vs
Side-by-side financial comparison of NICOLET BANKSHARES INC (NIC) and STONERIDGE INC (SRI). Click either name above to swap in a different company.
STONERIDGE INC is the larger business by last-quarter revenue ($205.2M vs $104.0M, roughly 2.0× NICOLET BANKSHARES INC). On growth, NICOLET BANKSHARES INC posted the faster year-over-year revenue change (12.5% vs -6.0%). NICOLET BANKSHARES INC produced more free cash flow last quarter ($149.4M vs $2.6M). Over the past eight quarters, NICOLET BANKSHARES INC's revenue compounded faster (12.5% CAGR vs -7.4%).
Nicolet Bankshares, Inc. is a U.S. regional bank holding company based in Green Bay, Wisconsin. They are the parent company of Nicolet National Bank, the second largest Wisconsin-based bank.
Stoneridge Inc is a global designer and manufacturer of advanced electrical and electronic components, integrated systems, and sensor solutions. It serves automotive, commercial vehicle, off-highway, and aerospace sectors, delivering products that boost vehicle safety, efficiency, connectivity, and environmental performance across key global markets.
NIC vs SRI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $104.0M | $205.2M |
| Net Profit | $40.3M | — |
| Gross Margin | — | 16.2% |
| Operating Margin | 48.3% | -14.4% |
| Net Margin | 38.8% | — |
| Revenue YoY | 12.5% | -6.0% |
| Net Profit YoY | 16.9% | — |
| EPS (diluted) | $2.63 | $-2.76 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $104.0M | $205.2M | ||
| Q3 25 | $102.9M | $210.3M | ||
| Q2 25 | $95.7M | $228.0M | ||
| Q1 25 | $89.4M | $217.9M | ||
| Q4 24 | $92.4M | $218.2M | ||
| Q3 24 | $90.7M | $213.8M | ||
| Q2 24 | $85.0M | $237.1M | ||
| Q1 24 | $82.2M | $239.2M |
| Q4 25 | $40.3M | — | ||
| Q3 25 | $41.7M | $-9.4M | ||
| Q2 25 | $36.0M | $-9.4M | ||
| Q1 25 | $32.6M | $-7.2M | ||
| Q4 24 | $34.5M | — | ||
| Q3 24 | $32.5M | $-7.1M | ||
| Q2 24 | $29.3M | $2.8M | ||
| Q1 24 | $27.8M | $-6.1M |
| Q4 25 | — | 16.2% | ||
| Q3 25 | — | 20.3% | ||
| Q2 25 | — | 21.5% | ||
| Q1 25 | — | 21.2% | ||
| Q4 24 | — | 19.5% | ||
| Q3 24 | — | 20.8% | ||
| Q2 24 | — | 22.7% | ||
| Q1 24 | — | 20.2% |
| Q4 25 | 48.3% | -14.4% | ||
| Q3 25 | 50.4% | -1.6% | ||
| Q2 25 | 46.8% | -1.1% | ||
| Q1 25 | 44.9% | -1.5% | ||
| Q4 24 | 46.8% | -2.0% | ||
| Q3 24 | 45.0% | 0.1% | ||
| Q2 24 | 43.3% | 1.4% | ||
| Q1 24 | 41.8% | 0.1% |
| Q4 25 | 38.8% | — | ||
| Q3 25 | 40.6% | -4.5% | ||
| Q2 25 | 37.6% | -4.1% | ||
| Q1 25 | 36.4% | -3.3% | ||
| Q4 24 | 37.3% | — | ||
| Q3 24 | 35.8% | -3.3% | ||
| Q2 24 | 34.5% | 1.2% | ||
| Q1 24 | 33.8% | -2.6% |
| Q4 25 | $2.63 | $-2.76 | ||
| Q3 25 | $2.73 | $-0.34 | ||
| Q2 25 | $2.34 | $-0.34 | ||
| Q1 25 | $2.08 | $-0.26 | ||
| Q4 24 | $2.21 | $-0.22 | ||
| Q3 24 | $2.10 | $-0.26 | ||
| Q2 24 | $1.92 | $0.10 | ||
| Q1 24 | $1.82 | $-0.22 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $66.3M |
| Total DebtLower is stronger | $134.9M | $180.9M |
| Stockholders' EquityBook value | $1.3B | $179.8M |
| Total Assets | $9.2B | $551.2M |
