OHIO VALLEY BANC CORPOVBCEarnings & Financial Report
Valley National Bank of Arizona was a bank based in Phoenix, Arizona, founded in 1900 and acquired by Bank One in 1992. The bank was one of Arizona's leading financial institutions during the 20th century and the last major independent bank in Arizona at the time of its acquisition.
OVBC Q3 2025 Key Financial Metrics
Revenue
$14.6M
Gross Profit
N/A
Operating Profit
$3.7M
Net Profit
$3.0M
Gross Margin
N/A
Operating Margin
25.6%
Net Margin
20.8%
YoY Growth
16.0%
EPS
$0.64
Financial Flow
OHIO VALLEY BANC CORP Q3 2025 Financial Summary
OHIO VALLEY BANC CORP reported revenue of $14.6M for Q3 2025, with a net profit of $3.0M (20.8% margin). Cost of goods sold was N/A, operating expenses totaled N/A.
Key Financial Metrics
| Total Revenue | $14.6M |
|---|---|
| Net Profit | $3.0M |
| Gross Margin | N/A |
| Operating Margin | 25.6% |
| Report Period | Q3 2025 |
OHIO VALLEY BANC CORP Annual Revenue by Year
OHIO VALLEY BANC CORP annual revenue history includes year-by-year totals (for example, 2024 revenue was $48.8M).
| Year | Annual Revenue |
|---|---|
| 2024 | $48.8M |
| 2023 | $46.0M |
| 2022 | $44.8M |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $11.3M | $11.2M | $12.0M | $12.6M | $13.1M | $13.1M | $14.5M | $14.6M |
| YoY Growth | -8.7% | -4.5% | 3.0% | 10.6% | 15.5% | 17.4% | 21.5% | 16.0% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $1.35B | $1.37B | $1.40B | $1.49B | $1.50B | $1.51B | $1.51B | $1.57B |
| Liabilities | $1.21B | $1.23B | $1.26B | $1.34B | $1.35B | $1.36B | $1.35B | $1.41B |
| Equity | $144.0M | $145.8M | $145.8M | $152.2M | $150.3M | $155.7M | $160.8M | $164.4M |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $6.6M | $928000 | $4.2M | $5.6M | $2.4M | $496000 | $4.5M | $5.3M |
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