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Side-by-side financial comparison of NL INDUSTRIES INC (NL) and NORTHRIM BANCORP INC (NRIM). Click either name above to swap in a different company.

NORTHRIM BANCORP INC is the larger business by last-quarter revenue ($61.2M vs $37.7M, roughly 1.6× NL INDUSTRIES INC). On growth, NORTHRIM BANCORP INC posted the faster year-over-year revenue change (11.6% vs -1.9%). NORTHRIM BANCORP INC produced more free cash flow last quarter ($133.9M vs $-4.7M). Over the past eight quarters, NORTHRIM BANCORP INC's revenue compounded faster (18.4% CAGR vs -0.4%).

NL Industries, formerly known as the National Lead Company, is a lead smelting company currently based in Houston, Texas. National Lead was one of the 12 original stocks included in the Dow Jones Industrial Average at the time of its creation on May 26, 1896.

Northrim Bancorp Inc is a U.S. regional bank holding company based in Anchorage, Alaska. It offers commercial and consumer banking services including deposit accounts, business and personal loans, mortgage products, and wealth management solutions, serving local small businesses, individual customers and corporate clients in its operating areas.

NL vs NRIM — Head-to-Head

Bigger by revenue
NRIM
NRIM
1.6× larger
NRIM
$61.2M
$37.7M
NL
Growing faster (revenue YoY)
NRIM
NRIM
+13.4% gap
NRIM
11.6%
-1.9%
NL
More free cash flow
NRIM
NRIM
$138.6M more FCF
NRIM
$133.9M
$-4.7M
NL
Faster 2-yr revenue CAGR
NRIM
NRIM
Annualised
NRIM
18.4%
-0.4%
NL

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
NL
NL
NRIM
NRIM
Revenue
$37.7M
$61.2M
Net Profit
$-31.0M
Gross Margin
32.1%
79.9%
Operating Margin
7.6%
27.2%
Net Margin
-82.2%
Revenue YoY
-1.9%
11.6%
Net Profit YoY
-287.2%
EPS (diluted)
$-0.63
$-2.80

