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OHIO VALLEY BANC CORP

OHIO VALLEY BANC CORPOVBCEarnings & Financial Report

Nasdaq · bank

Valley National Bank of Arizona was a bank based in Phoenix, Arizona, founded in 1900 and acquired by Bank One in 1992. The bank was one of Arizona's leading financial institutions during the 20th century and the last major independent bank in Arizona at the time of its acquisition.

OVBC Q3 2025 Key Financial Metrics

Revenue

$14.6M

Gross Profit

N/A

Operating Profit

$3.7M

Net Profit

$3.0M

Gross Margin

N/A

Operating Margin

25.6%

Net Margin

20.8%

YoY Growth

16.0%

EPS

$0.64

Financial Flow

OHIO VALLEY BANC CORP Q3 2025 Financial Summary

OHIO VALLEY BANC CORP reported revenue of $14.6M for Q3 2025, with a net profit of $3.0M (20.8% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$14.6M
Net Profit$3.0M
Gross MarginN/A
Operating Margin25.6%
Report PeriodQ3 2025

OHIO VALLEY BANC CORP Annual Revenue by Year

OHIO VALLEY BANC CORP annual revenue history includes year-by-year totals (for example, 2024 revenue was $48.8M).

YearAnnual Revenue
2024$48.8M
2023$46.0M
2022$44.8M

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$11.3M$11.2M$12.0M$12.6M$13.1M$13.1M$14.5M$14.6M
YoY Growth-8.7%-4.5%3.0%10.6%15.5%17.4%21.5%16.0%

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$1.35B$1.37B$1.40B$1.49B$1.50B$1.51B$1.51B$1.57B
Liabilities$1.21B$1.23B$1.26B$1.34B$1.35B$1.36B$1.35B$1.41B
Equity$144.0M$145.8M$145.8M$152.2M$150.3M$155.7M$160.8M$164.4M

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$6.6M$928000$4.2M$5.6M$2.4M$496000$4.5M$5.3M