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Side-by-side financial comparison of NATIONAL BANKSHARES INC (NKSH) and Snail, Inc. (SNAL). Click either name above to swap in a different company.

Snail, Inc. is the larger business by last-quarter revenue ($25.1M vs $15.3M, roughly 1.6× NATIONAL BANKSHARES INC). NATIONAL BANKSHARES INC runs the higher net margin — 38.5% vs -3.4%, a 41.9% gap on every dollar of revenue. On growth, NATIONAL BANKSHARES INC posted the faster year-over-year revenue change (24.7% vs -4.2%). Over the past eight quarters, Snail, Inc.'s revenue compounded faster (33.4% CAGR vs 20.9%).

Nicolet Bankshares, Inc. is a U.S. regional bank holding company based in Green Bay, Wisconsin. They are the parent company of Nicolet National Bank, the second largest Wisconsin-based bank.

Suzhou Snail Digital Technology Co., Ltd., doing business as Snail, is a Chinese video game company and a Virtual Network Operator headquartered in Suzhou, China, which has branches Snail Games and Snail Mobile. Its division, Snail USA, markets Snail Games products in North America, South America, & Europe. Snail Games products include massively multiplayer online (MMOs), real-time strategy (RTS), and casual games. Its global registered user base has reached over 70 million accounts. The U.S....

NKSH vs SNAL — Head-to-Head

Bigger by revenue
SNAL
SNAL
1.6× larger
SNAL
$25.1M
$15.3M
NKSH
Growing faster (revenue YoY)
NKSH
NKSH
+28.9% gap
NKSH
24.7%
-4.2%
SNAL
Higher net margin
NKSH
NKSH
41.9% more per $
NKSH
38.5%
-3.4%
SNAL
Faster 2-yr revenue CAGR
SNAL
SNAL
Annualised
SNAL
33.4%
20.9%
NKSH

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NKSH
NKSH
SNAL
SNAL
Revenue
$15.3M
$25.1M
Net Profit
$5.9M
$-862.2K
Gross Margin
38.3%
Operating Margin
47.4%
-6.0%
Net Margin
38.5%
-3.4%
Revenue YoY
24.7%
-4.2%
Net Profit YoY
91.0%
-177.0%
EPS (diluted)
$0.93

