vs

Side-by-side financial comparison of New Gold Inc. (NGD) and TFS Financial CORP (TFSL). Click either name above to swap in a different company.

TFS Financial CORP is the larger business by last-quarter revenue ($83.7M vs $44.1M, roughly 1.9× New Gold Inc.).

JB Hi-Fi Limited is an Australian consumer electronics retail company. It is publicly listed on the Australian Securities Exchange. Its headquarters are located in Southbank, Melbourne, Victoria.

TFS Financial Corporation is a US-based financial holding company primarily operating through its retail banking subsidiary. It offers residential mortgage loans, savings accounts, and other consumer financial products, with its core customer base concentrated in Ohio and Florida, mainly serving individual and family clients.

NGD vs TFSL — Head-to-Head

Bigger by revenue
TFSL
TFSL
1.9× larger
TFSL
$83.7M
$44.1M
NGD

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
NGD
NGD
TFSL
TFSL
Revenue
$44.1M
$83.7M
Net Profit
$22.3M
Gross Margin
Operating Margin
34.0%
Net Margin
26.6%
Revenue YoY
11.9%
Net Profit YoY
-0.7%
EPS (diluted)
$0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NGD
NGD
TFSL
TFSL
Q4 25
$83.7M
Q3 25
$44.1M
$85.5M
Q2 25
$82.0M
Q1 25
$79.1M
Q4 24
$74.8M
Q3 24
$75.1M
Q2 24
$75.5M
Q1 24
$77.1M
Net Profit
NGD
NGD
TFSL
TFSL
Q4 25
$22.3M
Q3 25
$26.0M
Q2 25
$21.5M
Q1 25
$21.0M
Q4 24
$22.4M
Q3 24
$18.2M
Q2 24
$20.0M
Q1 24
$20.7M
Operating Margin
NGD
NGD
TFSL
TFSL
Q4 25
34.0%
Q3 25
37.9%
Q2 25
33.3%
Q1 25
33.5%
Q4 24
37.9%
Q3 24
30.7%
Q2 24
33.4%
Q1 24
33.6%
Net Margin
NGD
NGD
TFSL
TFSL
Q4 25
26.6%
Q3 25
30.4%
Q2 25
26.2%
Q1 25
26.6%
Q4 24
30.0%
Q3 24
24.2%
Q2 24
26.4%
Q1 24
26.9%
EPS (diluted)
NGD
NGD
TFSL
TFSL
Q4 25
$0.08
Q3 25
$0.09
Q2 25
$0.08
Q1 25
$0.07
Q4 24
$0.08
Q3 24
$0.07
Q2 24
$0.07
Q1 24
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NGD
NGD
TFSL
TFSL
Cash + ST InvestmentsLiquidity on hand
$456.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.9B
Total Assets
$17.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NGD
NGD
TFSL
TFSL
Q4 25
$456.7M
Q3 25
$429.4M
Q2 25
$452.6M
Q1 25
$463.6M
Q4 24
$465.9M
Q3 24
$463.7M
Q2 24
$560.4M
Q1 24
$594.3M
Stockholders' Equity
NGD
NGD
TFSL
TFSL
Q4 25
$1.9B
Q3 25
$1.9B
Q2 25
$1.9B
Q1 25
$1.9B
Q4 24
$1.9B
Q3 24
$1.9B
Q2 24
$1.9B
Q1 24
$1.9B
Total Assets
NGD
NGD
TFSL
TFSL
Q4 25
$17.5B
Q3 25
$17.5B
Q2 25
$17.4B
Q1 25
$17.1B
Q4 24
$17.1B
Q3 24
$17.1B
Q2 24
$17.0B
Q1 24
$17.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NGD
NGD
TFSL
TFSL
Operating Cash FlowLast quarter
$58.7M
Free Cash FlowOCF − Capex
$57.1M
FCF MarginFCF / Revenue
68.2%
Capex IntensityCapex / Revenue
2.0%
Cash ConversionOCF / Net Profit
2.64×
TTM Free Cash FlowTrailing 4 quarters
$167.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NGD
NGD
TFSL
TFSL
Q4 25
$58.7M
Q3 25
$82.4M
Q2 25
$26.8M
Q1 25
$21.2M
Q4 24
$45.5M
Q3 24
$88.6M
Q2 24
$96.7M
Q1 24
$14.2M
Free Cash Flow
NGD
NGD
TFSL
TFSL
Q4 25
$57.1M
Q3 25
$71.0M
Q2 25
$25.0M
Q1 25
$14.3M
Q4 24
$44.9M
Q3 24
$85.5M
Q2 24
$95.9M
Q1 24
$13.4M
FCF Margin
NGD
NGD
TFSL
TFSL
Q4 25
68.2%
Q3 25
83.0%
Q2 25
30.5%
Q1 25
18.0%
Q4 24
60.0%
Q3 24
113.8%
Q2 24
127.0%
Q1 24
17.4%
Capex Intensity
NGD
NGD
TFSL
TFSL
Q4 25
2.0%
Q3 25
13.4%
Q2 25
2.1%
Q1 25
8.8%
Q4 24
0.9%
Q3 24
4.1%
Q2 24
1.1%
Q1 24
1.1%
Cash Conversion
NGD
NGD
TFSL
TFSL
Q4 25
2.64×
Q3 25
3.17×
Q2 25
1.24×
Q1 25
1.01×
Q4 24
2.03×
Q3 24
4.86×
Q2 24
4.85×
Q1 24
0.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons