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Side-by-side financial comparison of NEW JERSEY RESOURCES CORP (NJR) and PROSPERITY BANCSHARES INC (PB). Click either name above to swap in a different company.
NEW JERSEY RESOURCES CORP is the larger business by last-quarter revenue ($440.9M vs $367.6M, roughly 1.2× PROSPERITY BANCSHARES INC). PROSPERITY BANCSHARES INC runs the higher net margin — 31.6% vs 27.8%, a 3.8% gap on every dollar of revenue. Over the past eight quarters, PROSPERITY BANCSHARES INC's revenue compounded faster (19.2% CAGR vs 0.9%).
New Jersey Resources is an energy services holding company based in Wall Township, New Jersey. It is a Fortune 1000 company, and a member of the Forbes Platinum 400. New Jersey Natural Gas is its principal subsidiary.
Prosperity Bancshares, Inc. is a bank holding company headquartered in Houston, Texas with operations in Texas and central Oklahoma. As of December 31, 2019, the company operated 285 branches: 65 in the Houston area, including The Woodlands, Texas; 30 in South Texas, including Corpus Christi, Texas and Victoria, Texas; 75 in the Dallas–Fort Worth metroplex; 22 in East Texas; 29 in Central Texas, including Austin, Texas and San Antonio; 34 in West Texas, including Lubbock, Texas, Midland–Odess...
NJR vs PB — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $440.9M | $367.6M |
| Net Profit | $122.5M | $116.3M |
| Gross Margin | — | — |
| Operating Margin | 40.6% | — |
| Net Margin | 27.8% | 31.6% |
| Revenue YoY | 22.8% | — |
| Net Profit YoY | -6.7% | -10.7% |
| EPS (diluted) | $1.21 | $1.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $367.6M | ||
| Q4 25 | $440.9M | $275.0M | ||
| Q3 25 | $188.3M | $273.4M | ||
| Q2 25 | $234.8M | $267.7M | ||
| Q1 25 | $569.2M | $265.4M | ||
| Q4 24 | $359.0M | $267.8M | ||
| Q3 24 | $265.7M | $261.7M | ||
| Q2 24 | $209.9M | $258.8M |
| Q1 26 | — | $116.3M | ||
| Q4 25 | $122.5M | $139.9M | ||
| Q3 25 | $15.1M | $137.6M | ||
| Q2 25 | $-15.1M | $135.2M | ||
| Q1 25 | $204.3M | $130.2M | ||
| Q4 24 | $131.3M | $130.1M | ||
| Q3 24 | $91.1M | $127.3M | ||
| Q2 24 | $-11.6M | $111.6M |
| Q1 26 | — | — | ||
| Q4 25 | 40.6% | 65.1% | ||
| Q3 25 | 21.5% | 64.4% | ||
| Q2 25 | -0.5% | 64.3% | ||
| Q1 25 | 49.2% | 62.7% | ||
| Q4 24 | 52.8% | 62.0% | ||
| Q3 24 | 55.0% | 62.1% | ||
| Q2 24 | 2.8% | 55.2% |
| Q1 26 | — | 31.6% | ||
| Q4 25 | 27.8% | 50.9% | ||
| Q3 25 | 8.0% | 50.3% | ||
| Q2 25 | -6.4% | 50.5% | ||
| Q1 25 | 35.9% | 49.1% | ||
| Q4 24 | 36.6% | 48.6% | ||
| Q3 24 | 34.3% | 48.6% | ||
| Q2 24 | -5.5% | 43.1% |
| Q1 26 | — | $1.16 | ||
| Q4 25 | $1.21 | $1.48 | ||
| Q3 25 | $0.15 | $1.45 | ||
| Q2 25 | $-0.15 | $1.42 | ||
| Q1 25 | $2.02 | $1.37 | ||
| Q4 24 | $1.31 | $1.36 | ||
| Q3 24 | $0.91 | $1.34 | ||
| Q2 24 | $-0.12 | $1.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $2.4M | — |
| Total DebtLower is stronger | $3.3B | — |
