 24
$22.8M
Q3 24
$4.6M
Q2 24
$9.1M
Q1 24
$4.3M
Free Cash Flow
NGD
NGD
NWFL
NWFL
Q4 25
$29.2M
Q3 25
$8.3M
Q2 25
$5.1M
Q1 25
$8.2M
Q4 24
$19.7M
Q3 24
$4.1M
Q2 24
$8.6M
Q1 24
$3.7M
FCF Margin
NGD
NGD
NWFL
NWFL
Q4 25
124.7%
Q3 25
36.2%
Q2 25
23.8%
Q1 25
40.4%
Q4 24
1017.6%
Q3 24
22.3%
Q2 24
50.0%
Q1 24
22.1%
Capex Intensity
NGD
NGD
NWFL
NWFL
Q4 25
20.1%
Q3 25
4.5%
Q2 25
7.9%
Q1 25
4.6%
Q4 24
161.7%
Q3 24
3.1%
Q2 24
3.1%
Q1 24
3.3%
Cash Conversion
NGD
NGD
NWFL
NWFL
Q4 25
4.56×
Q3 25
1.12×
Q2 25
1.09×
Q1 25
1.58×
Q4 24
Q3 24
1.21×
Q2 24
2.16×
Q1 24
0.96×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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