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Side-by-side financial comparison of NICOLET BANKSHARES INC (NIC) and ZIPRECRUITER, INC. (ZIP). Click either name above to swap in a different company.
ZIPRECRUITER, INC. is the larger business by last-quarter revenue ($111.7M vs $104.0M, roughly 1.1× NICOLET BANKSHARES INC). NICOLET BANKSHARES INC runs the higher net margin — 38.8% vs -0.7%, a 39.5% gap on every dollar of revenue. On growth, NICOLET BANKSHARES INC posted the faster year-over-year revenue change (12.5% vs 0.6%). NICOLET BANKSHARES INC produced more free cash flow last quarter ($149.4M vs $7.6M). Over the past eight quarters, NICOLET BANKSHARES INC's revenue compounded faster (12.5% CAGR vs -4.4%).
Nicolet Bankshares, Inc. is a U.S. regional bank holding company based in Green Bay, Wisconsin. They are the parent company of Nicolet National Bank, the second largest Wisconsin-based bank.
ZipRecruiter, Inc. is an American employment marketplace for job seekers and employers.
NIC vs ZIP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $104.0M | $111.7M |
| Net Profit | $40.3M | $-835.0K |
| Gross Margin | — | 89.1% |
| Operating Margin | 48.3% | 3.6% |
| Net Margin | 38.8% | -0.7% |
| Revenue YoY | 12.5% | 0.6% |
| Net Profit YoY | 16.9% | 92.3% |
| EPS (diluted) | $2.63 | $-0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $104.0M | $111.7M | ||
| Q3 25 | $102.9M | $115.0M | ||
| Q2 25 | $95.7M | $112.2M | ||
| Q1 25 | $89.4M | $110.1M | ||
| Q4 24 | $92.4M | $111.0M | ||
| Q3 24 | $90.7M | $117.1M | ||
| Q2 24 | $85.0M | $123.7M | ||
| Q1 24 | $82.2M | $122.2M |
| Q4 25 | $40.3M | $-835.0K | ||
| Q3 25 | $41.7M | $-9.8M | ||
| Q2 25 | $36.0M | $-9.5M | ||
| Q1 25 | $32.6M | $-12.8M | ||
| Q4 24 | $34.5M | $-10.8M | ||
| Q3 24 | $32.5M | $-2.6M | ||
| Q2 24 | $29.3M | $7.0M | ||
| Q1 24 | $27.8M | $-6.5M |
| Q4 25 | — | 89.1% | ||
| Q3 25 | — | 89.1% | ||
| Q2 25 | — | 89.3% | ||
| Q1 25 | — | 89.4% | ||
| Q4 24 | — | 89.6% | ||
| Q3 24 | — | 89.4% | ||
| Q2 24 | — | 89.5% | ||
| Q1 24 | — | 89.1% |
| Q4 25 | 48.3% | 3.6% | ||
| Q3 25 | 50.4% | -4.4% | ||
| Q2 25 | 46.8% | -5.9% | ||
| Q1 25 | 44.9% | -10.6% | ||
| Q4 24 | 46.8% | -3.6% | ||
| Q3 24 | 45.0% | -2.8% | ||
| Q2 24 | 43.3% | 7.6% | ||
| Q1 24 | 41.8% | -0.7% |
| Q4 25 | 38.8% | -0.7% | ||
| Q3 25 | 40.6% | -8.5% | ||
| Q2 25 | 37.6% | -8.5% | ||
| Q1 25 | 36.4% | -11.7% | ||
| Q4 24 | 37.3% | -9.7% | ||
| Q3 24 | 35.8% | -2.2% | ||
| Q2 24 | 34.5% | 5.7% | ||
| Q1 24 | 33.8% | -5.3% |
| Q4 25 | $2.63 | $-0.03 | ||
| Q3 25 | $2.73 | $-0.11 | ||
| Q2 25 | $2.34 | $-0.10 | ||
| Q1 25 | $2.08 | $-0.13 | ||
| Q4 24 | $2.21 | $-0.10 | ||
| Q3 24 | $2.10 | $-0.03 | ||
| Q2 24 | $1.92 | $0.07 | ||
| Q1 24 | $1.82 | $-0.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $188.0M |
| Total DebtLower is stronger | $134.9M | — |
| Stockholders' EquityBook value | $1.3B | $-77.2M |