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
NL
NL
NRIM
NRIM
Q4 25
$37.7M
$61.2M
Q3 25
$40.0M
$77.2M
Q2 25
$40.4M
$61.4M
Q1 25
$40.3M
$55.8M
Q4 24
$38.4M
$54.8M
Q3 24
$33.7M
$51.0M
Q2 24
$35.9M
$46.5M
Q1 24
$38.0M
$43.7M
Net Profit
NL
NL
NRIM
NRIM
Q4 25
$-31.0M
Q3 25
$-7.9M
$27.1M
Q2 25
$355.0K
$11.8M
Q1 25
$667.0K
$13.3M
Q4 24
$16.5M
Q3 24
$36.0M
$8.8M
Q2 24
$7.8M
$9.0M
Q1 24
$6.8M
$8.2M
Gross Margin
NL
NL
NRIM
NRIM
Q4 25
32.1%
79.9%
Q3 25
27.6%
84.0%
Q2 25
31.9%
78.5%
Q1 25
30.2%
84.1%
Q4 24
28.8%
77.8%
Q3 24
28.1%
75.2%
Q2 24
31.1%
79.1%
Q1 24
25.5%
78.2%
Operating Margin
NL
NL
NRIM
NRIM
Q4 25
7.6%
27.2%
Q3 25
4.6%
44.8%
Q2 25
6.9%
25.7%
Q1 25
7.8%
31.5%
Q4 24
87.7%
24.3%
Q3 24
6.0%
22.8%
Q2 24
2.2%
24.9%
Q1 24
3.6%
24.1%
Net Margin
NL
NL
NRIM
NRIM
Q4 25
-82.2%
Q3 25
-19.7%
35.1%
Q2 25
0.9%
19.2%
Q1 25
1.7%
23.9%
Q4 24
43.1%
Q3 24
107.0%
17.3%
Q2 24
21.8%
19.4%
Q1 24
18.0%
18.8%
EPS (diluted)
NL
NL
NRIM
NRIM
Q4 25
$-0.63
$-2.80
Q3 25
$-0.16
$1.20
Q2 25
$0.01
$2.09
Q1 25
$0.01
$2.38
Q4 24
$0.34
$-1.83
Q3 24
$0.74
$0.39
Q2 24
$0.16
$1.62
Q1 24
$0.14
$1.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
NL
NL
NRIM
NRIM
Cash + ST InvestmentsLiquidity on hand
$110.6M
Total DebtLower is stronger
$12.8M
Stockholders' EquityBook value
$358.8M
$326.5M
Total Assets
$464.2M
$3.3B
Debt / EquityLower = less leverage
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
NL
NL
NRIM
NRIM
Q4 25
$110.6M
Q3 25
$101.9M
Q2 25
$111.5M
Q1 25
$110.0M
Q4 24
$163.2M
Q3 24
$146.0M
Q2 24
$179.4M
Q1 24
$167.9M
Total Debt
NL
NL
NRIM
NRIM
Q4 25
$12.8M
Q3 25
Q2 25
Q1 25
Q4 24
$23.0M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
NL
NL
NRIM
NRIM
Q4 25
$358.8M
$326.5M
Q3 25
$375.4M
$315.7M
Q2 25
$397.6M
$290.2M
Q1 25
$397.6M
$279.8M
Q4 24
$396.9M
$267.1M
Q3 24
$386.0M
$260.1M
Q2 24
$373.1M
$247.2M
Q1 24
$368.1M
$239.3M
Total Assets
NL
NL
NRIM
NRIM
Q4 25
$464.2M
$3.3B
Q3 25
$500.2M
$3.3B
Q2 25
$523.7M
$3.2B
Q1 25
$520.0M
$3.1B
Q4 24
$578.3M
$3.0B
Q3 24
$585.6M
$3.0B
Q2 24
$580.0M
$2.8B
Q1 24
$568.8M
$2.8B
Debt / Equity
NL
NL
NRIM
NRIM
Q4 25
0.04×
Q3 25
Q2 25
Q1 25
Q4 24
0.09×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
NL
NL
NRIM
NRIM
Operating Cash FlowLast quarter
$-4.2M
$139.3M
Free Cash FlowOCF − Capex
$-4.7M
$133.9M
FCF MarginFCF / Revenue
-12.6%
218.9%
Capex IntensityCapex / Revenue
1.6%
8.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-40.1M
$235.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
NL
NL
NRIM
NRIM
Q4 25
$-4.2M
$139.3M
Q3 25
$7.9M
$92.7M
Q2 25
$7.3M
$-4.4M
Q1 25
$-47.5M
$16.5M
Q4 24
$9.0M
$-8.7M
Q3 24
$-5.7M
$-201.0K
Q2 24
$15.5M
$-38.5M
Q1 24
$6.7M
$-5.5M
Free Cash Flow
NL
NL
NRIM
NRIM
Q4 25
$-4.7M
$133.9M
Q3 25
$7.0M
$89.9M
Q2 25
$5.9M
$-4.7M
Q1 25
$-48.3M
$16.3M
Q4 24
$8.7M
$-9.3M
Q3 24
$-6.1M
$-330.0K
Q2 24
$15.1M
$-39.4M
Q1 24
$6.4M
$-6.6M
FCF Margin
NL
NL
NRIM
NRIM
Q4 25
-12.6%
218.9%
Q3 25
17.4%
116.5%
Q2 25
14.7%
-7.7%
Q1 25
-119.9%
29.3%
Q4 24
22.8%
-17.1%
Q3 24
-18.3%
-0.6%
Q2 24
42.1%
-84.7%
Q1 24
17.0%
-15.1%
Capex Intensity
NL
NL
NRIM
NRIM
Q4 25
1.6%
8.9%
Q3 25
2.5%
3.5%
Q2 25
3.3%
0.5%
Q1 25
2.0%
0.4%
Q4 24
0.6%
1.1%
Q3 24
1.4%
0.3%
Q2 24
1.2%
1.9%
Q1 24
0.8%
2.4%
Cash Conversion
NL
NL
NRIM
NRIM
Q4 25
Q3 25
3.42×
Q2 25
20.53×
-0.37×
Q1 25
-71.18×
1.24×
Q4 24
0.54×
Q3 24
-0.16×
-0.02×
Q2 24
1.98×
-4.27×
Q1 24
0.99×
-0.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

NL
NL

Security Products$29.5M78%
Marine Components$8.2M22%

NRIM
NRIM

Community Banking Segment$44.3M72%
Specialty Finance Segment$7.4M12%
Other$4.7M8%
Home Mortgage Lending Segment$3.6M6%
Credit And Debit Card$1.2M2%

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