| Debt / EquityLower = less leverage | 0.11× | 1.01× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $66.3M | ||
| Q3 25 | — | $54.0M | ||
| Q2 25 | — | $49.8M | ||
| Q1 25 | — | $79.1M | ||
| Q4 24 | — | $71.8M | ||
| Q3 24 | — | $54.1M | ||
| Q2 24 | — | $42.1M | ||
| Q1 24 | — | $48.4M |
| Q4 25 | $134.9M | $180.9M | ||
| Q3 25 | $134.6M | — | ||
| Q2 25 | $134.3M | — | ||
| Q1 25 | $156.6M | — | ||
| Q4 24 | $161.4M | $201.6M | ||
| Q3 24 | $161.2M | — | ||
| Q2 24 | $162.4M | — | ||
| Q1 24 | $162.3M | — |
| Q4 25 | $1.3B | $179.8M | ||
| Q3 25 | $1.2B | $251.2M | ||
| Q2 25 | $1.2B | $260.5M | ||
| Q1 25 | $1.2B | $253.1M | ||
| Q4 24 | $1.2B | $245.3M | ||
| Q3 24 | $1.1B | $271.4M | ||
| Q2 24 | $1.1B | $270.5M | ||
| Q1 24 | $1.1B | $277.3M |
| Q4 25 | $9.2B | $551.2M | ||
| Q3 25 | $9.0B | $632.1M | ||
| Q2 25 | $8.9B | $639.4M | ||
| Q1 25 | $9.0B | $657.4M | ||
| Q4 24 | $8.8B | $621.6M | ||
| Q3 24 | $8.6B | $662.5M | ||
| Q2 24 | $8.6B | $666.7M | ||
| Q1 24 | $8.4B | $675.4M |
| Q4 25 | 0.11× | 1.01× | ||
| Q3 25 | 0.11× | — | ||
| Q2 25 | 0.11× | — | ||
| Q1 25 | 0.13× | — | ||
| Q4 24 | 0.14× | 0.82× | ||
| Q3 24 | 0.14× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.15× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $153.5M | $8.8M |
| Free Cash FlowOCF − Capex | $149.4M | $2.6M |
| FCF MarginFCF / Revenue | 143.7% | 1.3% |
| Capex IntensityCapex / Revenue | 3.9% | 3.0% |
| Cash ConversionOCF / Net Profit | 3.81× | — |
| TTM Free Cash FlowTrailing 4 quarters | $275.0M | $12.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $153.5M | $8.8M | ||
| Q3 25 | $45.9M | $3.6M | ||
| Q2 25 | $38.9M | $10.7M | ||
| Q1 25 | $41.8M | $10.9M | ||
| Q4 24 | $133.7M | $19.2M | ||
| Q3 24 | $39.6M | $10.8M | ||
| Q2 24 | $37.3M | $8.7M | ||
| Q1 24 | $23.4M | $9.1M |
| Q4 25 | $149.4M | $2.6M | ||
| Q3 25 | $45.9M | $-2.7M | ||
| Q2 25 | $38.4M | $7.4M | ||
| Q1 25 | $41.3M | $4.8M | ||
| Q4 24 | $116.8M | $14.0M | ||
| Q3 24 | $34.7M | $4.6M | ||
| Q2 24 | $34.4M | $1.5M | ||
| Q1 24 | $20.1M | $3.3M |
| Q4 25 | 143.7% | 1.3% | ||
| Q3 25 | 44.6% | -1.3% | ||
| Q2 25 | 40.1% | 3.3% | ||
| Q1 25 | 46.2% | 2.2% | ||
| Q4 24 | 126.4% | 6.4% | ||
| Q3 24 | 38.3% | 2.2% | ||
| Q2 24 | 40.5% | 0.6% | ||
| Q1 24 | 24.4% | 1.4% |
| Q4 25 | 3.9% | 3.0% | ||
| Q3 25 | 0.0% | 3.0% | ||
| Q2 25 | 0.6% | 1.4% | ||
| Q1 25 | 0.5% | 2.8% | ||
| Q4 24 | 18.3% | 2.4% | ||
| Q3 24 | 5.4% | 2.9% | ||
| Q2 24 | 3.5% | 3.0% | ||
| Q1 24 | 4.0% | 2.4% |
| Q4 25 | 3.81× | — | ||
| Q3 25 | 1.10× | — | ||
| Q2 25 | 1.08× | — | ||
| Q1 25 | 1.28× | — | ||
| Q4 24 | 3.88× | — | ||
| Q3 24 | 1.22× | — | ||
| Q2 24 | 1.28× | 3.11× | ||
| Q1 24 | 0.84× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NIC
Segment breakdown not available.
SRI
| Control Devices | $51.7M | 25% |
| Electronics | $38.0M | 19% |
| EE | $34.2M | 17% |
| SE | $28.6M | 14% |
| NL | $24.5M | 12% |
| Stoneridge Brazil | $14.1M | 7% |
| Asia Pacific | $13.1M | 6% |
