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Side-by-side financial comparison of NIQ Global Intelligence plc (NIQ) and Palomar Holdings, Inc. (PLMR). Click either name above to swap in a different company.
Palomar Holdings, Inc. is the larger business by last-quarter revenue ($253.4M vs $204.2M, roughly 1.2× NIQ Global Intelligence plc).
NIQ Global Intelligence plc, operating as NielsenIQ, is a leading global provider of consumer behavior insights, retail analytics, and market measurement services. It serves CPG brands, retailers, and media entities across 100+ markets, delivering data-backed solutions to help clients understand shopper preferences and optimize business strategies.
Palomar Holdings, Inc. is a specialty insurance holding company that primarily provides property insurance products for catastrophe-exposed residential and commercial assets. It mainly operates across the United States, focusing on core segments including earthquake, flood, and windstorm coverage to meet high-risk property protection demands of customers.
NIQ vs PLMR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $204.2M | $253.4M |
| Net Profit | $180.8M | — |
| Gross Margin | — | — |
| Operating Margin | — | 28.7% |
| Net Margin | 88.6% | — |
| Revenue YoY | — | 62.7% |
| Net Profit YoY | — | — |
| EPS (diluted) | $0.83 | $2.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $204.2M | $253.4M | ||
| Q3 25 | $205.1M | $244.7M | ||
| Q2 25 | $213.4M | $203.3M | ||
| Q1 25 | $221.8M | $174.6M | ||
| Q4 24 | — | $155.8M | ||
| Q3 24 | $207.3M | $148.5M | ||
| Q2 24 | $212.4M | $131.1M | ||
| Q1 24 | $207.4M | $118.5M |
| Q4 25 | $180.8M | — | ||
| Q3 25 | $-16.2M | $51.5M | ||
| Q2 25 | $110.3M | $46.5M | ||
| Q1 25 | $23.7M | $42.9M | ||
| Q4 24 | — | — | ||
| Q3 24 | $16.7M | $30.5M | ||
| Q2 24 | $-48.6M | $25.7M | ||
| Q1 24 | $14.2M | $26.4M |
| Q4 25 | — | 28.7% | ||
| Q3 25 | — | 27.4% | ||
| Q2 25 | — | 29.5% | ||
| Q1 25 | 24.2% | 30.8% | ||
| Q4 24 | — | 28.9% | ||
| Q3 24 | 21.7% | 25.9% | ||
| Q2 24 | -10.5% | 25.5% | ||
| Q1 24 | 19.0% | 29.0% |
| Q4 25 | 88.6% | — | ||
| Q3 25 | -7.9% | 21.0% | ||
| Q2 25 | 51.7% | 22.9% | ||
| Q1 25 | 10.7% | 24.6% | ||
| Q4 24 | — | — | ||
| Q3 24 | 8.1% | 20.5% | ||
| Q2 24 | -22.9% | 19.6% | ||
| Q1 24 | 6.8% | 22.3% |
| Q4 25 | $0.83 | $2.05 | ||
| Q3 25 | $-0.07 | $1.87 | ||
| Q2 25 | $0.50 | $1.68 | ||
| Q1 25 | $0.11 | $1.57 | ||
| Q4 24 | — | $1.29 | ||
| Q3 24 | $0.08 | $1.15 | ||
| Q2 24 | $-0.22 | $1.00 | ||
| Q1 24 | $0.06 | $1.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $36.8M | $106.9M |
| Total DebtLower is stronger | $3.0B | — |
| Stockholders' EquityBook value | $3.1B | $942.7M |
| Total Assets | $6.7B | $3.1B |
| Debt / EquityLower = less leverage | 0.98× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $36.8M | $106.9M | ||
| Q3 25 | $68.7M | $111.7M | ||
| Q2 25 | $182.0M | $81.3M | ||
| Q1 25 | $49.1M | $119.3M | ||
| Q4 24 | — | $80.4M | ||
| Q3 24 | $467.5M | $86.5M | ||
| Q2 24 | $273.8M | $47.8M | ||
| Q1 24 | $348.6M | $61.4M |
| Q4 25 | $3.0B | — | ||
| Q3 25 | $2.9B | — | ||
| Q2 25 | $3.0B | — | ||
| Q1 25 | $2.9B | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $3.2B | — | ||
| Q2 24 | $3.0B | — | ||
| Q1 24 | $3.2B | — |
| Q4 25 | $3.1B | $942.7M | ||
| Q3 25 | $3.2B | $878.1M | ||
| Q2 25 | $3.3B | $847.2M | ||
| Q1 25 | $3.3B | $790.4M | ||
| Q4 24 | — | $729.0M | ||
| Q3 24 | $3.3B | $703.3M | ||
| Q2 24 | $3.4B | $532.6M | ||
| Q1 24 | $3.5B | $501.7M |
| Q4 25 | $6.7B | $3.1B | ||
| Q3 25 | $6.6B | $2.9B | ||
| Q2 25 | $6.9B | $2.8B | ||
| Q1 25 | $6.7B | $2.4B | ||
| Q4 24 | — | $2.3B | ||
| Q3 24 | $7.1B | $2.3B | ||
| Q2 24 | $7.0B | $2.0B | ||
| Q1 24 | $7.2B | $1.9B |
| Q4 25 | 0.98× | — | ||
| Q3 25 | 0.93× | — | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 0.89× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.97× | — | ||
| Q2 24 | 0.88× | — | ||
| Q1 24 | 0.90× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $409.1M |
| Free Cash FlowOCF − Capex | — | $409.0M |
| FCF MarginFCF / Revenue | — | 161.4% |
| Capex IntensityCapex / Revenue | — | 0.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $700.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $409.1M | ||
| Q3 25 | $116.2M | $83.6M | ||
| Q2 25 | $132.8M | $120.9M | ||
| Q1 25 | $74.1M | $87.2M | ||
| Q4 24 | — | $261.2M | ||
| Q3 24 | — | $100.3M | ||
| Q2 24 | — | $55.1M | ||
| Q1 24 | $53.6M | $33.1M |
| Q4 25 | — | $409.0M | ||
| Q3 25 | — | $83.6M | ||
| Q2 25 | — | $120.8M | ||
| Q1 25 | — | $87.1M | ||
| Q4 24 | — | $260.9M | ||
| Q3 24 | — | $100.1M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | 161.4% | ||
| Q3 25 | — | 34.2% | ||
| Q2 25 | — | 59.4% | ||
| Q1 25 | — | 49.9% | ||
| Q4 24 | — | 167.5% | ||
| Q3 24 | — | 67.4% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 0.0% | ||
| Q2 25 | — | 0.0% | ||
| Q1 25 | — | 0.0% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 0.0% | ||
| Q1 24 | — | 0.0% |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.63× | ||
| Q2 25 | 1.20× | 2.60× | ||
| Q1 25 | 3.12× | 2.03× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 3.29× | ||
| Q2 24 | — | 2.14× | ||
| Q1 24 | 3.79× | 1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