| Total Assets | $9.2B | $569.7M |
| Debt / EquityLower = less leverage | 0.11× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $188.0M | ||
| Q3 25 | — | $211.8M | ||
| Q2 25 | — | $203.5M | ||
| Q1 25 | — | $221.1M | ||
| Q4 24 | — | $218.4M | ||
| Q3 24 | — | $225.6M | ||
| Q2 24 | — | $271.7M | ||
| Q1 24 | — | $282.5M |
| Q4 25 | $134.9M | — | ||
| Q3 25 | $134.6M | — | ||
| Q2 25 | $134.3M | — | ||
| Q1 25 | $156.6M | — | ||
| Q4 24 | $161.4M | — | ||
| Q3 24 | $161.2M | — | ||
| Q2 24 | $162.4M | — | ||
| Q1 24 | $162.3M | — |
| Q4 25 | $1.3B | $-77.2M | ||
| Q3 25 | $1.2B | $-76.1M | ||
| Q2 25 | $1.2B | $-65.9M | ||
| Q1 25 | $1.2B | $-11.3M | ||
| Q4 24 | $1.2B | $13.4M | ||
| Q3 24 | $1.1B | $13.6M | ||
| Q2 24 | $1.1B | $24.4M | ||
| Q1 24 | $1.1B | $12.7M |
| Q4 25 | $9.2B | $569.7M | ||
| Q3 25 | $9.0B | $573.6M | ||
| Q2 25 | $8.9B | $592.4M | ||
| Q1 25 | $9.0B | $629.4M | ||
| Q4 24 | $8.8B | $664.1M | ||
| Q3 24 | $8.6B | $652.0M | ||
| Q2 24 | $8.6B | $665.3M | ||
| Q1 24 | $8.4B | $662.4M |
| Q4 25 | 0.11× | — | ||
| Q3 25 | 0.11× | — | ||
| Q2 25 | 0.11× | — | ||
| Q1 25 | 0.13× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.14× | — | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.15× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $153.5M | $7.7M |
| Free Cash FlowOCF − Capex | $149.4M | $7.6M |
| FCF MarginFCF / Revenue | 143.7% | 6.8% |
| Capex IntensityCapex / Revenue | 3.9% | 0.1% |
| Cash ConversionOCF / Net Profit | 3.81× | — |
| TTM Free Cash FlowTrailing 4 quarters | $275.0M | $9.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $153.5M | $7.7M | ||
| Q3 25 | $45.9M | $2.6M | ||
| Q2 25 | $38.9M | $10.5M | ||
| Q1 25 | $41.8M | $-9.9M | ||
| Q4 24 | $133.7M | $12.5M | ||
| Q3 24 | $39.6M | $9.3M | ||
| Q2 24 | $37.3M | $21.9M | ||
| Q1 24 | $23.4M | $2.0M |
| Q4 25 | $149.4M | $7.6M | ||
| Q3 25 | $45.9M | $2.2M | ||
| Q2 25 | $38.4M | $10.2M | ||
| Q1 25 | $41.3M | $-10.2M | ||
| Q4 24 | $116.8M | $12.0M | ||
| Q3 24 | $34.7M | $9.2M | ||
| Q2 24 | $34.4M | $21.7M | ||
| Q1 24 | $20.1M | $1.9M |
| Q4 25 | 143.7% | 6.8% | ||
| Q3 25 | 44.6% | 1.9% | ||
| Q2 25 | 40.1% | 9.1% | ||
| Q1 25 | 46.2% | -9.3% | ||
| Q4 24 | 126.4% | 10.8% | ||
| Q3 24 | 38.3% | 7.8% | ||
| Q2 24 | 40.5% | 17.6% | ||
| Q1 24 | 24.4% | 1.6% |
| Q4 25 | 3.9% | 0.1% | ||
| Q3 25 | 0.0% | 0.3% | ||
| Q2 25 | 0.6% | 0.3% | ||
| Q1 25 | 0.5% | 0.3% | ||
| Q4 24 | 18.3% | 0.4% | ||
| Q3 24 | 5.4% | 0.2% | ||
| Q2 24 | 3.5% | 0.1% | ||
| Q1 24 | 4.0% | 0.1% |
| Q4 25 | 3.81× | — | ||
| Q3 25 | 1.10× | — | ||
| Q2 25 | 1.08× | — | ||
| Q1 25 | 1.28× | — | ||
| Q4 24 | 3.88× | — | ||
| Q3 24 | 1.22× | — | ||
| Q2 24 | 1.28× | 3.12× | ||
| Q1 24 | 0.84× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NIC
Segment breakdown not available.
ZIP
| License | $84.3M | 75% |
| Services | $27.4M | 25% |
