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Side-by-side financial comparison of NATURAL HEALTH TRENDS CORP (NHTC) and OHIO VALLEY BANC CORP (OVBC). Click either name above to swap in a different company.

OHIO VALLEY BANC CORP is the larger business by last-quarter revenue ($16.2M vs $9.7M, roughly 1.7× NATURAL HEALTH TRENDS CORP). OHIO VALLEY BANC CORP runs the higher net margin — 24.4% vs -6.0%, a 30.4% gap on every dollar of revenue. On growth, OHIO VALLEY BANC CORP posted the faster year-over-year revenue change (-4.6% vs -10.1%). OHIO VALLEY BANC CORP produced more free cash flow last quarter ($17.0M vs $-964.0K). Over the past eight quarters, OHIO VALLEY BANC CORP's revenue compounded faster (4.3% CAGR vs -5.6%).

Sword Health is a digital health company that develops physical therapy programs for musculoskeletal (MSK) conditions, pelvic health, and injury prevention. The company was founded in 2015 in Portugal by Virgílio Bento and Márcio Colunas. Its services include digital physical therapy with artificial intelligence (AI) integrated into the care model. As of 2024, Sword Health operates internationally, with offices in the United States, Ireland, and Portugal. The company has been valued at $3 bil...

Valley National Bank of Arizona was a bank based in Phoenix, Arizona, founded in 1900 and acquired by Bank One in 1992. The bank was one of Arizona's leading financial institutions during the 20th century and the last major independent bank in Arizona at the time of its acquisition.