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NKSH
NKSH
SNAL
SNAL
Q4 25
$15.3M
$25.1M
Q3 25
$14.2M
$13.8M
Q2 25
$13.3M
$22.2M
Q1 25
$12.8M
$20.1M
Q4 24
$12.2M
$26.2M
Q3 24
$11.7M
$22.5M
Q2 24
$10.9M
$21.6M
Q1 24
$10.4M
$14.1M
Net Profit
NKSH
NKSH
SNAL
SNAL
Q4 25
$5.9M
$-862.2K
Q3 25
$4.4M
$-7.9M
Q2 25
$2.3M
$-16.6M
Q1 25
$3.2M
$-1.9M
Q4 24
$3.1M
$1.1M
Q3 24
$2.7M
$235.1K
Q2 24
$-307.0K
$2.3M
Q1 24
$2.2M
$-1.8M
Gross Margin
NKSH
NKSH
SNAL
SNAL
Q4 25
38.3%
Q3 25
0.1%
Q2 25
31.3%
Q1 25
29.1%
Q4 24
43.3%
Q3 24
38.6%
Q2 24
37.5%
Q1 24
14.7%
Operating Margin
NKSH
NKSH
SNAL
SNAL
Q4 25
47.4%
-6.0%
Q3 25
37.9%
-71.3%
Q2 25
20.0%
-8.2%
Q1 25
30.5%
-20.4%
Q4 24
30.1%
11.5%
Q3 24
27.5%
1.8%
Q2 24
-4.4%
12.4%
Q1 24
25.8%
-15.6%
Net Margin
NKSH
NKSH
SNAL
SNAL
Q4 25
38.5%
-3.4%
Q3 25
31.1%
-56.9%
Q2 25
17.2%
-74.7%
Q1 25
25.3%
-9.7%
Q4 24
25.1%
4.3%
Q3 24
22.8%
1.0%
Q2 24
-2.8%
10.4%
Q1 24
20.8%
-12.6%
EPS (diluted)
NKSH
NKSH
SNAL
SNAL
Q4 25
$0.93
Q3 25
$0.69
Q2 25
$0.36
$-0.44
Q1 25
$0.51
$-0.06
Q4 24
$0.50
$0.03
Q3 24
$0.42
$0.01
Q2 24
$-0.05
$0.06
Q1 24
$0.37
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NKSH
NKSH
SNAL
SNAL
Cash + ST InvestmentsLiquidity on hand
$59.3M
$8.6M
Total DebtLower is stronger
$14.6M
Stockholders' EquityBook value
$184.9M
$-16.4M
Total Assets
$1.8B
$59.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NKSH
NKSH
SNAL
SNAL
Q4 25
$59.3M
$8.6M
Q3 25
$42.3M
$12.3M
Q2 25
$92.8M
$7.9M
Q1 25
$122.5M
$9.4M
Q4 24
$108.1M
$7.3M
Q3 24
$49.8M
$10.6M
Q2 24
$98.9M
$15.5M
Q1 24
$121.2M
$16.1M
Total Debt
NKSH
NKSH
SNAL
SNAL
Q4 25
$14.6M
Q3 25
$10.5M
Q2 25
$11.8M
Q1 25
$9.0M
Q4 24
$5.7M
Q3 24
$5.7M
Q2 24
$5.8M
Q1 24
$6.5M
Stockholders' Equity
NKSH
NKSH
SNAL
SNAL
Q4 25
$184.9M
$-16.4M
Q3 25
$179.2M
$-15.6M
Q2 25
$168.7M
$-8.0M
Q1 25
$167.3M
$9.1M
Q4 24
$156.4M
$9.7M
Q3 24
$167.8M
$8.2M
Q2 24
$149.0M
$7.9M
Q1 24
$139.4M
$5.6M
Total Assets
NKSH
NKSH
SNAL
SNAL
Q4 25
$1.8B
$59.3M
Q3 25
$1.8B
$51.1M
Q2 25
$1.8B
$58.0M
Q1 25
$1.8B
$64.5M
Q4 24
$1.8B
$62.2M
Q3 24
$1.8B
$66.8M
Q2 24
$1.8B
$75.4M
Q1 24
$1.7B
$78.3M
Debt / Equity
NKSH
NKSH
SNAL
SNAL
Q4 25
Q3 25
Q2 25
Q1 25
0.99×
Q4 24
0.59×
Q3 24
0.70×
Q2 24
0.73×
Q1 24
1.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NKSH
NKSH
SNAL
SNAL
Operating Cash FlowLast quarter
$17.9M
$-5.3M
Free Cash FlowOCF − Capex
$15.2M
FCF MarginFCF / Revenue
99.2%
Capex IntensityCapex / Revenue
17.9%
Cash ConversionOCF / Net Profit
3.04×
TTM Free Cash FlowTrailing 4 quarters
$23.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NKSH
NKSH
SNAL
SNAL
Q4 25
$17.9M
$-5.3M
Q3 25
$6.1M
$6.6M
Q2 25
$2.1M
$-3.2M
Q1 25
$2.6M
$764.5K
Q4 24
$9.4M
$-3.6M
Q3 24
$3.1M
$-5.0M
Q2 24
$-3.0M
$206.6K
Q1 24
$3.8M
$6.8M
Free Cash Flow
NKSH
NKSH
SNAL
SNAL
Q4 25
$15.2M
Q3 25
$5.3M
Q2 25
$1.5M
Q1 25
$1.6M
Q4 24
$6.2M
Q3 24
$2.2M
Q2 24
$-4.0M
Q1 24
$3.5M
FCF Margin
NKSH
NKSH
SNAL
SNAL
Q4 25
99.2%
Q3 25
37.4%
Q2 25
11.5%
Q1 25
12.5%
Q4 24
50.5%
Q3 24
18.5%
Q2 24
-36.3%
Q1 24
33.8%
Capex Intensity
NKSH
NKSH
SNAL
SNAL
Q4 25
17.9%
Q3 25
5.6%
Q2 25
4.1%
Q1 25
7.5%
Q4 24
26.6%
Q3 24
8.3%
Q2 24
9.3%
Q1 24
3.0%
Cash Conversion
NKSH
NKSH
SNAL
SNAL
Q4 25
3.04×
Q3 25
1.38×
Q2 25
0.90×
Q1 25
0.79×
Q4 24
3.07×
-3.21×
Q3 24
1.17×
-21.05×
Q2 24
0.09×
Q1 24
1.77×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NKSH
NKSH

Segment breakdown not available.

SNAL
SNAL

Pc$14.7M59%
Platform Three$5.2M21%
Platform Two$3.3M13%
Sales Channel Directly To Consumer Mobile Sale$1.6M6%

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