| Stockholders' EquityBook value | $2.5B | $8.2B |
| Total Assets | $7.9B | $43.6B |
| Debt / EquityLower = less leverage | 1.32× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $2.4M | — | ||
| Q3 25 | $591.0K | — | ||
| Q2 25 | $931.0K | — | ||
| Q1 25 | $83.7M | — | ||
| Q4 24 | $1.9M | — | ||
| Q3 24 | $1.0M | — | ||
| Q2 24 | $22.4M | — |
| Q1 26 | — | — | ||
| Q4 25 | $3.3B | — | ||
| Q3 25 | $3.3B | — | ||
| Q2 25 | $3.0B | — | ||
| Q1 25 | $3.0B | — | ||
| Q4 24 | $3.0B | — | ||
| Q3 24 | $2.9B | — | ||
| Q2 24 | $2.8B | — |
| Q1 26 | — | $8.2B | ||
| Q4 25 | $2.5B | $7.6B | ||
| Q3 25 | $2.4B | $7.7B | ||
| Q2 25 | $2.4B | $7.6B | ||
| Q1 25 | $2.5B | $7.5B | ||
| Q4 24 | $2.3B | $7.4B | ||
| Q3 24 | $2.2B | $7.4B | ||
| Q2 24 | $2.1B | $7.3B |
| Q1 26 | — | $43.6B | ||
| Q4 25 | $7.9B | $38.5B | ||
| Q3 25 | $7.6B | $38.3B | ||
| Q2 25 | $7.3B | $38.4B | ||
| Q1 25 | $7.3B | $38.8B | ||
| Q4 24 | $7.2B | $39.6B | ||
| Q3 24 | $7.0B | $40.1B | ||
| Q2 24 | $6.8B | $39.8B |
| Q1 26 | — | — | ||
| Q4 25 | 1.32× | — | ||
| Q3 25 | 1.36× | — | ||
| Q2 25 | 1.25× | — | ||
| Q1 25 | 1.20× | — | ||
| Q4 24 | 1.29× | — | ||
| Q3 24 | 1.31× | — | ||
| Q2 24 | 1.30× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $26.7M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 0.22× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $26.7M | $78.3M | ||
| Q3 25 | $81.2M | $194.8M | ||
| Q2 25 | $-28.9M | $98.2M | ||
| Q1 25 | $423.0M | $178.2M | ||
| Q4 24 | $-9.0M | $-205.8M | ||
| Q3 24 | $64.5M | $274.6M | ||
| Q2 24 | $24.3M | $216.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $68.5M | ||
| Q3 25 | — | $185.7M | ||
| Q2 25 | — | $91.8M | ||
| Q1 25 | — | $171.1M | ||
| Q4 24 | — | $-210.7M | ||
| Q3 24 | — | $270.2M | ||
| Q2 24 | — | $211.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 24.9% | ||
| Q3 25 | — | 67.9% | ||
| Q2 25 | — | 34.3% | ||
| Q1 25 | — | 64.5% | ||
| Q4 24 | — | -78.7% | ||
| Q3 24 | — | 103.3% | ||
| Q2 24 | — | 81.8% |
| Q1 26 | — | — | ||
| Q4 25 | — | 3.6% | ||
| Q3 25 | — | 3.3% | ||
| Q2 25 | — | 2.4% | ||
| Q1 25 | — | 2.7% | ||
| Q4 24 | — | 1.8% | ||
| Q3 24 | — | 1.7% | ||
| Q2 24 | — | 1.8% |
| Q1 26 | — | — | ||
| Q4 25 | 0.22× | 0.56× | ||
| Q3 25 | 5.39× | 1.42× | ||
| Q2 25 | — | 0.73× | ||
| Q1 25 | 2.07× | 1.37× | ||
| Q4 24 | -0.07× | -1.58× | ||
| Q3 24 | 0.71× | 2.16× | ||
| Q2 24 | — | 1.94× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
NJR
| Residential | $284.1M | 64% |
| Commercialand Industrial | $53.4M | 12% |
| Firm Transportation | $34.7M | 8% |
| Storage And Transportation ST Segment | $28.1M | 6% |
| Home Services And Other HSO | $16.0M | 4% |
| Energy Services ES Segment | $12.8M | 3% |
| Installationand Maintenance | $6.6M | 1% |
| Electricity | $5.6M | 1% |
| Renewable Energy Certificates | $3.7M | 1% |
| Interruptibleand Offtariff | $2.4M | 1% |
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