NHTC vs OVBC — Head-to-Head

Bigger by revenue
OVBC
OVBC
1.7× larger
OVBC
$16.2M
$9.7M
NHTC
Growing faster (revenue YoY)
OVBC
OVBC
+5.5% gap
OVBC
-4.6%
-10.1%
NHTC
Higher net margin
OVBC
OVBC
30.4% more per $
OVBC
24.4%
-6.0%
NHTC
More free cash flow
OVBC
OVBC
$18.0M more FCF
OVBC
$17.0M
$-964.0K
NHTC
Faster 2-yr revenue CAGR
OVBC
OVBC
Annualised
OVBC
4.3%
-5.6%
NHTC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NHTC
NHTC
OVBC
OVBC
Revenue
$9.7M
$16.2M
Net Profit
$-588.0K
$4.0M
Gross Margin
72.9%
Operating Margin
-6.5%
30.7%
Net Margin
-6.0%
24.4%
Revenue YoY
-10.1%
-4.6%
Net Profit YoY
-434.1%
57.3%
EPS (diluted)
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NHTC
NHTC
OVBC
OVBC
Q4 25
$9.7M
$16.2M
Q3 25
$9.5M
$16.3M
Q2 25
$9.8M
$17.4M
Q1 25
$10.7M
$16.8M
Q4 24
$10.8M
$17.0M
Q3 24
$10.7M
$15.4M
Q2 24
$10.5M
$14.7M
Q1 24
$11.0M
$14.9M
Net Profit
NHTC
NHTC
OVBC
OVBC
Q4 25
$-588.0K
$4.0M
Q3 25
$-431.0K
$3.0M
Q2 25
$15.0K
$4.2M
Q1 25
$122.0K
$4.4M
Q4 24
$176.0K
$2.5M
Q3 24
$35.0K
$2.7M
Q2 24
$173.0K
$3.0M
Q1 24
$188.0K
$2.8M
Gross Margin
NHTC
NHTC
OVBC
OVBC
Q4 25
72.9%
Q3 25
73.7%
Q2 25
73.9%
Q1 25
73.6%
Q4 24
74.2%
Q3 24
74.1%
Q2 24
74.2%
Q1 24
73.4%
Operating Margin
NHTC
NHTC
OVBC
OVBC
Q4 25
-6.5%
30.7%
Q3 25
-5.2%
22.9%
Q2 25
-3.4%
29.8%
Q1 25
-3.2%
33.1%
Q4 24
-3.9%
18.1%
Q3 24
-2.6%
21.3%
Q2 24
-2.3%
24.7%
Q1 24
-3.3%
22.8%
Net Margin
NHTC
NHTC
OVBC
OVBC
Q4 25
-6.0%
24.4%
Q3 25
-4.5%
18.5%
Q2 25
0.2%
24.2%
Q1 25
1.1%
26.2%
Q4 24
1.6%
14.8%
Q3 24
0.3%
17.6%
Q2 24
1.7%
20.3%
Q1 24
1.7%
18.8%
EPS (diluted)
NHTC
NHTC
OVBC
OVBC
Q4 25
$-0.05
Q3 25
$-0.04
Q2 25
$0.00
Q1 25
$0.01
Q4 24
$0.01
Q3 24
$0.00
Q2 24
$0.02
Q1 24
$0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NHTC
NHTC
OVBC
OVBC
Cash + ST InvestmentsLiquidity on hand
$28.9M
$45.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$23.4M
$170.3M
Total Assets
$38.4M
$1.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NHTC
NHTC
OVBC
OVBC
Q4 25
$28.9M
$45.9M
Q3 25
$32.0M
$89.3M
Q2 25
$34.2M
$54.6M
Q1 25
$41.9M
$120.6M
Q4 24
$43.9M
$83.1M
Q3 24
$46.3M
$82.2M
Q2 24
$48.7M
$107.7M
Q1 24
$54.4M
$129.1M
Stockholders' Equity
NHTC
NHTC
OVBC
OVBC
Q4 25
$23.4M
$170.3M
Q3 25
$26.1M
$164.4M
Q2 25
$28.9M
$160.8M
Q1 25
$30.9M
$155.7M
Q4 24
$32.9M
$150.3M
Q3 24
$35.3M
$152.2M
Q2 24
$37.3M
$145.8M
Q1 24
$39.4M
$145.8M
Total Assets
NHTC
NHTC
OVBC
OVBC
Q4 25
$38.4M
$1.6B
Q3 25
$42.3M
$1.6B
Q2 25
$45.2M
$1.5B
Q1 25
$53.2M
$1.5B
Q4 24
$55.4M
$1.5B
Q3 24
$58.3M
$1.5B
Q2 24
$61.5M
$1.4B
Q1 24
$67.6M
$1.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NHTC
NHTC
OVBC
OVBC
Operating Cash FlowLast quarter
$-959.0K
$18.1M
Free Cash FlowOCF − Capex
$-964.0K
$17.0M
FCF MarginFCF / Revenue
-9.9%
105.2%
Capex IntensityCapex / Revenue
0.1%
6.4%
Cash ConversionOCF / Net Profit
4.57×
TTM Free Cash FlowTrailing 4 quarters
$-6.1M
$26.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NHTC
NHTC
OVBC
OVBC
Q4 25
$-959.0K
$18.1M
Q3 25
$113.0K
$5.3M
Q2 25
$-5.6M
$4.5M
Q1 25
$484.0K
$496.0K
Q4 24
$88.0K
$13.1M
Q3 24
$-436.0K
$5.6M
Q2 24
$-3.6M
$4.2M
Q1 24
$549.0K
$928.0K
Free Cash Flow
NHTC
NHTC
OVBC
OVBC
Q4 25
$-964.0K
$17.0M
Q3 25
$70.0K
$5.0M
Q2 25
$-5.6M
$4.4M
Q1 25
$468.0K
$138.0K
Q4 24
$68.0K
$11.7M
Q3 24
$-443.0K
$5.4M
Q2 24
$-3.6M
$3.9M
Q1 24
$538.0K
$234.0K
FCF Margin
NHTC
NHTC
OVBC
OVBC
Q4 25
-9.9%
105.2%
Q3 25
0.7%
30.4%
Q2 25
-57.5%
25.1%
Q1 25
4.4%
0.8%
Q4 24
0.6%
68.7%
Q3 24
-4.1%
35.1%
Q2 24
-34.2%
26.3%
Q1 24
4.9%
1.6%
Capex Intensity
NHTC
NHTC
OVBC
OVBC
Q4 25
0.1%
6.4%
Q3 25
0.5%
2.1%
Q2 25
0.0%
0.6%
Q1 25
0.1%
2.1%
Q4 24
0.2%
8.4%
Q3 24
0.1%
1.2%
Q2 24
0.2%
2.2%
Q1 24
0.1%
4.7%
Cash Conversion
NHTC
NHTC
OVBC
OVBC
Q4 25
4.57×
Q3 25
1.75×
Q2 25
-375.67×
1.06×
Q1 25
3.97×
0.11×
Q4 24
0.50×
5.21×
Q3 24
-12.46×
2.06×
Q2 24
-20.62×
1.41×
Q1 24
2.92×
0.33×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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